American International Group, Inc (AIG) is a leading insurance-diversified business based in the US. It opened the day at $38.83 after a previous close of $39.71. During the day the price has varied from a low of $38.555 to a high of $39.17. The latest price was $38.79 (25 minute delay). American International Group is listed on the NYSE and employs 46,000 staff. All prices are listed in US Dollars.
Since the stock market crash in March caused by coronavirus, American International Group's share price has had significant negative movement.
Its last market close was $30.09, which is 38.09% down on its pre-crash value of $48.6 and 87.24% up on the lowest point reached during the March crash when the shares fell as low as $16.07.
If you had bought $1,000 worth of American International Group shares at the start of February 2020, those shares would have been worth $377.32 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $588.26.
|52-week range||$15.6047 - $54.1029|
|50-day moving average||$38.4794|
|200-day moving average||$32.3526|
|Wall St. target price||$40.07|
|Dividend yield||$1.28 (3.43%)|
|Earnings per share (TTM)||$4.958|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
|1 week (2021-01-15)||-6.19%|
|1 month (2020-12-22)||5.41%|
|3 months (2020-10-22)||21.18%|
|6 months (2020-07-22)||20.50%|
|1 year (2020-01-22)||-25.77%|
|2 years (2019-01-22)||-10.54%|
|3 years (2018-01-22)||-36.41%|
|5 years (2016-01-22)||-31.16%|
Valuing American International Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of American International Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
American International Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, American International Group shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, American International Group's P/E ratio is best considered in relation to those of others within the insurance-diversified industry or those of similar companies.
American International Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.4177. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into American International Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
However, it's sensible to consider American International Group's PEG ratio in relation to those of similar companies.
American International Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $9.1 billion (£6.6 billion).
The EBITDA is a measure of a American International Group's overall financial performance and is widely used to measure a its profitability.
To put American International Group's EBITDA into context you can compare it against that of similar companies.
|Revenue TTM||$45.7 billion|
|Operating margin TTM||10.22%|
|Gross profit TTM||$15.4 billion|
|Return on assets TTM||0.53%|
|Return on equity TTM||-7.57%|
|Market capitalisation||$32.2 billion|
TTM: trailing 12 months
There are currently 14.0 million American International Group shares held short by investors – that's known as American International Group's "short interest". This figure is 11.5% up from 12.5 million last month.
There are a few different ways that this level of interest in shorting American International Group shares can be evaluated.
American International Group's "short interest ratio" (SIR) is the quantity of American International Group shares currently shorted divided by the average quantity of American International Group shares traded daily (recently around 4.8 million). American International Group's SIR currently stands at 2.91. In other words for every 100,000 American International Group shares traded daily on the market, roughly 2910 shares are currently held short.
To gain some more context, you can compare American International Group's short interest ratio against those of similar companies.
However American International Group's short interest can also be evaluated against the total number of American International Group shares, or, against the total number of tradable American International Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case American International Group's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 American International Group shares in existence, roughly 20 shares are currently held short) or 0.0162% of the tradable shares (for every 100,000 tradable American International Group shares, roughly 16 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against American International Group.
Find out more about how you can short American International Group stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like American International Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 33.68
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and American International Group's overall score of 33.68 (as at 01/01/2019) is pretty weak – landing it in it in the 66th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like American International Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
To gain some more context, you can compare American International Group's total ESG risk score against those of similar companies.
Environmental score: 4.49/100
American International Group's environmental score of 4.49 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that American International Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 17.56/100
American International Group's social score of 17.56 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that American International Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 20.63/100
American International Group's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that American International Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, American International Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that American International Group has, for the most part, managed to keep its nose clean.
Wondering how that compares? Below are the controversy scores of similar companies.
|Total ESG score||33.68|
|Total ESG percentile||65.52|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
|Level of controversy||2|
Dividend payout ratio: 49.04% of net profits
Recently American International Group has paid out, on average, around 49.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.43% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), American International Group shareholders could enjoy a 3.43% return on their shares, in the form of dividend payments. In American International Group's case, that would currently equate to about $1.28 per share.
While American International Group's payout ratio might seem fairly standard, it's worth remembering that American International Group may be investing much of the rest of its net profits in future growth.
American International Group's most recent dividend payout was on 28 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 11 December 2020 (the "ex-dividend date").
American International Group's dividend payout ratio is perhaps best considered in relation to those of similar companies.
American International Group's shares were split on a 1:20 basis on 1 July 2009. So if you had owned 20 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your American International Group shares – just the quantity. However, indirectly, the new 1900% higher share price could have impacted the market appetite for American International Group shares which in turn could have impacted American International Group's share price.
Over the last 12 months, American International Group's shares have ranged in value from as little as $15.6047 up to $54.1029. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while American International Group's is 1.3816. This would suggest that American International Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
To put American International Group's beta into context you can compare it against those of similar companies.
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products, as well as various risk-sharing and other customized structured programs; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, surety, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officer's liability, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, individual annuity and investment products, and financial planning and advisory services; and term life and universal life insurance. This segment also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, wirehouses, and broker-dealers. The company's Legacy Portfolio segment offers legacy insurance products. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
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