Audi A2 insurance group

The Audi A2 was something of a game-changer when it first hit the roads: luxury brands hadn’t really produced small hatchbacks before this. It was only produced until the mid-00s, but is arguably still one of the best available vehicles in this class and price range.

In this guide, we look at Audi A2 car insurance costs and how you could save on your premiums.

What insurance group does the Audi A2 fall under?

In the UK, vehicles are categorised into insurance groups, ranging from group 1 (the cheapest to insure) to group 50 (the most expensive).

Audi A2 models are all within insurance groups 11 to 19, so they’re on the more affordable side to insure. As an example, a 30-year-old driver in an average postcode could pay…

• around £699 for cover on an Audi A2 1.4 5d that is in insurance group 11
• or around £674 for an Audi A2 1.4 TDI SE 90ps 5d that is in insurance group 15.

That’s a £50 difference just by going up 2 insurance groups. The insurance group a particular model is placed in depends on a number of factors, including price. Since the only A2s on the market are used cars, the average price, and therefore the insurance groups, are lower than for many other models.

However, the insurance group isn’t the only factor determining the cost of your car insurance; one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the insurance group for each Audi A2 model and also the likely cost at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Audi A2 insurance cost by location

The table above shows the average cost of Audi A2 insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To show you the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi A2 1.4 SE Colour Storm 5d.

• Expensive: £1,005 (London SE1)
• Average: £704 (Newcastle NE1)
• Cheap: £703.11 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

What other factors affect my Audi A2 insurance rate?

We’ve covered insurance groups, driver age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Audi A2 premiums?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually instead of monthly. It might be scary to part with a large sum of money in one go, but you’ll usually be rewarded for doing so. That’s because a lot of insurers charge interest on monthly premium payments.
• Shop around for the best deal. When it’s time for renewal, it’s worth investing a couple of hours to shop around: it may be cheaper to switch.

Is an Audi A2 cheap to insure?

Finder insurance expert Danny Butler answers

Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find an Audi A2 cheap to insure?

As we’ve already established, A2s are towards the lower end of the insurance price range. However, there is still some variety between models.

One factor affecting insurance groups is engine size. Cars with bigger engines tend to cost more to insure because these engines are more expensive to repair or replace. For example, it may cost £1,005 to insure an Audi A2 1.4 TDI 90ps 5d, while you may pay £908 for the bigger engine in the Audi A2 1.6 FSI SE 5d.

Finally, the safer your car is, the less of a risk it will be for companies to insure, and therefore the lower your premium is likely to be. So how safe is an Audi A2? In its Euro NCAP crash test, the Audi A2 received a 4-star rating (out of 5) for protecting adult occupants. Ask your insurer about additional safety and/or security features you could install to lower your premiums.

Bottom line

The Audi A2 is a small SUV with all the class and quality you’d expect from this German manufacturer. You’ll pay less than average in insurance costs if you opt for this car, and the tips in this guide will help you to reduce your premiums even further.

Frequently asked questions

• What is the top speed of an Audi A2?

  You can potentially expect an Audi A2 to reach a top speed of 108 mph, depending on its model version.

• How much car tax do I have to pay for the Audi A2?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy an Audi A2?

  You can buy an A2 from any used car dealership, online seller or from a previous owner.

• Where can I find Audi A2 car insurance?

  You can compare the costs of insuring an Audi A2 using any price comparison website.

• Is an Audi A2 a good first car?

  An Audi is a somewhat more unusual choice for a first car than, say, a VW Golf. However, if you spot a good deal on an A2, it’s not necessarily a bad choice: it’s reliable, relatively affordable to insure, and, depending on the model you go for, has good fuel economy too. Remember younger drivers are likely to pay more for car insurance, so opt for a model in a lower insurance group and shop around to keep your costs down.

Written by

Grace Fletcher-Hackwood

Writer

Grace was a Finder writer specialising in credit and loans. She's been writing about personal finance for several years and enjoys helping consumers sort the facts from the fluff. See full bio