Existing AIB customers could boost their spending power with a Visa credit card from AIB’s select range.
A subsidiary of Allied Irish Banks, AIB (GB) is perhaps better known in Britain for its business cards. However, it also offers both charge cards and traditional credit cards for personal use, which you can compare using the table below.
What's the difference between a charge card and regular credit card?With a charge card, you’re expected to clear your balance in full every month. As such, these cards don’t charge interest, although there are usually harsh fees if you fail to clear your balance. The benefits of charge cards include flexibility over payments (purchases at the start of the billing cycle are paid for at the end of the billing cycle) and in some cases, rewards on your spending. Charge cards can come with a monthly or annual fee attached and do not usually offer purchase protection under section 75 of the Consumer Credit Act.
Compare AIB credit cards
Key features and benefits
Being on the Visa network, AIB cards are accepted at tens of millions of locations worldwide, so you can use them for pretty much anything you want. If you need cash on the go, then with a Visa card you’ll be able to access cash from 1.9 million ATMs in more than 200 countries and territories worldwide, just remember that credit cards aren’t great for withdrawing cash (or getting cashback at merchants) and you’ll normally incur a cash advance fee for the privilege.
How do I apply?
If you’ve compared your options and wish to apply for an AIB card, you’ll need to head to a branch or phone AIB on +44 (0)345 600 5204.
Frequently asked questions