Audi RS3 Insurance

Find out how much it costs to insure an Audi RS3 and how you could save on your premiums.

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The Audi RS3 was first sold in early 2015 as an update on the traditional Audi A3 model, embracing its role as an estate vehicle whilst also showcasing a powerful engine and sleek exterior.

Audi presented the 2017 RS3 Sportsback edition as ‘an everyday sports car, fitted with a not-so-everyday engine.’ The RS3 is certainly something special – unlike other executive cars you might see, the RS3 can go from 0 to 60mph in just 4.3 seconds.

What insurance group does the Audi RS3 fall under?

All cars are on the road are assigned an insurance group before being made available for sale. These groups – numbered from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable price for insuring this vehicle.

Audi RS3 models belong to insurance group 40, meaning they will fall on the expensive side.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
2.5 TFSI RS 3 Quattro Nav 5d S Tronic 40 £1,781 £1,018 £892 £720 Get Quote
2.5 TFSI RS 3 Quattro 5d S Tronic 40 £1,781 £1,018 £892 £720 Get Quote

Audi RS3 insurance cost by location

The table lets you see the average cost of Audi RS3 insurance, based on insurance groups and driver age.

However, there are various other factors that affect the cost of your car insurance premiums, including your home address.

To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic.

  • Expensive: £1,216 (London SE1)
  • Average: £1,018 (Newcastle NE1)
  • Cheap: £763 (Galashiels TD1)

Which factors affect my Audi RS3 insurance rate?

Along with insurance group, here are some of the other key factors that impact your insurance premium costs:

  • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, as all Audi RS3 models come with a 2.5-litre engine, this won’t be a factor to compare with this vehicle.
  • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or you’ll be involved in an accident. If you live in an area where motorists are historically more likely to make a claim, this will increase the cost of insurance. For example, a 30-year-old in central London may pay £1,216 for insurance for a Audi RS3 2.5 TFSI RS 3 Quattro 5d S Tronic, while the same 30-year-old in Newcastle may only pay £1,018.
  • Driver age. The youngest drivers are the most likely to claim on their car insurance. For this reason, they have to pay significantly more to cover themselves. As an example, the average 20-year-old driver in London may pay £2,115 for the Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic, while the average 40-year-old Londoner will only pay £1,108. In this example, the 20-year-old would have to pay almost double to insure an Audi RS3.

Other factors that influence the cost of your insurance include:

  • Your annual mileage
  • Your marital status
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security features
  • Your car’s anti-theft precautions
  • Your driving history and activity
  • No claims discount
  • Your occupation
  • Your credit history

How can I save on my Audi RS3 premiums?

Car insurance is a necessary legal requirement if you want to drive your car or even leave it on the road. Still, there’s no reason to let it cost more than it needs to. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. By paying annually, you eliminate the possibility of paying interest on your monthly repayments.
  • Install extra safety precautions. There are certain safety precautions which insurers believe reduce the likelihood of your car being stolen or involved in an accident. If you install these on your vehicle, you’re quite likely to lower your premium.
  • Shop around for the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance company. There is likely to be cheaper options available from its competitors. Shop around the best deal using price comparison websites.

Frequently asked questions

*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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2 Responses

    Default Gravatar
    LukeNovember 12, 2018

    Do you have to have a black box at a young age if not then how much would it be a month to insure a 2018 Audi RS3?

      Avatarfinder Customer Care
      JoshuaNovember 27, 2018Staff

      Hi Luke,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      The answer depends on your needs and preference. Having a black box insurance would decrease your premium provided that you are a responsible driver. If you are going to use other types of insurance policies, then please feel free to use our table to compare your options.

      Once you found the right one for you, click on the “Go to site” green button. It should redirect you to the website of your chosen insurer. From there, you can ask them about the rates or price of their policies.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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