Amazon The Amazon Barclaycard review
- Representative example:
- Representative 28.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 28.9% p.a. (variable).
- Account fee
- £0
- 0% interest on purchases
- 6 months
- Interest-free each billing period
- Up to 57 days
Our verdict
Amazon and Barclaycard’s new rewards credit card: Is it the Prime choice for shoppers?The new Amazon Barclaycard rewards credit card is tailor-made for the savvy online shopper, packed with some great perks and rewards, making it almost as irresistible as a Prime Day flash sale.
Right off the bat, you’re welcomed with a £20 Amazon gift card upon approval - a little something to sweeten your next check out. You’ll also have 6 months 0% interest on purchases, where you can spread the cost of a larger purchase or finally buy that Amazon wish list you’ve been meticulously curating. Though it is important to note that any balance that isn’t included in the 0% 6-month period or repaid in full the following month will attract interest.
But where this card really shines is in its rewards system. You’ll earn 0% back on Amazon purchases, or 2% if you’re a Prime member during those all-important shopping events like Prime Day. For the other places you shop, you’ll still pocket 0% back on purchases.
So how do you redeem your rewards? When you’ve earned £5 in rewards, you can exchange that for a £5 Amazon gift card to use on Amazon, or you can let the rewards accumulate. As your earnings grow, you can redeem gift cards in multiples of £5.
Whilst the Amazon Barclaycard has plenty of perks, there are a few downsides to consider. This card can only be managed via the Barclays or Barclaycard app, so if you’re not keen on managing your finances from your phone, you might find it a bit of a hassle.
Also, keep in mind that after the first 12 months, the 0% earned back on non-Amazon purchases drops to a less enticing 0.25%. Apple Pay isn’t supported, which could be inconvenient for those who rely on contactless mobile payments. Lastly, if you already have a personal Barclaycard or had one within the past 6 months, you won’t be able to apply for the Amazon Barclaycard just yet.
If you love Amazon and don’t mind managing your card via an app, this could be a great fit. Just remember, it’s always wise to weigh your options - check out other rewards or 0% purchase credit cards to ensure you’re getting the best deal.
Pros
-
0% interest for 6 months on purchases
-
£20 welcome voucher upon approval
-
Earn rewards on all your spending
-
Turn rewards in Amazon gift cards
Cons
-
Apple Pay not available
-
New Barclaycard customers only
-
Reduced rewards rate after 12 months
-
Manage your account only through the Barclays or Barclaycard app
Details
Product Overview
| Issuer | Barclaycard |
| Network | Visa |
| Representative APR | 28.9% APR (variable) |
| Annual/monthly fees | £0 |
| Incentive | Get 1% back in rewards when shopping on Amazon and 0.5% elsewhere. Amazon Prime members receive 2% back in rewards during eligible Amazon shopping events. |
| Incentive on opening | Receive an Amazon gift card worth up to £50 upon approval before 28.7.25. |
| Purchases | 28.9 |
| Purchases interest-free period (days) | 57 |
| Balance transfers | 10.35% |
| Potential costs | 8.2Great |
| Extras | 6.9Standard |
| Overall Finder Score | 7.2Great |
Fees and charges
| Minimum monthly payment | Greater of: 1% of the underlying balance plus the month's interest and any applicable fees and charges; £5; or the outstanding balance. |
| Annual/monthly fees | £0 |
| Foreign usage charge (EU) | 2.99% |
| Foreign usage charge (rest of world) | 2.99% |
| Cash advance fee | 2.99 |
| Late payment fee | 12 |
| Replacement card fee | £0 |
| Duplicate statement fee | £0 |
| Exceeding limit fee | £0 |
| Additional card fee | £0 |
| Dormancy fee | £0 |
Application Requirements
| Minimum Age | 18 |
| Minimum income | £0 |
| Availability | Available to new customers |
How does it compare?
Barclaycard's card
Finder Score for credit cards
To make comparing even easier we came up with the Finder Score. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.
Read the full methodologyOther popular reward cards
Finder Score for credit cards
To make comparing even easier we came up with the Finder Score. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.
Read the full methodologyApproval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.
Key features of the Amazon Barclaycard credit card
- Welcome voucher. Receive an Amazon gift card worth up to £50 upon approval before 28.7.25.
- 0% interest. Enjoy 6 months of 0% interest on purchases, ideal for spreading out the cost of larger buys.
- Rewards. Earn 0% back on Amazon purchases and 2% if you’re a Prime member during key shopping events like Prime Day; you can also earn 0% back on non-Amazon purchases (though this drops to 0.25% after the first 12 months).
- Exchange rewards for gift cards. Transfer your rewards into a £5 Amazon gift card when you’ve accumulated £5, or let your rewards build up for future use.
- App-only management. The card is managed exclusively through the Barclays or Barclaycard app, which may not suit everyone.
- No Apple Pay. The card doesn’t support Apple Pay, which is potentially inconvenient for those who prefer making contactless payments using their mobile.
What rewards can I get with the Amazon Barclaycard?
When you use your Amazon Barclaycard, you’ll rack up rewards based on where you shop:
- Amazon rewards. Earn 0% back on Amazon purchases, or 2% back if you’re an Amazon Prime member during special events like Prime Day.
- Everyday rewards. Earn 0% back on purchases made elsewhere (0.25% after the first 12 months).
Please note, rewards can’t be earned on cash withdrawals or purchases which are subsequently returned or refunded.
How do Amazon rewards work?
- When you’ve earned £5 in rewards, you can transfer and add a £5 Amazon gift card to your Amazon account.
- Alternatively, you can carry on earning and then transfer gift cards in multiples of £5.
- You’ll find your gift cards in your Amazon account within 2 hours of transferring them.
- You can then apply gift cards to your purchases when you check out at Amazon.
Remember that you can only redeem rewards via the Barclays or Barclaycard app.
Repayment options
You can make manual repayments through Barclaycard's app by logging in to your online banking or over the phone (0800 151 0900). Alternatively, you may wish to set up a direct debit.
A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (12) or losing any promotional rates as a result.
You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
| Minimum amount | |
|---|---|
| Fixed amount | |
| Fixed percentage | |
| Full amount |
How to apply for this Barclaycard
If you've compared cards and settled on the Amazon The Amazon Barclaycard, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Barclaycard and Finder Awards
Our Finder Awards celebrate brands that truly stand out in their field, creating innovative personal finance products and providing outstanding service to their customers. Barclaycard is one of these brands and has won multiple awards!
Here's what it's won in the past year:
- 2025 Provider of the Year Award (Credit Builder Credit Card)
- 2025 Provider of the Year Award (Balance Transfer Credit Card)
Frequently asked questions
What credit limit will I get with the Amazon The Amazon Barclaycard?
If Barclaycard offers you this deal, it will specify a personalised credit limit based on Barclaycard's assessment of your situation. Once you've had the card for a while and shown Barclaycard you're reliable, you may wish to apply for a credit limit increase.
Can I withdraw cash using the Amazon The Amazon Barclaycard?
Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as "cash-like transactions" (such as withdrawing cash at an ATM, getting cashback at the till, spending at a casino or buying currency) often incur steep fees and/or higher rates of interest.
The interest rate on this part of your balance will be 28.9%, which is the same as the standard purchase rate (chargeable from the day of the transaction – the card's usual "up to 57 days interest-free" grace period won't apply).
How much does it cost to use the Amazon The Amazon Barclaycard abroad?
Non-sterling transactions are subject to a 2.99% charge (which is very standard). For example, if you spend 200 euros (£175.75), it'll cost you around £5.25 in fees.
