Audi Q7 insurance rates
Find out how much it costs to insure an Audi Q7 how you could save on your premiums.
The Q7 has only recently appeared in the market, available in Europe in 2005 and the UK a year later. Having said that the model has become an established sight on our roads. The Q7 has been recognised as a sleek, family-friendly SUV, renowned for low running costs and a sophisticated interior.
Why choose an Audi Q7?
Audi is well-known for producing SUVs that ooze class, as well as being powerful and handling well. The Audi Q7 is no different.
What insurance group does the Audi Q7 fall under?
Before being made available to buy, all cars are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), based on how much it’s likely to cost for insurers to cover them. These groups help insurers determine a suitable price for your premium. Audi Q7 models can be found in insurance groups ranging from 35 to 50, meaning the car insurance will be on the expensive side.
The costs will vary depending on your choice of model and the group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £910 for cover on a Audi Q7 3.0 TDI 204bhp Quattro 5d Tip Auto that is in insurance group 35 or around £1,170 for a Audi Q7 4.2 TDI Quattro S Line Sport Ed 8speed 5d Tip Auto that is in insurance group 48. This comparison provides a fair example of the potential impact of premium pricing that occurs when one car is in a much higher insurance group.
Audi Q7 insurance cost by location
The table above shows the average cost of insuring an Audi Q7, based on insurance groups and driver age. However, there are many other factors that affect the cost of your car insurance.
Your location is one of the most significant. To highlight this fact, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi Q7 4.2 TDI Quattro S Line 5d Tip Auto.
- Expensive: £1,250 (London SE1)
- Average: £1,080 (Newcastle NE1)
- Cheap: £814 (Galashiels TD1)
Which factors affect my Audi Q7 insurance rate?
Along with insurance group, here are some of the other key factors that have a big impact on your insurance premium costs:
- Engine type and capacity. In general, cars with larger engines cost more to insure. This is because bigger engines cost more to repair or replace. For example, it may cost £1,168 for insurance for a Audi Q7 3.0 TDI Quattro 240bhp 5d Tip Auto, while a bigger engine may pay £1,302 for a Audi Q7 6.0 TDI Quattro 5d Tip Auto. That’s an extra £134 per year to insure the same vehicle with a larger engine.
- Driver location. Your location helps insurers determine the level of risk that your car may be stolen or involved in an accident. Those living in areas where motorists are more likely to make a claim will pay more for their premiums as a result. For example, a 30-year-old in central London may pay £1,216 for insurance for a Audi Q7 3.6 FSI Quattro Limited Edition 5d Tip Auto, while the same 30-year-old in Newcastle may only pay £1,018. A £98 difference based solely on the city you live in.
- Driver age. The youngest drivers represent the biggest risk to insurers, because they are the most likely to make a claim. That’s why they are charged far more. The average 20-year-old driver in London may pay £2,077 for the Audi Q7 3.6 FSI Quattro SE 5d Tip Auto, while the average 40-year-old Londoner will only pay £1,088. As you can see, in this example, the average 20-year-old would have to pay almost double to insure an Audi Q7.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Your driving history
- Your previous driving activity
- No claims discount
- Your annual mileage
- Your car’s safety rating score
How can I save on my Audi Q7 premiums?
Car insurance is a necessary legal requirement, but that doesn’t mean you need to let it empty your bank account. When searching for insurance, you’ll want to take the time to find the best deal available to you. Here are some ideas that can help you lower the cost of your premium.
- Limit your annual mileage. If you can occasionally take some journeys by foot or public transport, rather than using your car, this can help to save on your premiums.
- Pay annually rather than monthly. Paying annually eliminates the possibility that you’ll be charged interest on monthly premium repayments.
- Install extra safety precautions. The safer you can make your car, the less of a risk it will be for insurers to cover. That’s why you’ll often be rewarded with lower premiums when you add extra safety measures.
- Don’t blindly accept your renewal quote. Use price comparison websites to see if there are better deals out there. There usually will be!
Frequently asked questions
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