Citroen C4 insurance group and cost

The Citroen C4 hatchback that has been produced since 2004. It has been a popular vehicle that has won several awards, in spite of being relatively expensive to buy or insure. In this guide, you’ll learn the key facts about insuring a Citroen C4.

What insurance group does a Citroen C4 fall under?

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Citroen C4 models range from insurance groups 12 to 29, so you can generally expect the cost of your insurance to be quite reasonable and cheaper than a lot of other car makes and models.

However, insurance costs can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £781 for cover on a Citroen C4 1.6 HDi VTR 5d (insurance group 15), or around £841 for a Citroen C4 Platinum BlueHDi 100 5d which falls in insurance group 23. In this specific example, the insurance cost for a model that is eleven groups higher is an extra £103 which is likely down to the increase in engine size.

You can find the insurance group and likely car insurance cost of your Citroen C4 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Average Citroen C4 insurance cost

To provide you with an idea of how much it may cost you to insure your Citroen C4, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Citroen C4 with a comprehensive policy for the monthly price of £71.20, or an annual sum of £801.32.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • 5 years no claim discount
  • No driving or other convictions in the last 5 years

Citroen C4 insurance cost by location

The table above shows the average cost of Citroen C4 insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance premium, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Citroen C4 1.6 THP Exclusive 5d EGS.

• Expensive: £974 (London SE1)
• Average: £830 (Newcastle NE1)
• Cheap: £636 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Citroen C4 insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £812 for the 1.2-litre Citroen C4 1.2 e-THP VTR+ 5d, but could pay around £841 for the 2.0-litre Citroen C4 2.0 HDi Exclusive 5d. In this example, it costs an extra £50 for a Citroen C4 model that holds an extra 0.8 litre engine capacity.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £960 for insurance for a Citroen c4 1.6 HDi Selection 5d Auto, while the same 30-year-old in Newcastle may only pay £800. As you can expect with a city that is home to over eight million people, car crime in London is much higher than it is in Newcastle. The increase of £139 for the London post code is testament to this.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,716 for the Citroen C4 1.6 BlueHDi (120bhp) XFlair 5d EAT6, while the average 40-year-old Londoner will only pay £899. In this example, a driver that is 40 years old will pay £800 less than a driver who is 20 years old.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claim discount

Citroen C4 facts and trivia

• The Citroen C4 is also available as an electric car, called the e-C4.
• The Citroen C4 won the much-coveted “Golden Steering Wheel Award” in 2013.

Bottom line

If you’re in the market for a hatchback, the Citroen C4 is a great choice. It’s relatively expensive to insure, but the tips in this guide can help you to reduce your premiums.

Frequently asked questions

• How much does a Citroen C4 cost?

  In the United Kingdom, the on-the-road price of a Citroen C4 starts from £21,260.

• What is the top speed of a Citroen C4?

  Depending on the model, Citroen C4s can reach top speeds of 130mph.

• Is the Citroen C4 safe?

  The Citroen C4 was awarded 5 out of 5 stars under the Euro NCAP safety analysis. Citroen C4 models score above average across the board with 90% on adult occupant safety and 85% for safety assist.

• How much car tax do I have to pay for the Citroen C4?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Citroen C4?

  You can buy a Citroen C4 online or by visiting your local Citroen retailer. You can also buy Citroen C4s through various motor resellers and websites.

• Is the Citroen C4 expensive to insure?

  This depends on the specific model of Citroen C4 you have and the insurance group it falls under. Citroen C4 models can range between insurance groups 12 and 29, so in general, the insurance costs should fall on the cheaper side in comparison to other car makes and models.