Clearcover vs Root: Who has better car insurance?

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Clearcover serves everyday drivers with low rates that cover the necessities. The company stands apart with its minimal way of keeping business online, transferring savings to its customers. Root also keeps things low cost with its app-based service that rewards safe drivers heavily in 20 states. Plus, you get the convenience of speedy claims that get settled in fewer days than the industry standard.

So which provider fits your driving style and coverage needs best?

	Read review	Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
States served
States served	AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV	Available in 31 states
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Optional	Included free
New car protection
New car protection	No	No
Accident forgiveness
Accident forgiveness	No	No
Rideshare coverage
Rideshare coverage	Yes	No
SR-22 insurance
SR-22 insurance	No	Yes
Claims methods
Claims methods	online email phone	Online Email Phone
Payment schedule
Payment schedule	6 months Monthly	6 months monthly
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes
Bundling discount
Bundling discount	Yes	Yes
Home owner discount
Home owner discount	Yes	Yes
Military discount
Military discount	Yes	No
Multi car discount
Multi car discount	Yes	Yes
Paid in full discount
Paid in full discount	No	Yes
Safety device discount
Safety device discount	Yes	Yes
Safe driver discount
Safe driver discount	Yes	Yes
Special employment discount
Special employment discount	No	No
Student discount
Student discount	No	No
Usage based discount
Usage based discount	No	Yes
Learn more
Learn more	Read review	Read review

Compare alternatives to Clearcover and Root

Bottom line

For those looking to save money by showing off their safe driving skills, Root might offer the best policy for you. But for those in Clearcover’s service area looking to get the basics and focus on savings, Clearcover may have what you need. You can even compare several more providers to find the one that suits you and your car best.