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Jaguar insurance rates

What to expect when insuring a Jaguar, and the insurers that could cover you.

Thanks to the release of new, high-performing models such as the F-Pace, E-Pace, XE and XF, the quintessentially British luxury car manufacturer Jaguar is once again loved by the young and old alike. They don’t just look the business, they’ll do pretty well at keeping you safe too. In fact, the F-Pace, one of its more popular models in the UK, took the top spot for World Car of the Year 2017. If you’re thinking about delving deep in your pockets for one of these, read on to see how much it could cost to insure.

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What’s the average insurance cost for a Jaguar?

The insurance cost for a Jaguar varies greatly depending on the model you select and your own circumstances. We ran quotes using a specific profile in order to insure a Jaguar F-Pace, one of the more popular models in the UK, and we found the average cost to be £2,285 a year or £219 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the Jaguar model you are purchasing, your driving record, the number of miles you drive in a year and the likelihood of it being stolen, among other factors.

Some of the other variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Jaguar.

Companies that provide cover for Jaguar

This precision automobile is covered by many insurance providers. But if you have trouble getting insurance for your new Jaguar, you may need to look into specialty insurers of exotic vehicles and sports cars.

Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Up to £5,000 personal accident cover or up to £7,500 for AA members.
N/A
New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
Up to 90 days
Up to £5,000 personal injury cover
Insure more than one vehicle under the one policy. Every car added will earn its own discount.
Black Box Insurance, Car Sharing Insurance, GAP Insurance
Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
Up to 180 days
Yes
N/A
Motor Legal Protection, Key Protection, Excess Protection
No upper age limit
Up to 90 days
Cover you or your partner up to the benefit amount outlined in your insurance agreement
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
Black box insurance, Young driver insurance
  • Replacement, upgrade or the money in case of write off
  • No-claims discount protected if car is vandalised or hit by an uninsured driver
  • (terms apply)
Up to 90 days
Yes
Yes
Young driver insurance
Optional
You or your partner are covered up to the amount in your insurance agreement.
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
Black box insurance
  • Guaranteed hire car as standard
  • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
  • No-claims discount protection (Terms apply)
Up to 90 days
£5,000 of personal injury cover for you and your spouse
Yes
Young and first time drivers insurance
Up to 90 days
You or your partner are covered up to £2,000 per person.
N/A
Short term car insurance, Young driver insurance
20% off MOT costs and 10% off servicing with comprehensive and third party policies.
Up to 90 days
Optional extra
If you've got more than one car to insure at the same address, you could save 10% on your cover
Multi-car, temporary insurance
Optional
Personal accident cover up to £5000.
N/A
Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
Up to £200 cover if handbag is stolen child seat cover.
No
Cover up to £10,000 per accidentand £2,500 per person.
N/A
Learner driver insurance
Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
Up to 90 days
Get up to £10,000 cover per accident.
N/A
M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
Up to 93 days with a foreign use extension
-
Up to 15% off certain additional car insurance policies
Young driver insurance
Up to 60 days
Cover for passenger injury.
N/A
Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
Up to 90 days
Optional extra
Get 10% off when you insure additional cars in your household
Multi-car, temporary insurance

Compare up to 4 providers

How a vehicle from Jaguar affects insurance costs

A Jaguar is a luxury car, to be sure. And that comes at a price, both for driving one out of the showroom and the cost of insuring one. It is a costly car to replace or repair, which leads to pricier insurance premiums. And the higher the spec of your Jaguar, the higher your insurance cost is likely to be.

However, some models are surprisingly not as expensive as you might think. The starting price for the E-Pace is £28,930. And advanced safety features might also help to balance out the cost of insurance.

It’s a luxury car marque and that can mean that some models are more of a target with criminals, such as the F-Pace with its keyless entry system. The greater the chance of your Jaguar being stolen or damaged, will likely result in higher premiums.

Are there any standout models?

The I-Pace is Jaguar’s first all-electric performance SUV. Its 90 kWh battery provides a range of up to 240 miles on one charge. And even though the I-Pace is an all-electric car, it’s still a Jaguar. The instant torque and all-wheel drive accelerate the car to 60 mph in 4.5 seconds, while the exterior’s aerodynamic design provides a low-drag coefficient of .29 Cd.

There’s also a speedy charger similar to those found in public charging stations. One hour of charging alone could provide up to 168 miles.

Prices start at £63,495.

Pros and cons of a Jaguar

Pros

  • Advanced safety and security features

Cons

  • Expensive price tag
  • Expensive to repair or replace
  • Some models might be targeted by thieves

About the Jaguar brand

Although its origins date back to 1922, Jaguar didn’t really get going until the mid 1940s. And it wasn’t until the ’60s that the quintessential E-type was developed.

Although Jaguar was once acquired by the Ford Motor Company in 1990, it has been owned by Indian company Tata Motors since 2008. In 2013, Tata Motors merged Jaguar with Land Rover to create Jaguar Land Rover. But throughout all its transformations and acquisitions, Jaguar has always remained an iconic luxury car manufacturer.

Jaguar car facts

  • William Lyons founded the Swallow Sidecar Company in 1922, a precursor to Jaguar.
  • The breakthrough SS Jaguar 2.5-litre saloon car was introduced in 1935.
  • Ford Motors took over Jaguar in 1990 then sold both Jaguar and Land Rover, which it had also acquired, to Indian company Tata Motors in 2008.
  • In 2013, Tata Motors merged the two car brands together to create Jaguar Land Rover and Jaguar remains as its luxury brand.
  • Jaguar is a luxury brand offering a range of luxury cars, including the E-Pace, its smallest compact starting at £28.930, the F-Type, Jaguar’s high performance sports car priced at £51, 210, and the XJ, Jaguar’s premium luxury saloon from £62,360.

Bottom line

Jaguars are pricey to purchase and can be pricey to insure, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

Frequently asked questions about Jaguar

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