Trading 212 and InvestEngine are two of the cheapest investing providers available to UK retail investors. So, it make sense to pit InvestEngine vs Trading 212 against each other in a head-to-head battle.
Both Trading 212 and InvestEngine offer a decent range of investments and a few account options, including a stocks and shares ISA. So, check out our breakdown of InvestEngine vs Trading 212 and hopefully this will help you pick who’s best, depending on what’s most important to you – whether that’s fees, investment choice, account types or anything else.
 |  | |
| Finder Score | 9.3Excellent | |
| Customer satisfaction survey | ★★★★★ | ★★★★★ |
| Fees score | 10Excellent | |
| Stocks and shares ISA available? | ||
| Go to Site |
InvestEngine and Trading 212 are pretty close when it comes to their Finder score, with InvestEngine scoring a solid 9.3 out of 10, and Trading 212 scoring an even more impressive out of 10.
Both platforms offer stocks and shares ISA, and both come with full Financial Services Compensation Scheme (FSCS) protection of up to £120,000.
Trading 212 and InvestEngine both received positive feedback in our most recent Finder Investing Customer Satisfaction Awards 2025 results.
Both platforms offer excellent value to UK investors, InvestEngine only offers exchange-traded funds (ETFs), but it’s the cheapest platform for this popular type of investment and has a fee score of 10 out of 10. Trading 212 offers a wider range of assets and is one of the best all-round performers with a fee score of out of 10.
| | |
| Stocks and shares ISA | ||
| Lifetime ISA (LISA) | ||
| Interest on cash balances | ||
| Keep in mind | Capital at risk | Capital at risk. 77% of retail CFD accounts lose money |
| Go to Site |
The key difference when it comes to account options available is that InvestEngine offers a very cheap self-invested personal pension (SIPP) with a fee of just 0.15%.
Unfortunately, neither platform offers a lifetime ISA (LISA) or a junior stocks and shares ISA (JISA). However, Trading 212 does pay high interest on cash, and it does also offer a cash ISA.
Winner: InvestEngine
| | |
| Investment choice score | 7.2Great | |
| Available markets | 1 (global ETF funds) | 3+ |
| Number of investments | 700 | 13,000+ |
| Number of ETFs/funds | 700 | 2,000 |
| Fractional shares | ||
| Min. initial deposit | £100 | £1 |
| Keep in mind | Capital at risk | Capital at risk. 77% of retail CFD accounts lose money |
| Go to Site |
InvestEngine is fairly limiting as it only offers ETFs. Whereas Trading 212 offers stocks, ETFs, investment trusts and more. In fact Trading 212 has over 13,000 investment options.
You can buy fractional shares on InvestEngine and Trading 212 from just £1, however you need a £100 minimum initial investment for InvestEngine.
Winner: Trading 212
| | |
| Fees score | 10Excellent | |
| Platform fees | 0% - 0.25% | £0 |
| Price per trade | £0 | £0 |
| Funds/ETFs | £0 (ongoing ETF fees apply) | £0 |
| Foreign exchange fee | 0% | 0.15% |
| Regular investing | Yes (Savings Plans) | Yes (AutoInvest feature) |
| Withdrawal fee | £0 | £0 |
| Deposit fee | £0 | £0 |
| Inactivity fee | £0 | £0 |
| Keep in mind | Capital at risk | Capital at risk. 77% of retail CFD accounts lose money |
| Go to Site |
It’s hard to separate the two when it comes to fees as they’re both cheap investing platforms that offer great benefits like the option to use a free stocks and shares ISA account.
However, the fact that Trading 212 offers low fees on a more diverse range of investments and still remains cheap across the board means that it’s the winner here. In fact, Trading 212 is our overall best trading app for low fees.
Winner: Trading 212
| | |
| Ease of use score | 9.3Excellent | |
| Apple iOS rating | 4.8/5 | 4.6/5 |
| Google Play rating | 4.5/5 | 3.9/5 |
| UI/UX | Good | Good |
| Desktop or web access | ||
| Mobile app | ||
| Keep in mind | Capital at risk | Capital at risk. 77% of retail CFD accounts lose money |
| Go to Site |
Both platforms scored extremely well in our ease of use assessment. Trading 212 and InvestEngine offer excellent mobile and desktop apps that are simple to use and are highly review on the App Store and Google Play Store.
Winner: Tie
| | |
| Features score | 10Excellent | |
| Analysis features | ||
| Social features | ||
| Learning resources | ||
| Keep in mind | Capital at risk | Capital at risk. 77% of retail CFD accounts lose money |
| Go to Site |
This is another area where it’s hard to separate InvestEngine and Trading 212.
InvestEngine has some excellent features like one-click portfolio rebalancing, automated investing with savings plans, and a portfolio look-through feature to see exactly what your ETFs are investing in.
Trading 212 also has some useful features like 24/5 trading, share lending, and the options to create and share mini-portfolios using its pies.
Winner: Tie
These are two of the best (and cheapest) investing platforms available to UK investors.
If you want to use a SIPP and only want to invest in ETFs, InvestEngine may suit you. However, if you want a more diverse investing experience, Trading 212 could be better.
Winner: Trading 212
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
Freetrade and Hargreaves Lansdown are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in Freetrade vs HL.
Hargreaves Lansdown and Moneybox are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in Moneybox vs Hargreaves Lansdown (HL).
Hargreaves Lansdown and Moneyfarm are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in Moneyfarm vs Hargreaves Lansdown (HL).
Vanguard and Hargreaves Lansdown (HL) are both investment platforms with a lot to offer. We compare their fees, features, account types and more – side by side in Hargreaves Lansdown vs Vanguard UK.
Find out how Hargreaves lansdown and Trading 212 compare.
Find out how Hargreaves lansdown and eToro compare.
Both Fidelity and Hargreaves Lansdown offer plenty of options for your investments at a much lower price than some of their competitors.
interactive investor and Hargreaves Lansdown are two established and very similar investment platforms suitable for beginners.
Both of these platforms are suitable for comprehensive investing, with share dealing and trading available while still being suitable for beginners.
Hargreaves Lansdown and Nutmeg are both investment platforms with a lot to offer. We compare their features, costs and products side by side.