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International money transfers often involve a conversion between currencies, but that doesn’t always have to be the case. The same currency is often accepted in many different countries, such as the euro in the EU and the US dollar in Panama and Ecuador. Learn ways to send same-currency international transfers and explore your options.
Use our comparison table to check what your same-currency transfer could cost by entering the amount you want to send and clicking Calculate. Same-currency support varies by destination country, so double check the provider’s website before sending.
Same-currency transfers, like international transfers, rely on using a service to move money between you and your recipient. This service could be a money transfer service, an international wallet, a bank or something similar. When sending same-currency international transfers, you don’t have to worry about exchange rates, but you still need to be aware of potential fees. The best services to use will vary depending on whether you’re sending a domestic or international same-currency transfer:
There are very few times when you should be paying fees to send money domestically in the United States. If the person you’re sending to doesn’t have a bank account or would prefer to pick up cash, you’ll have to rely on a money transfer service that may charge a fee. Otherwise, you have other free options for transferring money domestically, such as:
Sending same-currency money transfers internationally is a bit trickier than sending them domestically. Because most money transfer companies make money both on fees and exchange rates, there’s little incentive for them to offer same-currency transfers between countries. Some options for sending international same-currency money transfers are:
When sending money abroad, there are more than a handful of countries that officially accept the USD as legal tender. When sending money to these countries, money transfer services should typically allow you to select USD as a sending option:
Services like TransferWise will allow you to transfer US dollars to many other countries, not just those that accept the US dollar as legal tender.
Although not the most convenient, there are other ways to send same-currency international transfers.
Sending same-currency transfers can be a good way to pay friends back, get money to your family, help make an international move smoother and more. Explore your options when sending same-currency transfers, including the various money transfer companies that support such transfers. Before making any moves, learn more about money transfers and what you can do with them.
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