Compare Allied Irish Bank (GB) credit cards for September 2020
Existing AIB customers could boost their spending power with a Visa credit card from AIB's select range.
A subsidiary of Allied Irish Banks, AIB (GB) is perhaps better known in Britain for its business cards. However, it also offers both charge cards and traditional credit cards for personal use. We’ve put together a table which you can use to compare them.
What's the difference between a charge card and regular credit card?With a charge card, you’re expected to clear your balance in full every month. As such, these cards don’t charge interest, although there are usually harsh fees if you fail to clear your balance. The benefits of charge cards include flexibility over payments (purchases at the start of the billing cycle are paid for at the end of the billing cycle) and in some cases, rewards on your spending. Charge cards can come with a monthly or annual fee attached and do not usually offer purchase protection under section 75 of the Consumer Credit Act.
Compare AIB credit cards
Key features and benefits
Being on the Visa network, AIB cards are accepted at tens of millions of locations worldwide, so you can use them for pretty much anything you want. If you need cash on the go, then with a Visa card you’ll be able to access cash from 1.9 million ATMs in more than 200 countries and territories worldwide, just remember that credit cards aren’t great for withdrawing cash (or getting cashback at merchants) and you’ll normally incur a cash advance fee for the privilege.
How do I apply?
If you’ve compared your options and wish to apply for an AIB card, you’ll need to head to a branch or phone AIB on +44 (0)345 600 5204.
Frequently asked questions
Read more on this topic
Argos Classic Mastercard review September 2020 With uncompetitive rates and next-to-no perks, it's hard to see the appeal of the Argos Classic credit card.
Zopa credit card review September 2020 The peer-to-peer lender will soon be offering a variable rate credit card along with a fixed-term savings account. See how it compares in our review.
The UK's best credit cards of 2020 The best credit cards available right now: longest 0% interest deals, highest cashback earn-rates and more.
TSB Advance Mastercard review 2020 TSB's entry into the low-APR credit card fray has one major catch: no ongoing interest-free grace period.
Find credit cards you can get approved for – with no effect on your credit score Let Finder check your chances of getting approved for a range of popular UK credit cards.
Compare Amazon credit cards for September 2020 See how Amazon credit cards compare and how you can earn Amazon rewards points today.
What to do if you’ve received a "persistent debt" letter or your card has been suspended If you have a credit card, persistent debt can have serious consequences for your finances. Here's what it means and how you can fix it.
Virgin Money Month Purchases Credit Card review Spread the cost of an upcoming expenditure without paying a penny in interest with this 0% deal from Virgin Money.
Billhop review Earn more reward points and get more time to pay your bills with Billhop, a service that lets you pay by credit card even when you (theoretically) can't.
Black credit cards Black credit cards are the cream of the credit card crop. See how they work and if you're eligible to get one.