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Geico towing insurance and roadside assistance

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No matter how well you plan, a flat tire or a dead battery is bound to happen eventually. One way to get back on the road quickly with fewer headaches is by adding towing insurance to your policy.

With Geico’s emergency roadside service, you can get towing help and more 24/7 online or through a convenient app.

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How to get towing insurance

Adding Geico’s emergency roadside service coverage to your policy is the easiest way to get towing assistance. At at $14 a year for each car, it’s a small price to pay for peace of mind.

If you’re already a policyholder, log in to your account from the emergency roadside service page and follow the steps to add this coverage to your existing plan.

If you’re not a Geico customer, you’ll need to first sign up or transfer your policy to become one. Simply indicate that you’d like Emergency Roadside Service when putting together your policy.

What does emergency roadside service cover?

With Geico’s roadside assistance, you get 24/7 help for:

  • Jump-starts for dead car batteries
  • Labor to change flat tires
  • Towing that’s not related to an accident
  • Lockout services of up to $100

How does Geico’s emergency roadside service work?

Get roadside assistance from Geico for as little as $14 annually for each car to protect you against life’s bumps along the road.

Say you’re stranded on the side of the road with a flat tire. You’d simply access Geico’s Emergency Roadside Service through Geico’s mobile app in three steps.

  1. Tell Geico what’s wrong. Select your need from a list of roadside emergencies and click Save and continue.
  2. Confirm your information. Your car’s make, model and color will pop up on the next screen. If the info is correct, click Save and continue.
  3. Confirm your location. Geico’s app uses your phone’s GPS to find your location. If your location on the map is correct, click Submit. After you confirm, you’re provided an incident number and an ETA for your assistance. And you can even refresh the screen to get real-time updates.

Get back on the road more quickly by adding Emergency Roadside Service to your Geico policy. You can access 24/7 assistance with flat tires, jump-starts, lockouts and more — all for about $14 a year.

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Does Geico’s emergency roadside service cover reimbursements?

Yes. If you’ve recently accessed the services of Geico’s ERS and paid out of your own pocket, you can submit the original copy of your road service bill along with your policy number to Geico for reimbursement. From there, Geico will send you a check that reflects your policy’s coverage limits.

Send your reimbursement requests for towing services to, or fax them to Geico’s offices at 866-954-3761.

You can also send in your request by mail to:

Emergency Road Service
PO Box 8075
Macon, GA, 31208-8075

Do I need emergency roadside service on my policy for towing to be covered by Geico?

Yes. To avoid paying out of pocket for any towing necessary to get your car back up and running, you’ll need to add ERS to your existing Geico policy, which could cost as little as $14 a year for each car on your policy.

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Bottom line

For a small additional cost, Geico’s emergency roadside service offers low-cost peace of mind, covering jump-starts and towing that can get you back on the road faster without taking a toll on your wallet.

If you’re not already a Geico customer, compare the affordable rates and comprehensive options available through this big-name provider to create a policy that’s best for your needs.

Compare alternatives to Geico for roadside assistance

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

Compare up to 4 providers

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8 Responses

  1. Default Gravatar
    NolanBApril 19, 2018

    If I use the roadside tow service, could I tow my vehicle to a junkyard or does it have to be to my home or to a service center?

    • finder Customer Care
      ArnoldApril 20, 2018Staff

      Hi NolanB,

      Thanks for your inquiry

      The Geico Roadside Assistance Service tows your vehicle from the current location to the nearest service station or repair shop in the area. If you wish for the vehicle to be towed to your home, you may have to inform them beforehand.

      Hope this information helps


  2. Default Gravatar
    AnthonyApril 2, 2018

    Does Geico ers cover key replacement

    • finder Customer Care
      JeniApril 2, 2018Staff

      Hi Anthony,

      Thank you for getting in touch with finder.

      If your car key is lost or stolen, you may be able to claim for the cost of a replacement on your car insurance policy. Some insurers offer key cover automatically on their standard car insurance policies, however in Geico’s Emergency Roadside Service it only cover lockout services of up to $100.

      I suggest that you contact Geico directly for more accurate info about replacing your keys as well.

      I hope this helps.

      Have a great day!


  3. Default Gravatar
    TyMarch 27, 2018

    If I have roadside assistance and I’m in the vehicle with another driver can I use my roadside assistance for tow truck if they don’t have roadside assistance

    • finder Customer Care
      JoshuaMarch 27, 2018Staff

      Hi Ty,

      Thanks for getting in touch with finder.

      The Geico towing insurance and roadside assistance policy covers the vehicle you specify on your application. It is not for any vehicle that you ride on or use. So, in your question, the answer would be no.

      You may also want to read the terms and conditions of your cover to learn more.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  4. Default Gravatar
    Dawn29March 19, 2018

    Does Geico Roadside assistame cover pinching? If so what is covered for winching and what is not included? I know some Roadside assistance only covers 10 feet from the road and things like that. This is why I am asking. Thanks I’m currently stuck in the mud. Can I wait for the mud to dry, rain to dry up and drive right out?

    • finder Customer Care
      JoshuaMarch 25, 2018Staff

      Hi Dawn29,

      Thanks for getting in touch with finder.

      These are the things that Geico covers:

      – Jump-starts for dead car batteries.
      – Labor to change flat tires.
      – Towing that’s not related to an accident.

      As you can see, winching isn’t part of their cover. They also only provide roadside emergency assistance and might not be able to help you if in case you are stuck on an unpaved and rugged terrain. However, I would still advise you to directly get in touch with them to get a more personalised answer.

      You may also want to explore other options here. On that page, you will be able to compare car insurance roadside assistance cover.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


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