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Alternatives to Currencies Direct

The best alternative companies to Currencies Direct for sending a money transfer

Currencies Direct is an international money transfer service dedicated to helping its customers save more when transferring money internationally. With 39 currencies to choose from (and others can be discussed with the company itself), it’s more flexible than other money transfer services. So long as there’s a bank account available, Currencies Direct will transfer and exchange your funds at a low flat rate.

Pros

  • No fees and competitive exchange rates
  • Low minimum transfer of $100
  • Has an unlimited transfer maximum
  • Monitors exchange rates for your ideal transfer

Cons

  • No cash pickup option
  • Does not support all currencies (though you can contact them if yours isn’t listed)
Xe Money Transfer Logo
  1. Xe Money Transfer

Xe Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, Xe is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.

Why pick Xe Money Transfer instead?

  • One of the most trusted money transfer names
  • Competitive exchange rates save you money in the long run
  • Quick turnaround means transfer is complete in three to five days

Downsides

  • Rate comparison tool not available until after you’ve registered with the site
  • Limited cash pickup options as Xe has just begun to roll out cash pickup across the world
OFX Logo
  1. OFX

OFX offers transfers and exchanges into 55 different currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be ideal.

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Why pick OFX instead?

  • 24-hour customer support
  • Available in 195 countries and over 50 currencies
  • Offers scheduled and recurring transfers
  • iOS and Android apps available for mobile transfer and tracking

Downsides

  • No cash payment or pickup. OFX only delivers funds through bank deposit.
  • Minimum transfer limit of $1,000
wise logo
  1. Wise

Wise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders.

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Why pick Wise instead?

  • Maximum 1% fee and $3 minimum fee
  • Minimum transfer of $1
  • Max transfer of $1,000,000 per year
  • Uses mid-market exchange rate with no hidden fees

Downsides

  • Transfers to bank accounts. No cash pickup option
  • Not suitable for large transfers due to the fees
WorldRemit logo
  1. WorldRemit

WorldRemit provides a variety of transfer options in more than 120 countries worldwide, including online, bank-to-bank and cash transfers. Fees vary by country you’re sending funds to and the global exchange rate at the time of your transfer. WorldRemit is ideal for small businesses, offering transfers from $1 to $2,000.

Why pick WorldRemit instead?

  • Flexible payment options
  • Easy three-step transfer process
  • Transfers to mobile wallet accounts
  • Cash pickup available
  • Mobile airtime account transfers

Downsides

  • The higher your transfer, the greater the transfer fees
RIA logo
  1. Ria

In business for more than 30 years, RIA is a global monetary transfer network with more than 240,000 agent locations in 130 countries. It is the third-largest international money transfer provider in the world. Offering a wide variety of payment options and transfer services, RIA knows how to keep its customers happy with a simple transfer process.

Why pick Ria instead?

  • Wide variety of transfer options
  • Good rates and minimal fees
  • Online price calculator simplifies money conversion
  • Expert advice

Downsides

  • Maximum daily transfer cap of $2,999.99
  1. Western Union

Around for more than 160 years, Western Union makes money transfers easy in the United States and overseas. In more than 200 countries and territories across the globe and with more than 500,000 agent locations worldwide, money pickups are a breeze.

Why pick Western Union instead?

  • Low minimum transfer of $1
  • Send money in minutes
  • Transfer to a wide range of countries
  • Competitive live exchange rates updated regularly
  • Multiple transfer options
  • Trusted provider

Downsides

  • Can be more expensive than other transfer companies
Moneygram logo
  1. MoneyGram

The second-largest international money transfer service in the world, MoneyGram is a big contender for money transfers. Its services transfer and exchange currencies in over 200 countries and territories around the world to more than 350,000 agent locations worldwide. If you’re not confident about transferring money online, an employee can walk you through the process at of the 40,000 locations here in the States.

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Why pick MoneyGram instead?

  • Extensive global network of 350,000 agent locations
  • Large pool of services available for sending, receiving or financing
  • Secure and reliable
  • Fast transfers, with same-day service in many locations

Downsides

  • Maximum online transfer amount of $6,000
  • Fees vary depending on payment type and transfer destination
  • Transfers must be made in US dollars from the US (no exchanges before transfer)
  • Local exchange rates vary by transfer destination

Still looking for other options?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about Currencies Direct in our review.
1 - 16 of 16
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Cash App
Within minutes
From $0
Make payments to your friends and families easily from your phone with no transfer fees. Payments available to US bank accounts only.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Revolut
Revolut
Within minutes
From $0
Revolut offers international exchange rate for over 150+ currencies and transfers within 30 minutes.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Revolut
Revolut
Within minutes
From $0
Revolut offers international exchange rate for over 150+ currencies and transfers within 30 minutes.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
Revolut
Revolut
Within minutes
From $0
Revolut offers international exchange rate for over 150+ currencies and transfers within 30 minutes.
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