Audi RS3 Insurance
Find out how much it costs to insure an Audi RS3 and how you could save on your premiums.
Updated . What changed?
The Audi RS3 was first sold in early 2015 as an update on the traditional Audi A3 model, embracing its role as an estate vehicle whilst also showcasing a powerful engine and sleek exterior.
Audi presented the 2017 RS3 Sportsback edition as ‘an everyday sports car, fitted with a not-so-everyday engine.’ The RS3 is certainly something special – unlike other executive cars you might see, the RS3 can go from 0 to 60mph in just 4.3 seconds.
What insurance group does the Audi RS3 fall under?
All cars are on the road are assigned an insurance group before being made available for sale. These groups – numbered from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable price for insuring this vehicle.
Audi RS3 models belong to insurance group 40, meaning they will fall on the expensive side.
|Model / Version||Group (1-50)||20yrs||30yrs||40yrs||50yrs||-|
|2.5 TFSI RS 3 Quattro Nav 5d S Tronic||40||£1,781||£1,018||£892||£720||Get Quote|
|2.5 TFSI RS 3 Quattro 5d S Tronic||40||£1,781||£1,018||£892||£720||Get Quote|
Audi RS3 insurance cost by location
The table lets you see the average cost of Audi RS3 insurance, based on insurance groups and driver age.
However, there are various other factors that affect the cost of your car insurance premiums, including your home address.
To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic.
- Expensive: £1,216 (London SE1)
- Average: £1,018 (Newcastle NE1)
- Cheap: £763 (Galashiels TD1)
Which factors affect my Audi RS3 insurance rate?
Along with insurance group, here are some of the other key factors that impact your insurance premium costs:
- Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, as all Audi RS3 models come with a 2.5-litre engine, this won’t be a factor to compare with this vehicle.
- Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or you’ll be involved in an accident. If you live in an area where motorists are historically more likely to make a claim, this will increase the cost of insurance. For example, a 30-year-old in central London may pay £1,216 for insurance for a Audi RS3 2.5 TFSI RS 3 Quattro 5d S Tronic, while the same 30-year-old in Newcastle may only pay £1,018.
- Driver age. The youngest drivers are the most likely to claim on their car insurance. For this reason, they have to pay significantly more to cover themselves. As an example, the average 20-year-old driver in London may pay £2,115 for the Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic, while the average 40-year-old Londoner will only pay £1,108. In this example, the 20-year-old would have to pay almost double to insure an Audi RS3.
Other factors that influence the cost of your insurance include:
- Your annual mileage
- Your marital status
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security features
- Your car’s anti-theft precautions
- Your driving history and activity
- No claims discount
- Your occupation
- Your credit history
How can I save on my Audi RS3 premiums?
Car insurance is a necessary legal requirement if you want to drive your car or even leave it on the road. Still, there’s no reason to let it cost more than it needs to. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. By paying annually, you eliminate the possibility of paying interest on your monthly repayments.
- Install extra safety precautions. There are certain safety precautions which insurers believe reduce the likelihood of your car being stolen or involved in an accident. If you install these on your vehicle, you’re quite likely to lower your premium.
- Shop around for the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance company. There is likely to be cheaper options available from its competitors. Shop around the best deal using price comparison websites.
Frequently asked questions
More guides on Finder
Peugeot 3008 insurance group
Find out which insurance group the Peugeot 3008 falls under and how much it costs to insure.
Land Rover Freelander insurance group
Find out which insurance group the Land Rover Freelander falls under and how much it costs to insure.
Kia Sorento insurance group
Find out which insurance group the Kia Sorento falls under and how much it costs to insure.
Vauxhall Viva insurance group
Find out which insurance group the Vauxhall Viva falls under and how much it could cost to insure.
Mazda CX 3 insurance group
Find out which insurance group the Mazda CX 3 falls under and how much it costs to insure.
Peugeot 106 insurance group
Find out which insurance group the Peugeot 106 falls under and how much it costs to insure.
Abarth 595 insurance group
Find out which insurance group the Abarth 595 falls under and how much it costs to insure.
Ford Ecosport insurance group
Find out which insurance group the Ford Ecosport falls under and how much it costs to insure.
Hyundai i40 insurance group
Find out which insurance group the Hyundai i40 falls under and how much it costs to insure.
Hyundai Amica insurance group
Find out which insurance group the Hyundai Amica falls under and how much it costs to insure.
Ask an Expert