Mercedes-Benz insurance rates

What to expect when insuring a Mercedes-Benz, and insurers that could cover you.

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Mercedes-Benz cars ooze style, luxury and class. The company slogan: “The best or nothing” says it all. Many of its models have had a 5-star safety rating, so your Mercedes will give you safety as well as comfort. Nobody likes to overpay for their car insurance, so we’ve analysed rates, and you can compare quotes to find the best for you.

What’s the average insurance cost for a Mercedes-Benz?

The insurance on your Mercedes-Benz will be affected by the insurer you choose, the specific model you have, your driving history and your personal details, such as where you live. As a luxury brand, Mercedes-Benz prices its vehicles at a premium, and you’re likely to pay handsomely to insure yours.

The most common model on UK roads is the A-Class so we’ve used that to get some example quotes, to give you an idea. In our scenario, the average annual insurance cost of a Mercedes-Benz A-Class, the most popular model bought in the UK, was £775 a year or £93 in monthly payments for a fully comprehensive policy with no optional extras. Your actual cost could be more or less depending on your driving record, your annual mileage as well as other factors.

How does the model affect insurance costs?

Generally, the pricier the model, the higher the insurance premium because the car will be costly to repair or replace. Other factors that insurance companies consider when determining the cost of insurance include the car’s safety rating and its likelihood of being stolen. While the car’s safety rating works in your favour, the fact that it’s far more appealing to thieves unfortunately doesn’t.

Mercedes-Benz car facts

  • Buying a Mercedes-Benz isn’t cheap. At the bottom of the manufacturer’s price range, the A-Class will set you back at least £22,850, the most common model purchased in the UK. And you’ll shell out 29,600 for a C-Class saloon, another popular model in the UK. At the upper end, you’ll find options like the S-Class saloon for £74,435 and the Maybach S-Class for £176,910.
  • For the price you’ll pay, you’ll enjoy a highly secure ride. Over the years, Mercedes-Benz models have scored impeccable safety ratings from the European New Car Assessment Programme (Euro NCAP).
  • Mercedes-Benz vehicles are targeted more frequently by car thieves in the UK, which can exacerbate insurance costs. In fact in 2017, the C-Class model was stolen more times than any other car in the UK according to Tracker, a leading stolen vehicle recovery specialist. The E-Class also seems to have some appeal with would-be thieves as this model was the fourth most commonly stolen car.
  • You may want more than just third party cover for your pricey Mercedes-Benz, especially if it’s more likely to be targeted by criminals. Expanding your protection to third party fire and theft or comprehensive cover might be a better fit for your needs.

Other car brands you might want to see rates for

If you’d like to compare rates with other car brands, here are some you might be interested in:

Frequently asked questions about Mercedes-Benz

*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

The offers compared on this page are chosen from a range of products whose details Finder has access to track; they don't represent all the products available in the market. Unless indicated otherwise, products are displayed in no particular order or ranking. The terms "best", "top", "cheap" (and variations) are not product ratings and are subject to our terms of use. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

*51% of consumers could save £200. Quote aggregator Seopa split the insurers on its comparison systems into different categories. It then selected quotes from the most popular providers as well as quotes from other providers which returned a price. It then selected providers, weighting them according to UK insurance market share (data from the Association of British Insurers), choosing the cheapest of either the most popular providers or other providers ("the cheapest selected quote"). Seopa then compared the cheapest quote on its system against this "cheapest selected" quote. The company then took the savings figure which 51% or over could have saved, using that formula. The savings you could achieve will depend on your individual circumstances and how you selected your current insurance supplier.
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