| |
0% for 25 months (2.85% fee)
|
N/A
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| |
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
|
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 18 months (0%, transfers must be made within the first 3 months of account opening fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9% p.a. (variable)
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable), your representative rate is 19.9% APR (variable).
| | |
| |
0% for 18 months (0%, transfers must be made within the first 3 months of account opening fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9% p.a. (variable)
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable), your representative rate is 19.9% APR (variable).
| | |
| |
0% for 16 months (2.9% fee)
|
N/A
|
0% for 18 months reverting to 19.9%
|
£0
|
19.9% (variable)
| |
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
|
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 18 months (0% fee)
|
N/A
|
0% for 3 months reverting to 20.9%
|
£0
|
20.9% (variable)
| |
Earn up to 15% cashback with your selected Retailer Offers at selected major retailers.
|
Representative example: When you spend £1,200 at a purchase rate of 20.9% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
0% for 25 months (2.85% fee)
|
N/A
|
0% for 3 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 18 months (2.9% fee)
|
N/A
|
0% for 18 months reverting to 22.9%
|
£0
|
22.9% (variable)
| |
Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.
|
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
0% for 26 months (0% fee)
|
N/A
|
0% for 20 months reverting to 17.9%
|
£3 per month
|
23.7% (variable)
| |
0.5% cashback after £1 of monthly spend. Cashback paid monthly into card account. Maximum spend for cashback purposes is limited to credit limit.
|
Representative example: When you spend £1,200 at a purchase rate of 17.9% (variable) p.a. with a fee of £3 per month, your representative rate is 23.7% APR (variable).
| | |
| |
0% for 27 months (2.29% fee)
|
N/A
|
18.9%
|
£0
|
18.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
0% for 18 months (1.4% fee)
|
N/A
|
0% for 9 months reverting to 18.9%
|
£0
|
18.9% (variable)
| |
A selection of rewards from a range of partners. Earn 1 point for every £1 spent within the UK and earn 2 points for every £1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
0% for 18 months (2.9% fee)
|
N/A
|
0% for 9 months reverting to 18.9%
|
£0
|
18.9% (variable)
| |
Earn 5 points for every £4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5.
|
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
| | |
| |
0% for 28 months (2.95% fee)
|
N/A
|
0% for 3 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).
| | |
| |
0% for 17 months (2.99% fee)
|
N/A
|
0% for 17 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 23 months (1.99% fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 20 months (2.95% fee)
|
N/A
|
0% for 20 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).
| | |
| |
0% for 18 months (0.49% fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 22 months (1.99% fee)
|
N/A
|
0% for 9 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 23 months (1.99% fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 17 months (2.99% fee)
|
N/A
|
0% for 17 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 15 months (1.5% fee)
|
N/A
|
0% for 15 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 18 months (1.5% fee)
|
N/A
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 23 months (1.99% fee)
|
26.9% (3% fee)
|
0% for 3 months reverting to 19.9%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 23 months (1.5% fee)
|
N/A
|
0% for 9 months reverting to 19.95%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 17 months (2.99% fee)
|
N/A
|
0% for 17 months reverting to 19.94%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 22 months (1.99% fee)
|
N/A
|
0% for 9 months reverting to 19.94%
|
£0
|
19.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).
| | |
| |
0% for 24 months (0% fee)
|
N/A
|
0% for 4 months reverting to 20.6%
|
£0
|
20.6% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 20.6% (variable) p.a., your representative rate is 20.6% APR (variable).
| | |
Sainsbury's Bank Nectar Reward Credit Card
| |
0% for 17 months (3% fee)
|
25.95% (4% fee)
|
0% for 17 months reverting to 20.95%
|
£0
|
20.9% (variable)
| |
Earn 10,000 Nectar points if £400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per £1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
0% for 15 months (1.99% fee)
|
0% for 15 months (3.99% fee)
|
0% for 15 months reverting to 20.94%
|
£0
|
20.9% (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
0% for 22 months (2.99% fee)
|
0% for 12 months (4% fee)
|
20.94%
|
£0
|
20.9% (variable)
| |
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points.
|
Representative example: When you spend £1,200 at a purchase rate of 20.94% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
0% for 20 months (2.99% fee)
|
0% for 12 months (4% fee)
|
0% for 20 months reverting to 20.93%
|
£0
|
20.9% (variable)
| |
Introductory 0% purchase offer only applies to purchases made within 60 days of opening.
|
Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).
| | |
| |
0% for 20 months (3% fee)
|
25.95% (4% fee)
|
0% for 20 months reverting to 21.95%
|
£0
|
21.9% (variable)
| |
Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 26 months (2% fee)
|
25.95% (4% fee)
|
0% for 3 months reverting to 21.95%
|
£0
|
21.9% (variable)
| |
Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 21 months (0.9% fee)
|
N/A
|
0% for 6 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 18 months (0% fee)
|
25.95% (4% fee)
|
0% for 3 months reverting to 21.95%
|
£0
|
21.9% (variable)
| |
Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 28 months (2.7% fee)
|
0% for 12 months (4% fee)
|
0% for 3 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Enjoy exclusive offers and rewards on the Virgin Red app.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 18 months (2.9% fee)
|
N/A
|
0% for 18 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 20 months (2.9% fee)
|
0% for 12 months (4% fee)
|
0% for 20 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Enjoy exclusive offers and rewards on the Virgin Red app.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 29 months (3% fee)
|
25.95% (4% fee)
|
0% for 3 months reverting to 21.95%
|
£0
|
21.9% (variable)
| |
Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere.
|
Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 24 months (1.25% fee)
|
0% for 12 months (4% fee)
|
0% for 3 months reverting to 21.9%
|
£0
|
21.9% (variable)
| |
Enjoy exclusive offers and rewards on the Virgin Red app.
|
Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
| | |
| |
0% for 12 months (4% fee)
|
0% for 18 months (2.99% fee)
|
22.93%
|
£0
|
22.9% (variable)
| | |
Representative example: When you spend £1,200 at a purchase rate of 22.93% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
0% for 12 months (3% fee)
|
N/A
|
22.9%
|
£0
|
22.9% (variable)
| |
Receive 1 IHG Rewards Club point for every £1 spent in the UK. 2 IHG Rewards Club points for every £1 spent at any IHG location in the UK and 2 IHG Rewards Club points for every £1 spent abroad.
|
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
| | |
| |
0% for 12 months (2.9% fee)
|
0% for 12 months (4% fee)
|
0% for 12 months reverting to 27.9%
|
£0
|
27.9% (variable)
| |
Enjoy exclusive offers and rewards on the Virgin Red app.
|
Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).
| | |
| |
0% for 16 months (3% fee)
|
0% for 12 months (4% fee)
|
0% for 3 months reverting to 27.9%
|
£0
|
27.9% (variable)
| |
Enjoy exclusive offers and rewards on the Virgin Red app.
|
Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).
| | |
| |
0% for 18 months (0% fee)
|
N/A
|
0% for 18 months reverting to 18.9%
|
£15 per month
|
49.8% (variable)
| | 0.5% cashback on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid monthly into card account.0.5% cashback on monthly spend of up to £3,000. Access to over 1 million Wi-Fi hotspots, no foreign transaction fees, discount on travel insurance. |
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).
| | |