In this guide

  • Our verdict
  • Details
    • Product Overview
    • Fees and charges
    • Application Requirements
  • Your reviews
Amazon The Amazon Barclaycard
Representative example:
Representative 28.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 28.9% p.a. (variable).
Account fee
£0
0% interest on purchases
6 months
Interest-free each billing period
Up to 57 days

Our verdict

Amazon and Barclaycard’s new rewards credit card: Is it the Prime choice for shoppers?

The new Amazon Barclaycard rewards credit card is tailor-made for the savvy online shopper, packed with some great perks and rewards, making it almost as irresistible as a Prime Day flash sale.


Right off the bat, you’re welcomed with a £20 Amazon gift card upon approval - a little something to sweeten your next check out. You’ll also have 6 months 0% interest on purchases, where you can spread the cost of a larger purchase or finally buy that Amazon wish list you’ve been meticulously curating. Though it is important to note that any balance that isn’t included in the 0% 6-month period or repaid in full the following month will attract interest.


But where this card really shines is in its rewards system. You’ll earn 0% back on Amazon purchases, or 2% if you’re a Prime member during those all-important shopping events like Prime Day. For the other places you shop, you’ll still pocket 0% back on purchases.


So how do you redeem your rewards? When you’ve earned £5 in rewards, you can exchange that for a £5 Amazon gift card to use on Amazon, or you can let the rewards accumulate. As your earnings grow, you can redeem gift cards in multiples of £5.


Whilst the Amazon Barclaycard has plenty of perks, there are a few downsides to consider. This card can only be managed via the Barclays or Barclaycard app, so if you’re not keen on managing your finances from your phone, you might find it a bit of a hassle.


Also, keep in mind that after the first 12 months, the 0% earned back on non-Amazon purchases drops to a less enticing 0.25%. Apple Pay isn’t supported, which could be inconvenient for those who rely on contactless mobile payments. Lastly, if you already have a personal Barclaycard or had one within the past 6 months, you won’t be able to apply for the Amazon Barclaycard just yet.


If you love Amazon and don’t mind managing your card via an app, this could be a great fit. Just remember, it’s always wise to weigh your options - check out other rewards or 0% purchase credit cards to ensure you’re getting the best deal.

Pros

  • 0% interest for 6 months on purchases
  • £20 welcome voucher upon approval
  • Earn rewards on all your spending
  • Turn rewards in Amazon gift cards

Cons

  • Apple Pay not available
  • New Barclaycard customers only
  • Reduced rewards rate after 12 months
  • Manage your account only through the Barclays or Barclaycard app

In this guide

  • Our verdict
  • Details
    • Product Overview
    • Fees and charges
    • Application Requirements
  • Your reviews

Details

Product Overview

Issuer Barclaycard
Network Visa
Representative APR 28.9% APR (variable)
Annual/monthly fees £0
Incentive Get 1% back in rewards when shopping on Amazon and 0.5% elsewhere. Amazon Prime members receive 2% back in rewards during eligible Amazon shopping events.
Incentive on opening Receive an Amazon gift card worth up to £50 upon approval before 28.7.25.
Purchases 28.9
Purchases interest-free period (days) 57
Balance transfers 10.35%
Potential costs 8.2Great
Extras 6.9Standard
Overall Finder Score 7.2Great

Fees and charges

Minimum monthly payment Greater of: 1% of the underlying balance plus the month's interest and any applicable fees and charges; £5; or the outstanding balance.
Annual/monthly fees £0
Foreign usage charge (EU) 2.99%
Foreign usage charge (rest of world) 2.99%
Cash advance fee 2.99
Late payment fee 12
Replacement card fee £0
Duplicate statement fee £0
Exceeding limit fee £0
Additional card fee £0
Dormancy fee £0

Application Requirements

Minimum Age 18
Minimum income £0
Availability Available to new customers
6:25

How does it compare?

Barclaycard's card

1 of 1 result
Finder Score Max. intro bonus Earn-rate with brand Default earn-rate Annual/monthly fees Representative APR Incentive Representative example
Amazon The Amazon Barclaycard image
Finder score
Finder score
N/A
N/A
N/A
£0
28.9% APR (variable)
Get 1% back in rewards when shopping on Amazon and 0.5% elsewhere. Amazon Prime members receive 2% back in rewards during eligible Amazon shopping events.
Representative example: Representative 28.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 28.9% p.a. (variable).
More info
Compare product selection
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Showing 1 of 1 result

Finder Score for credit cards

To make comparing even easier we came up with the Finder Score. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.

Read the full methodology

Other popular reward cards

Table: sorted by representative APR, promoted deals first
4 of 38 results
Finder Score Max. intro bonus Earn-rate with brand Default earn-rate Annual/monthly fees Representative APR Incentive Representative example
Finder score
75,000 points
1 point per £1 spent
1 point per £1 spent
£650 per year
688.5% APR (variable)
Eligible new Cardmembers earn 75,000 Membership Rewards® points + a £250 Travel Credit when they spend £6,000 in the first 3 months of Cardmembership. Offer ends 13 January 2026. Annual fee and terms apply. 18+, subject to status.
Representative example: Representative 688.5% APR variable. Based on £650 annual fee, assumed borrowing of £1,200. Rate of interest 29.4% p.a. (variable).
Check eligibility More info
Compare product selection
Finder score
10,000 points
1 point per £1 spent
5 points per £1 spent
£15 per month
66% APR (variable)
Earn 5 point for every £1 spent and up to 25 points per £1 at partner locations and choose a dining, fitness or ticketed experiences in London, Manchester, Bristol or Bath. Travel experiences are available nationwide, or equivalent of 0.5% cashback.
Representative example: Representative 66% APR variable. Based on £15 monthly fee, assumed borrowing of £1,200. Rate of interest 29.32% p.a. (variable).
Check eligibility More info
Compare product selection
HSBC Premier World Elite Credit Card image
Finder score
Finder score
40,000 points
3 points per £1 spent
4 points per £1 spent
£290 per year
100.2% APR (variable)
2 points for every £1 spend in the UK. 4 points for every £1 spend outside the UK. 40,000 Anniversary Points Boost - qualifying spend £12K in 12 months from account opening. Points can be redeemed for airline frequent flyer miles, retail vouchers from selected stores and luxury wines and champagnes or can be used to make donations made to the charity of the customer's choice. 1 point = 1p (no min)
Representative example: Representative 100.2% APR variable. Based on £290 annual fee, assumed borrowing of £1,200. Rate of interest 29.9% p.a. (variable).
More info
Compare product selection
British Airways American Express® Premium Plus Card image
Finder score
Finder score
30,000 points
3 points per £1 spent
1.5 points per £1 spent
£300 per year
136.4% APR (variable)
New Cardmembers collect 30,000 bonus Avios when you spend £6,000 in the first 3 months of your Cardmembership. T&Cs Apply, 18+, subject to status.
Representative example: Representative 136.4% APR variable. Based on £300 annual fee, assumed borrowing of £1,200. Rate of interest 29.4% p.a. (variable).
Check eligibility More info
Compare product selection
loading
Showing 4 of 38 results

Finder Score for credit cards

To make comparing even easier we came up with the Finder Score. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.

Read the full methodology

Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.

Key features of the Amazon Barclaycard credit card

  • Welcome voucher. Receive an Amazon gift card worth up to £50 upon approval before 28.7.25.
  • 0% interest. Enjoy 6 months of 0% interest on purchases, ideal for spreading out the cost of larger buys.
  • Rewards. Earn 0% back on Amazon purchases and 2% if you’re a Prime member during key shopping events like Prime Day; you can also earn 0% back on non-Amazon purchases (though this drops to 0.25% after the first 12 months).
  • Exchange rewards for gift cards. Transfer your rewards into a £5 Amazon gift card when you’ve accumulated £5, or let your rewards build up for future use.
  • App-only management. The card is managed exclusively through the Barclays or Barclaycard app, which may not suit everyone.
  • No Apple Pay. The card doesn’t support Apple Pay, which is potentially inconvenient for those who prefer making contactless payments using their mobile.

What rewards can I get with the Amazon Barclaycard?

When you use your Amazon Barclaycard, you’ll rack up rewards based on where you shop:

  • Amazon rewards. Earn 0% back on Amazon purchases, or 2% back if you’re an Amazon Prime member during special events like Prime Day.
  • Everyday rewards. Earn 0% back on purchases made elsewhere (0.25% after the first 12 months).

Please note, rewards can’t be earned on cash withdrawals or purchases which are subsequently returned or refunded.

How do Amazon rewards work?

  1. When you’ve earned £5 in rewards, you can transfer and add a £5 Amazon gift card to your Amazon account.
  2. Alternatively, you can carry on earning and then transfer gift cards in multiples of £5.
  3. You’ll find your gift cards in your Amazon account within 2 hours of transferring them.
  4. You can then apply gift cards to your purchases when you check out at Amazon.

Remember that you can only redeem rewards via the Barclays or Barclaycard app.

Repayment options

You can make manual repayments through Barclaycard's app by logging in to your online banking or over the phone (0800 151 0900). Alternatively, you may wish to set up a direct debit.

A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (12) or losing any promotional rates as a result.

You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.

Choose from the following direct debit options for your monthly repayments:

Minimum amount
Fixed amount
Fixed percentage
Full amount

How to apply for this Barclaycard

If you've compared cards and settled on the Amazon The Amazon Barclaycard, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.

Barclaycard and Finder Awards

Finder Awards logo

Our Finder Awards celebrate brands that truly stand out in their field, creating innovative personal finance products and providing outstanding service to their customers. Barclaycard is one of these brands and has won multiple awards!

Here's what it's won in the past year:

  • 2025 Provider of the Year Award (Credit Builder Credit Card)
  • 2025 Provider of the Year Award (Balance Transfer Credit Card)

Frequently asked questions

What credit limit will I get with the Amazon The Amazon Barclaycard?

If Barclaycard offers you this deal, it will specify a personalised credit limit based on Barclaycard's assessment of your situation. Once you've had the card for a while and shown Barclaycard you're reliable, you may wish to apply for a credit limit increase.

Can I withdraw cash using the Amazon The Amazon Barclaycard?

Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as "cash-like transactions" (such as withdrawing cash at an ATM, getting cashback at the till, spending at a casino or buying currency) often incur steep fees and/or higher rates of interest.

The interest rate on this part of your balance will be 28.9%, which is the same as the standard purchase rate (chargeable from the day of the transaction – the card's usual "up to 57 days interest-free" grace period won't apply).

How much does it cost to use the Amazon The Amazon Barclaycard abroad?

Non-sterling transactions are subject to a 2.99% charge (which is very standard). For example, if you spend 200 euros (£175.75), it'll cost you around £5.25 in fees.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.

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