Moneybox vs Hargreaves Lansdown (HL)

Ever wondered who would come out on top in a battle between Moneybox vs Hargreaves Lansdown (HL)? Well, read on to find out how they compare for features, fees and much more.

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By

George Sweeney, DipFA

Updated

Fact checked
Overall winner Our verdict
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Moneybox vs Hargreaves Lansdown: At a glance

Moneybox logoHargreaves Lansdown logo
Finder Score8.3Great8.7Great
Customer satisfaction survey★★★★★★★★★★
Fees score8.8Great6.6Standard
Stocks and shares ISA available?
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Round 1: Products

Moneybox logoHargreaves Lansdown logo
Stocks and shares ISA
Lifetime ISA (LISA)
Interest on cash balances
Keep in mindCapital at riskCapital at risk
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Round 2: Investment choice

Moneybox logoHargreaves Lansdown logo
Investment choice score6.9Standard9.1Excellent
Available markets 2+
4+
Number of investments45+11,000+
Number of ETFs/funds241,500
Fractional shares
Min. initial deposit£1£1
Keep in mindCapital at riskCapital at risk
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Round 3: Fees

Moneybox logoHargreaves Lansdown logo
Fees score8.8Great6.6Standard
Platform fees0.45% + £1/month0.35%
Price per trade0£6.95
Funds/ETFs0£1.95 funds
£6.95 ETFs (frequent trader discounts apply)
Foreign exchange fee0.45%0.99%
Regular investingYes (including round ups)
Yes from £25/month (no commission)
£3.95 (20 or more trades in previous month)
Withdrawal fee£0£0
Deposit fee£0£0
Inactivity fee£0£0
Keep in mindCapital at riskCapital at risk
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Round 4: Ease of use

Moneybox logoHargreaves Lansdown logo
Ease of use score8.9Great10Excellent
Apple iOS rating4.8/54.7/5
Google Play rating 4.7/53.2/5
UI/UXGoodGood
Desktop or web access
Mobile app
Keep in mindCapital at riskCapital at risk
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Round 5: Tools, resources and features

Moneybox logoHargreaves Lansdown logo
Features score6.7Standard8.3Great
Analysis features
Social features
Learning resources
Keep in mindCapital at riskCapital at risk
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Overall winner: Is Moneybox better than Hargreaves Lansdown?

Moneybox is an excellent finance and investing app, but the investing side of things is just a portion of what Moneybox offers. Whereas investing is Hargreaves Lansdown’s bread and butter.

Although some of the HL fees are expensive, there are strategies to reduce them. And it offers loads of investments, account options, and resources.

Winner: Hargreaves Lansdown (HL)

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.


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Deputy editor

George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he’s learnt. When he’s not geeking out about money, you’ll find him playing sports and staying active. See full bio

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