A simple rewards credit card with no annual fee that could suit occasional use.
The American Express Rewards Credit Card has a simple rewards plan so you can redeem your points in a large range of high street and online stores.
Cardholders can rack up reward points on everyday spending and enjoy an easily-attainable introductory offer of bonus rewards points.
With no annual fee, you’re free to use this card as little or as much as you wish.
|Incentive||Earn 5,000 bonus Membership Rewards points when you spend £2,000 in your first 3 months, and 1 point for virtually every £1 spent thereafter.|
|Additional Rewards Info||Refund Protection (90 days to return, receive max £200 per item, max £750 per annum). Global Assist - 24/7 help available when travelling outside the UK. Access to tickets for must-see music, theatre and film events, often before they go on sale to the general public with American Express Invites. Eligible for American Express Connect where cardmembers can choose offers from selected retailers to obtain discounts or cashback.|
|Purchases interest-free period (days)||56|
|Foreign usage charge (EU)||2.99%|
|Foreign usage charge (rest of world)||2.99%|
|Cash advance fee||3% (min. £3)|
|Late payment fee||£12|
|Duplicate statement fee||£2|
|Exceeding limit fee||£12|
|Additional card fee||£0|
|Replacement card fee||£0|
|Residency||UK resident and has a UK bank or building society account.|
|Availability||Available to new customers|
How does this card compare with other rewards cards on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0800 917 8047), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the American Express Rewards Credit Card
If you’re keen to start earning rewards with this Amex card, simply click on a green “go to site” button to be taken to the Amex site to complete the secure application form (which takes about 15 minutes). Before you apply, check that you meet the eligibility requirements and have the information you’ll need to hand to make the process as straightforward as possible.