Compare MBNA Credit Cards for March 2021

Customers say
★★★★★
Customer satisfaction

Good online account management and customer service

Doesn't offer any rewards programs

MBNA’s range of cards is designed fit a range of needs. As well as the headline-grabbing transfer and purchase offers, many of its cards boast competitive default rates that the cards revert to when offer periods expire. So whether or not you’re a card user who jumps from offer to offer, MBNA could have an option for you.

Compare MBNA credit cards

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Name	Product	Balance transfers	Money transfers	Purchases	Annual/monthly fees	Rep. APR	Link	Incentive	Representative example
MBNA Long Term Low Interest Credit Card		4.9% for 48 months (0.5% fee)	4.9% for 48 months (0.5% fee)	4.9% for 48 months reverting to 8.9%	£0	8.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 8.9% (variable) p.a., your representative rate is 8.9% APR (variable).	Compare	loading Fetching your data...
MBNA 0% Transfer and Purchase Credit Card		0% for 20 months (2.99% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 20.93%	£0	20.9% (variable)	More Info	Introductory 0% purchase offer only applies to purchases made within 60 days of opening.	Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
MBNA Long 0% Money Transfer Credit Card		0% for 12 months (4% fee)	0% for 18 months (2.99% fee)	22.93%	£0	22.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 22.93% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...

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MBNA cards are issued on the MasterCard network, so they can be used at tens of millions of merchants and ATMs around the world.

What types of credit cards are available from MBNA?

MBNA range of cards is comprised of five main types:

• 0% Balance transfer deals

  Balance transfer cards allow you to move existing debt onto a new card and pay no interest on it for a set introductory period. You’ll normally be expected to pay a transfer fee – typically 2-3%, but in the UK’s competitive card market, some banks now offer cards with no transfer fee.

  Learn more about 0% balance transfer cards

• 0% Money transfer deals

  Want to transfer money from your credit card to your current account? MBNA offers three cards that allow you to send money from your credit card into your current account at 0% interest for a set introductory period.

  Learn more about 0% money transfer cards

• 0% Purchase deals

  If you’re planning on making a big purchase but want to spread the cost, MBNA offer a card that will charge 0% interest on purchases for a set introductory period.

  Learn more about 0% purchase cards

• Low interest deals

  MBNA offers credit cards with no introductory periods, just a low rate on purchases and transfers for at least five years.
  Learn more about low interest cards

• All-rounder deals

  If you’re looking for a card to fulfil multiple requirements – perhaps you have an outstanding balance but also anticipate making purchases on card, you might want to check out “all-rounders”. Weigh up the rates that the card will revert to after any introductory period ends, plus any fees, versus the potential savings the card will offer you.

  Learn more about low interest cards

Additional benefits of banking with MBNA

MBNA offer additional benefits to its credit card holders. Here are some of the highlights:

• Security and protection. MBNA do their best to protect your finances and ensure you’re not a victim of fraud. As well as monitoring your account 24/7 for fraudulent behaviour, they have also put in place added features to protect you online and won’t charge you for fraud liability.
• Global acceptance. With all of MBNA’s cards provided through either Visa or MasterCard you can rest assured your card will be accepted throughout the the UK and in many, many places across the world. MasterCard is the world’s fastest payment processing network and operates in more than 210 countries, while Visa is accepted in over 38 million locations.
• Mobile App. MBNA has created a snazzy app, so you can get straight to all of your credit card stuff, without any faff, while you’re on the move.
• Easy payments to your card. MBNA offers a range of options which should make keeping up with your monthly payments that bit easier – including online debit card payments, regular Direct Debit payments and (when you’re against the clock) Faster Payments.

Using an MBNA card overseas

How do MBNA’s cards hold up against the rest of the market?

• Balance Transfer Cards
• 0% Purchase Cards
• Money Transfer Cards

Table: sorted by length of 0% balance transfer offer, promoted deals first

Data updated daily

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

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Name	Product	Balance transfers	Money transfers	Purchases	Annual/monthly fees	Rep. APR	Link	Incentive	Representative example
M&S Bank Transfer Plus Mastercard		0% for 25 months (2.85% fee)	N/A	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	Check eligibility More Info	Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.	Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
The NatWest Balance Transfer Credit Card (eligibility criteria apply)		0% for 18 months (0%, transfers must be made within the first 3 months of account opening fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9% p.a. (variable)	£0	19.9% (variable)	Check eligibility More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable), your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
The Royal Bank Balance Transfer Credit Card (eligibility criteria apply)		0% for 18 months (0%, transfers must be made within the first 3 months of account opening fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9% p.a. (variable)	£0	19.9% (variable)	Check eligibility More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable), your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		0% for 16 months (2.9% fee)	N/A	0% for 18 months reverting to 19.9%	£0	19.9% (variable)	Check eligibility More Info	Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.	Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Santander Everyday Credit Card		0% for 18 months (0% fee)	N/A	0% for 3 months reverting to 20.9%	£0	20.9% (variable)	Check eligibility More Info	Earn up to 15% cashback with your selected Retailer Offers at selected major retailers.	Representative example: When you spend £1,200 at a purchase rate of 20.9% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
HSBC Balance Transfer Credit Card		0% for 25 months (2.85% fee)	N/A	0% for 3 months reverting to 21.9%	£0	21.9% (variable)	Check eligibility More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
HSBC Purchase Plus Credit Card Visa		0% for 18 months (2.9% fee)	N/A	0% for 18 months reverting to 22.9%	£0	22.9% (variable)	Check eligibility More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
Santander All in One Credit Card		0% for 26 months (0% fee)	N/A	0% for 20 months reverting to 17.9%	£3 per month	23.7% (variable)	Check eligibility More Info	0.5% cashback after £1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) p.a. with a fee of £3 per month, your representative rate is 23.7% APR (variable).	Compare	loading Fetching your data...
first direct Credit Card		0% for 27 months (2.29% fee)	N/A	18.9%	£0	18.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...
HSBC Premier Credit Card		0% for 18 months (1.4% fee)	N/A	0% for 9 months reverting to 18.9%	£0	18.9% (variable)	More Info	A selection of rewards from a range of partners. Earn 1 point for every £1 spent within the UK and earn 2 points for every £1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...
John Lewis and Waitrose Partnership Mastercard		0% for 18 months (2.9% fee)	N/A	0% for 9 months reverting to 18.9%	£0	18.9% (variable)	More Info	Earn 5 points for every £4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...
TSB Platinum Balance Transfer Card		0% for 28 months (2.95% fee)	N/A	0% for 3 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).	Compare	loading Fetching your data...
Halifax 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
NatWest Longer Balance Transfer Credit Card Mastercard		0% for 23 months (1.99% fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
TSB Platinum Purchase Card		0% for 20 months (2.95% fee)	N/A	0% for 20 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).	Compare	loading Fetching your data...
Ulster Bank Balance Transfer Credit Card Mastercard		0% for 18 months (0.49% fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Bank of Scotland Platinum Low Fee 0% Balance Transfer credit card		0% for 22 months (1.99% fee)	N/A	0% for 9 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Ulster Bank Longer Balance Transfer Credit Card Mastercard		0% for 23 months (1.99% fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Bank of Scotland Platinum 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Nationwide Member Credit Card All Rounder Offer		0% for 15 months (1.5% fee)	N/A	0% for 15 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Nationwide Member Credit Card Balance Transfer Offer		0% for 18 months (1.5% fee)	N/A	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Royal Bank of Scotland Longer Balance Transfer Credit Card Mastercard		0% for 23 months (1.99% fee)	26.9% (3% fee)	0% for 3 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Halifax Low Fee 0% Balance Transfer Credit Card		0% for 23 months (1.5% fee)	N/A	0% for 9 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Lloyds Bank Platinum 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.94%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Lloyds Bank Platinum Low Fee 0% Balance Transfer Mastercard		0% for 22 months (1.99% fee)	N/A	0% for 9 months reverting to 19.94%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
The Co-operative Bank Balance Transfer Credit Card Visa		0% for 24 months (0% fee)	N/A	0% for 4 months reverting to 20.6%	£0	20.6% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 20.6% (variable) p.a., your representative rate is 20.6% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank Nectar Reward Credit Card		0% for 17 months (3% fee)	25.95% (4% fee)	0% for 17 months reverting to 20.95%	£0	20.9% (variable)		Earn 10,000 Nectar points if £400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per £1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank All Round Card		0% for 15 months (1.99% fee)	0% for 15 months (3.99% fee)	0% for 15 months reverting to 20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Balance Transfer Card		0% for 22 months (2.99% fee)	0% for 12 months (4% fee)	20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
MBNA 0% Transfer and Purchase Credit Card		0% for 20 months (2.99% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 20.93%	£0	20.9% (variable)	More Info	Introductory 0% purchase offer only applies to purchases made within 60 days of opening.	Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank Dual Offer Credit Card Mastercard		0% for 20 months (3% fee)	25.95% (4% fee)	0% for 20 months reverting to 21.95%	£0	21.9% (variable)	More Info	Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank 26 Month Low Balance Transfer Fee Credit Card Mastercard		0% for 26 months (2% fee)	25.95% (4% fee)	0% for 3 months reverting to 21.95%	£0	21.9% (variable)	More Info	Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Platinum 21 Month No Fee Balance Transfer Visa		0% for 21 months (0.9% fee)	N/A	0% for 6 months reverting to 21.9%	£0	21.9% (variable)	More Info	Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury’s Bank No Balance Transfer Fee Credit Card		0% for 18 months (0% fee)	25.95% (4% fee)	0% for 3 months reverting to 21.95%	£0	21.9% (variable)	More Info	Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 28 Month Balance Transfer Credit Card Mastercard		0% for 28 months (2.7% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Platinum 18 Month 0% Purchase and Balance Transfer Visa		0% for 18 months (2.9% fee)	N/A	0% for 18 months reverting to 21.9%	£0	21.9% (variable)	More Info	Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month All Round Credit Card Mastercard		0% for 20 months (2.9% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank Balance Transfer Credit Card Mastercard		0% for 29 months (3% fee)	25.95% (4% fee)	0% for 3 months reverting to 21.95%	£0	21.9% (variable)	More Info	Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 24 Month Balance Transfer Credit Card Mastercard		0% for 24 months (1.25% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
MBNA Long 0% Money Transfer Credit Card		0% for 12 months (4% fee)	0% for 18 months (2.99% fee)	22.93%	£0	22.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 22.93% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
IHG Rewards Club Credit Card Mastercard		0% for 12 months (3% fee)	N/A	22.9%	£0	22.9% (variable)	More Info	Receive 1 IHG Rewards Club point for every £1 spent in the UK. 2 IHG Rewards Club points for every £1 spent at any IHG location in the UK and 2 IHG Rewards Club points for every £1 spent abroad.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 12 Month All Round Credit Card Mastercard		0% for 12 months (2.9% fee)	0% for 12 months (4% fee)	0% for 12 months reverting to 27.9%	£0	27.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 16 Month Balance Transfer Credit Card Mastercard		0% for 16 months (3% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 27.9%	£0	27.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
Santander World Elite Mastercard		0% for 18 months (0% fee)	N/A	0% for 18 months reverting to 18.9%	£15 per month	49.8% (variable)	More Info	0.5% cashback on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid monthly into card account.0.5% cashback on monthly spend of up to £3,000. Access to over 1 million Wi-Fi hotspots, no foreign transaction fees, discount on travel insurance.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).	Compare	loading Fetching your data...

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Table: sorted by length of 0% purchases offer, promoted deals first

Data updated daily

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

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Sort by:

Name	Product	Balance transfers	Money transfers	Purchases	Annual/monthly fees	Rep. APR	Link	Incentive	Representative example
Santander All in One Credit Card		0% for 26 months (0% fee)	N/A	0% for 20 months reverting to 17.9%	£3 per month	23.7% (variable)	Check eligibility More Info	0.5% cashback after £1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit.	Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) p.a. with a fee of £3 per month, your representative rate is 23.7% APR (variable).	Compare	loading Fetching your data...
M&S Bank Shopping Plus Credit Card		0% for 16 months (2.9% fee)	N/A	0% for 18 months reverting to 19.9%	£0	19.9% (variable)	Check eligibility More Info	Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.	Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
HSBC Purchase Plus Credit Card Visa		0% for 18 months (2.9% fee)	N/A	0% for 18 months reverting to 22.9%	£0	22.9% (variable)	Check eligibility More Info	Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
M&S Bank Reward Plus Mastercard		0% for 6 months (2.9% fee)	N/A	0% for 6 months reverting to 19.9%	£0	19.9% (variable)	Check eligibility More Info	Double points on spend in M&S for first 12 months (2 points per £1). Then earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.	Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Clubcard Plus Credit Card Mastercard		21.814% (4% fee)	21.814% (4% fee)	0% for 24 months reverting to 19.944%	£7.99 per month	37.7% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards.	Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. with a fee of £7.99 per month, your representative rate is 37.7% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month All Round Credit Card Mastercard		0% for 20 months (2.9% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
TSB Platinum Purchase Card		0% for 20 months (2.95% fee)	N/A	0% for 20 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank Dual Offer Credit Card Mastercard		0% for 20 months (3% fee)	25.95% (4% fee)	0% for 20 months reverting to 21.95%	£0	21.9% (variable)	More Info	Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
MBNA 0% Transfer and Purchase Credit Card		0% for 20 months (2.99% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 20.93%	£0	20.9% (variable)	More Info	Introductory 0% purchase offer only applies to purchases made within 60 days of opening.	Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Purchases Card		0% for 3 months (2.99% fee)	0% for 3 months (3.99% fee)	0% for 18 months reverting to 20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Santander World Elite Mastercard		0% for 18 months (0% fee)	N/A	0% for 18 months reverting to 18.9%	£15 per month	49.8% (variable)	More Info	0.5% cashback on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid monthly into card account.0.5% cashback on monthly spend of up to £3,000. Access to over 1 million Wi-Fi hotspots, no foreign transaction fees, discount on travel insurance.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).	Compare	loading Fetching your data...
Barclaycard Platinum 18 Month 0% Purchase and Balance Transfer Visa		0% for 18 months (2.9% fee)	N/A	0% for 18 months reverting to 21.9%	£0	21.9% (variable)	More Info	Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Sainsbury's Bank Nectar Reward Credit Card		0% for 17 months (3% fee)	25.95% (4% fee)	0% for 17 months reverting to 20.95%	£0	20.9% (variable)		Earn 10,000 Nectar points if £400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per £1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.	Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Lloyds Bank Platinum 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.94%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Halifax 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
first direct Gold Credit Card		16.9% (2.9% fee)	N/A	0% for 17 months reverting to 16.9%	£0	16.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a., your representative rate is 16.9% APR (variable).	Compare	loading Fetching your data...
Bank of Scotland Platinum 0% Purchase and Balance Transfer Mastercard		0% for 17 months (2.99% fee)	N/A	0% for 17 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank All Round Card		0% for 15 months (1.99% fee)	0% for 15 months (3.99% fee)	0% for 15 months reverting to 20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Nationwide Member Credit Card All Rounder Offer		0% for 15 months (1.5% fee)	N/A	0% for 15 months reverting to 19.9%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 12 Month All Round Credit Card Mastercard		0% for 12 months (2.9% fee)	0% for 12 months (4% fee)	0% for 12 months reverting to 27.9%	£0	27.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
TSB Classic Credit Card Mastercard		0% for 10 months (2.95% fee)	N/A	0% for 10 months reverting to 26.95%	£0	26.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 26.95% (variable) p.a., your representative rate is 26.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Travel Credit Card		0% for 9 months (2% fee)	0% for 9 months (4% fee)	0% for 9 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Lloyds Bank Platinum Low Fee 0% Balance Transfer Mastercard		0% for 22 months (1.99% fee)	N/A	0% for 9 months reverting to 19.94%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
John Lewis and Waitrose Partnership Mastercard		0% for 18 months (2.9% fee)	N/A	0% for 9 months reverting to 18.9%	£0	18.9% (variable)	More Info	Earn 5 points for every £4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...
HSBC Premier Credit Card		0% for 18 months (1.4% fee)	N/A	0% for 9 months reverting to 18.9%	£0	18.9% (variable)	More Info	A selection of rewards from a range of partners. Earn 1 point for every £1 spent within the UK and earn 2 points for every £1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles.	Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).	Compare	loading Fetching your data...
Halifax Low Fee 0% Balance Transfer Credit Card		0% for 23 months (1.5% fee)	N/A	0% for 9 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
Bank of Scotland Platinum Low Fee 0% Balance Transfer credit card		0% for 22 months (1.99% fee)	N/A	0% for 9 months reverting to 19.95%	£0	19.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).	Compare	loading Fetching your data...
HSBC Rewards Credit Card		0% for 6 months (2% fee)	N/A	0% for 6 months reverting to 21.9%	£0	21.9% (variable)	More Info	Earn up to 10 points for every £1 spent at selected retailers and 1 point for every £5 spent elsewhere. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year for first 5 years.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Platinum 21 Month No Fee Balance Transfer Visa		0% for 21 months (0.9% fee)	N/A	0% for 6 months reverting to 21.9%	£0	21.9% (variable)	More Info	Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Business Premium Plus Credit Card Mastercard		N/A	N/A	0% for 6 months reverting to 14.9%	£150 per annum	49.4% (variable)	More Info	0.5% after £1 of yearly spend. Maximum of £400 cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year.	Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £150 per annum, your representative rate is 49.4% APR (variable).	Compare	loading Fetching your data...

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Name	Product	Balance transfers	Money transfers	Purchases	Annual/monthly fees	Rep. APR	Link	Incentive	Representative example
MBNA Long 0% Money Transfer Credit Card		0% for 12 months (4% fee)	0% for 18 months (2.99% fee)	22.93%	£0	22.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 22.93% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank All Round Card		0% for 15 months (1.99% fee)	0% for 15 months (3.99% fee)	0% for 15 months reverting to 20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 28 Month Balance Transfer Credit Card Mastercard		0% for 28 months (2.7% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 24 Month Balance Transfer Credit Card Mastercard		0% for 24 months (1.25% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 20 Month All Round Credit Card Mastercard		0% for 20 months (2.9% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 16 Month Balance Transfer Credit Card Mastercard		0% for 16 months (3% fee)	0% for 12 months (4% fee)	0% for 3 months reverting to 27.9%	£0	27.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money 12 Month All Round Credit Card Mastercard		0% for 12 months (2.9% fee)	0% for 12 months (4% fee)	0% for 12 months reverting to 27.9%	£0	27.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Balance Transfer Card		0% for 22 months (2.99% fee)	0% for 12 months (4% fee)	20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
MBNA 0% Transfer and Purchase Credit Card		0% for 20 months (2.99% fee)	0% for 12 months (4% fee)	0% for 20 months reverting to 20.93%	£0	20.9% (variable)	More Info	Introductory 0% purchase offer only applies to purchases made within 60 days of opening.	Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Travel Credit Card		0% for 9 months (2% fee)	0% for 9 months (4% fee)	0% for 9 months reverting to 21.9%	£0	21.9% (variable)	More Info	Enjoy exclusive offers and rewards on the Virgin Red app.	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Virgin Atlantic Reward Plus Credit Card		0% for 6 months (3% fee)	0% for 6 months (3% fee)	22.9%	£160 per annum	63.9% (variable)	More Info	Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend and 3 miles for every £1 spend with Virgin Atlantic and Virgin Holidays. Spend £10K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 63.9% APR (variable).	Compare	loading Fetching your data...
Virgin Money Virgin Atlantic Reward Credit Card		0% for 6 months (3% fee)	0% for 6 months (3% fee)	22.9%	£0	22.9% (variable)	More Info	Earn 0.75 Flying Club miles for every £1 spend and 1.5.miles for every £1 spend with Virgin Atlantic or Virgin Holidays. Spend £20K a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.	Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).	Compare	loading Fetching your data...
Capital One Balance Transfer Mastercard		0% for 6 months (3% fee)	0% for 6 months (3% fee)	34.94%	£0	34.9% (variable)	More Info		Representative example: When you spend £1,200 at a purchase rate of 34.94% (variable) p.a., your representative rate is 34.9% APR (variable).	Compare	loading Fetching your data...
Tesco Bank Purchases Card		0% for 3 months (2.99% fee)	0% for 3 months (3.99% fee)	0% for 18 months reverting to 20.94%	£0	20.9% (variable)	More Info	1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.	Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).	Compare	loading Fetching your data...

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How to apply for an MBNA credit card

The quickest way to apply for a MBNA card is online. What’s more, the online eligibility checker allows you to tell if you’re likely to be able to take out an MBNA credit card, without affecting your credit rating.

Eligibility requirements

To have your application for a credit card considered you must meet the following criteria:

• You’re a UK resident.
• You’re aged 18 or over.
• You’ve had a permanent UK address for 3 years or more.
• You have a good credit rating/history.
• You are employed, retired or a homemaker with an annual income of over £8,000.
• You’re not unemployed or a student.

Meeting these requirements doesn’t guarantee you’ll be offered a credit card with MBNA. MBNA will also run credit and affordability checks.

Why might you not be approved?

Typically you won’t be approved for a credit card if you’ve got a history of bad debt or MBNA decide your income/expenditure is not suitable for a particular credit card. If you’ve got an outstanding CCJ or are on an individual voluntary arrangement (IVA) it is also likely you will not be approved. Equally, if you do not have a credit record at all, you may be turned down. It is advisable to go to Experian, or another credit rating agency, and to ask for a credit report.

Frequently asked questions

• What's the difference between an eligibility check and a full credit card application?

  The eligibility check is there to help you see if you’re likely to be able to take out any of MBNA’s credit cards. This won’t affect your credit rating. MBNA will only go on to complete a full search if you go on to submit a full credit card application.

• Can I manage my account online and over the phone?

  Yes, there are three ways you can manage your account: through the mobile app, online and over the phone.

• What is contactless payment?

  Contactless is a fast, easy and secure way to pay for goods and services under £45 without entering a PIN. To make a payment, all you have to do is follow the instructions on the terminal and place your contactless card over the contactless reader.

• Can I view and download my statements online?

  Yes you can view and download your statement online. You can also opt out of receiving paper statements.

• How is interest calculated?

  Your credit card is likely to have different rates of interest for different services, such as purchases, balance transfers and cash withdrawals. You’ll find details of your specific interest rates, plus any fees, in your terms and conditions.

  Interest is calculated as a percentage of the amount you borrow. So broadly-speaking, the longer it takes you to pay off your balance, the more interest you will have to pay.

• What details will I need to provide

  You will need to provide the following details during your application.

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.
  • UK bank account details.