Clearcover vs Root: Who has better car insurance?

Clearcover vs Root

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Clearcover serves everyday drivers with low rates that cover the necessities. The company stands apart with its minimal way of keeping business online, transferring savings to its customers. Root also keeps things low cost with its app-based service that rewards safe drivers heavily in 20 states. Plus, you get the convenience of speedy claims that get settled in fewer days than the industry standard.

So which provider fits your driving style and coverage needs best?

 

Clearcover

Root

OVERVIEW

OVERVIEW
About the provider
About the brand A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service. Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
States served
States served AZ, CA, IL, UT AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
User satisfaction
User satisfaction 5 stars 5 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Included free
New car protection
New car protection No No
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness Yes No
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
email
phone
online
Payment schedule
Payment schedule monthly
6 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No Yes
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Depends on provider Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount No No
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use
Learn more
Learn more

Compare alternatives to Clearcover and Root

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Geico
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Gabi
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Liberty Mutual
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Clearcover
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

Compare up to 4 providers

Bottom line

For those looking to save money by showing off their safe driving skills, Root might offer the best policy for you. But for those in Clearcover’s service area looking to get the basics and focus on savings, Clearcover may have what you need. You can even compare several more providers to find the one that suits you and your car best.

Was this content helpful to you? No  Yes
Go to site