MINI One insurance group

Find out the cost and car insurance group of a MINI One and see how much you could pay based on age, location and model.

MINI One models range from insurance groups 10 to 15, so the cost of insurance can vary significantly depending on which model you have.

MINI One insurance groups and cost

In the table below, we show you the insurance group for each MINI One model and also the likely cost at a few different ages.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
MINI One Hatchback 1.6 3d (2001-2006 Gen)13£921.95£573.32£490.62£469.68Get Quote
MINI One Hatchback 1.6 3d Auto13£921.95£573.32£490.62£469.68Get Quote
MINI One Hatchback 1.6 3d (Chili)14£1,047.48£555.44£512.66£517.67Get Quote
MINI One Hatchback 1.6 D 3d14£1,047.48£555.44£512.66£517.67Get Quote
MINI One Hatchback 1.6 D 3d Auto14£1,047.48£555.44£512.66£517.67Get Quote
MINI One Hatchback 1.6 D (90bhp) 3d15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.6 (2007-2013 Gen) 3d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.6 3d Auto12£965.08£658.66£544.09£521.48Get Quote
MINI One Hatchback 1.6 D 3d15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.6 D 3d Auto15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.6 Baker Street 3d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.6 Baker Street 3d Auto12£965.08£658.66£544.09£521.48Get Quote
MINI One Hatchback 1.6 Ray 3d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.6 Ray 3d Auto12£965.08£658.66£544.09£521.48Get Quote
MINI One Hatchback 1.6 London 2012 Edition 3d12£965.08£658.66£544.09£521.48Get Quote
MINI One Hatchback 1.6 London 2012 Edition 3d Auto13£921.95£573.32£490.62£469.68Get Quote
MINI One Hatchback 1.2 3d (2014 onwards Gen)10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.2 3d Auto11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.2 5d (2014 onwards Gen)10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.2 5d Auto11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.5 D 3d15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.5 D 3d Auto15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.5 D 5d15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.5 D 5d Auto15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Hatchback 1.5 Classic 3d10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.5 Classic 5d10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.5 Sport 3d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.5 Sport 5d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.5 Exclusive 3d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.5 Exclusive 5d11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Hatchback 1.5 Resolute Edition 3d10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.5 Resolute Edition 5d10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.5 Shadow Edition 3d10£913.24£609.70£510.36£471.36Get Quote
MINI One Hatchback 1.5 Shadow Edition 5d10£913.24£609.70£510.36£471.36Get Quote
MINI One Convertible 1.6 2d (2009-2015 Gen)11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Convertible 1.6 2d Auto12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.6 D 2d15£1,425.58£756.46£695.57£676.53Get Quote
MINI One Convertible 1.5 2d (2016 onwards Gen)12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.5 2d Auto12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.5 Classic 2d12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.5 Sport 2d13£921.95£573.32£490.62£469.68Get Quote
MINI One Convertible 1.5 Exclusive 2d13£921.95£573.32£490.62£469.68Get Quote
MINI One Convertible 1.5 Resolute Edition 2d12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.5 Shadow Edition 2d12£965.08£658.66£544.09£521.48Get Quote
MINI One 1.5 5dr Auto (2024 onwards)10£913.24£609.70£510.36£471.36Get Quote
MINI One 1.5 5dr Auto [Classic Trim]10£913.24£609.70£510.36£471.36Get Quote
MINI One 1.5 5dr Auto [Sport Trim]11£1,135.84£681.20£564.69£549.94Get Quote
MINI One 1.5 5dr Auto [Exclusive Trim]11£1,135.84£681.20£564.69£549.94Get Quote
MINI One 2.0 3dr Auto (2024 onwards)10£913.24£609.70£510.36£471.36Get Quote
MINI One 2.0 3dr Auto [Classic Trim]10£913.24£609.70£510.36£471.36Get Quote
MINI One 2.0 3dr Auto [Sport Trim]11£1,135.84£681.20£564.69£549.94Get Quote
MINI One 2.0 3dr Auto [Exclusive Trim]11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Convertible 1.5 2dr Auto (2024 onwards)11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Convertible 1.5 2dr Auto [Classic Trim]11£1,135.84£681.20£564.69£549.94Get Quote
MINI One Convertible 1.5 2dr Auto [Sport Trim]12£965.08£658.66£544.09£521.48Get Quote
MINI One Convertible 1.5 2dr Auto [Exclusive Trim]12£965.08£658.66£544.09£521.48Get Quote

Average MINI One insurance cost

To provide you with an idea of how much it may cost you to insure your MINI One, we ran several quotes to find an average figure. Based on our results, on average, you could insure your MINI One with a comprehensive policy for £704.67 yearly, or £63.68 paying monthly.

MINI One insurance cost by location

The table above shows the average cost of MINI One insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a MINI One Hatchback 1.5 D 3d.

  • Expensive: £1,197.63 (London E10)
  • Mid-range: £756.46 (Chester CH1)
  • Cheap: £559.79 (Newquay TR8)

What factors affect my MINI One insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my MINI One premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of MINI One you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £329.67 to £2,416.42, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’25). 51% of Confused.com car insurance customers could save £462.49.
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Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio

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