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Alternatives to Walmart2World

Here are the best money transfer providers like Walmart2Walmart or Walmart2World.

Walmart operates two types of transfers: Walmart2Walmart powered by Ria, and Walmart2World powered by MoneyGram. Both of these services allow you to send money, though they could both benefit from lower fees, more competitive exchange rates and higher maximum limit caps.

Use this list of alternatives to Walmart to discover how other companies can provide more trading tools and better rates.

Xe Money Transfer Logo

1. Xe Money Transfer

Xe Money Transfer helps you transfer your funds to a bank in a foreign currency. If you’re working abroad, Xe is ideal for transferring money to family or a bank account overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business users.

Go to Xe's website

Why pick Xe Money Transfer instead?

  • Low or no transfer fees
  • Max transfer is per transaction
  • Support for over 55 currencies


  • Exchange rates not available until you create an account
  • Adds a small markup to the exchange rate
WorldRemit logo

2. WorldRemit

WorldRemit matches Walmart by providing transfer options to more than 130 countries through online, bank-to-bank and cash transfers. They both have low maximum transfer limits, but WorldRemit’s flat low fees and competitive rates make it a viable alternative.

Why pick WorldRemit instead?

  • Easy three-step transfer process
  • Transfer to mobile wallet accounts
  • Mobile airtime account transfers supported
  • Transparent fees and exchange rates


  • Relatively small daily maximum transfer amount of $9,000
  • Government-issued ID required
  • Mobile airtime, cash pickups and door-to-door transfer not available in every country
Western Union

3. Western Union

Western Union has been in the money transfer business since 1871 and has over 500,000 agent locations worldwide, making it a serious competitor for cash pickup and in-person transfers. However, like Walmart, it suffers from weak exchange rates and fees that are often bested by smaller companies.

Why pick Western Union instead?

  • Trusted money transfer provider for 150+ years
  • Low minimum transfer of $1
  • 500,000+ agent locations


  • Weak exchange rates that can be almost 5% higher than the mid-market rate
  • Higher fees compared to other companies on this list
OFX Logo

4. OFX

OFX has no maximum transfer limits, which makes it a good option when you need to send more than Walmart’s $2,500 limit. OFX also charges no fees and offers competitive exchange rates. However, a high minimum yearly transfer requirement may deter some senders from using OFX.

Go to site

Why pick OFX instead?

  • No maximum transfer limit and no transfer fees
  • Can set up scheduled and recurring transfers
  • Hedging options such as forward contracts and limit orders


  • Can only send to a bank account
  • Must verify new accounts by phone
  • High minimum transfer amount of $1,000
  • Doesn’t use the mid-market rate

5. Xoom

Xoom has a smaller reach than Walmart, so make sure your destination is on the list before starting a transfer. Both companies offer low minimum transfer amounts, but Xoom has a higher maximum transfer limit. Xoom stands out with its money-back guarantee if your transfer doesn’t arrive on time — a rare perk in the money transfer industry.

Why pick Xoom instead?

  • Money-back guarantee if your transfer is late
  • Integrates with your PayPal account


  • Smaller network
  • Low maximum sending limit
  • Transfer fees vary depending on sending method, amount and destination

Still looking for other options?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about Walmart Money Transfers in our review.
1 - 12 of 12
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
OFX International Money Transfers (Business)
24 hours
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
Increase business efficiency with zero transaction fees and same-day transfers.
24 hours
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Within minutes
Xe has fast transfers with low fees and a range of foreign currency tools.
24 hours
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.