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State Farm’s roadside assistance policy add-on offers free unlimited towing in most states, up to an hour of mechanical labor and other basic services in exchange for a low annual fee compared to other insurers.
State Farm’s Emergency Roadside Service covers small-scale mechanical problems. If your car breaks down or becomes immobilized, the insurer will pay for these basic expenses:
State Farm doesn’t limit the number of emergency roadside calls you can make or amount of coverage. However, when we called State Farm’s customer support to confirm, the representative noted that each state may have different rules. California, Texas and Florida don’t have any maximum limit to tows or coverage amount. Ask your agent for more details depending on your state.
Also, if you abuse the service by using it frequently, most insurance companies will charge a higher premium or deny you roadside coverage when you renew your car insurance.
State Farm charges around $12 per year for Emergency Roadside Service add-on coverage. That’s a very reasonable rate compared to other providers. This covers the first hour of labor, whether it’s a breakdown, extrication, towing or locksmith work. After that, you’ll have to pay for any extra expenses out-of-pocket.
With State Farm, you can opt into roadside assistance for a fee when you purchase your policy. To buy coverage online, follow these steps:
If you want to add roadside assistance to your current policy, contact your local agent or call State Farm 24/7 at 877-627-5757. Your roadside service lasts for as long as your roadside coverage is in effect, which is usually one year.
When you’re stranded, you can get help 24/7. Call 877-627-5757 to talk to a State Farm agent, or use the app to log in to your account, then select your location and the service you need.
By phone. Call 877-627-5757 and an agent records your details and dispatches someone to the site.
By app
State Farm offers its Emergency Roadside Service to all covered drivers — even if they didn’t purchase it with their policy. The catch? You’ll pay a per-use fee, though it’s typically lower than market rates for one-off roadside service.
Like most insurers, State Farm puts standard limits on its roadside assistance. Check with your agent and read the fine print to find out if your policy has additional limitations.
State Farm’s roadside assistance coverage is fairly standard. It covers basic towing and the cost of labor for up to an hour — which is enough time to solve most small mechanical issues and lockouts.
One of the most attractive features of State Farm’s Emergency Roadside Service is its accessibility. All drivers can use it, even if they didn’t purchase it with their policy. To squeeze the most value out of your car insurance, be sure to compare providers.
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