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Clearcover vs Root: Who has better car insurance?

Clearcover vs Root

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Clearcover serves everyday drivers with low rates that cover the necessities. The company stands apart with its minimal way of keeping business online, transferring savings to its customers. Root also keeps things low cost with its app-based service that rewards safe drivers heavily in 20 states. Plus, you get the convenience of speedy claims that get settled in fewer days than the industry standard.

So which provider fits your driving style and coverage needs best?

Clearcover

Root

OVERVIEW

OVERVIEW
About the provider
About the brand Get instant online support and score a low rate thanks to online data that sets premiums automatically. Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
States served
States served AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV Available in 31 states

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Included free
New car protection
New car protection No No
Accident forgiveness
Accident forgiveness No No
Rideshare coverage
Rideshare coverage Yes No
SR-22 insurance
SR-22 insurance No Yes
Claims methods
Claims methods online
email
phone
Online
Email
Phone
Payment schedule
Payment schedule 6 months
Monthly
6 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount No Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount No No
Usage based discount
Usage based discount No Yes
Learn more
Learn more

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Bottom line

For those looking to save money by showing off their safe driving skills, Root might offer the best policy for you. But for those in Clearcover’s service area looking to get the basics and focus on savings, Clearcover may have what you need. You can even compare several more providers to find the one that suits you and your car best.

Written by

Sarah George

Sarah George is Staff Writer for Small Business Loans at BankRate and formally a personal finance writer at Finder focusing on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance. See full profile

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