Clearcover vs. Root car insurance | finder.com

Clearcover vs Root: Who has better car insurance?

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Clearcover vs Root

With 3 years under its belt, Clearcover serves everyday drivers with low rates that cover the necessities. The company stands apart with its minimal way of keeping business online, transferring savings to its California and Illinois customers. Root also keeps things low cost with its app-based service that rewards safe drivers heavily in 20 states. Plus, you get the convenience of speedy claims that get settled in fewer days than the industry standard.

So which provider fits your driving style and coverage needs best?

 

Clearcover

Root

OVERVIEW

OVERVIEW
About the provider
About the brand A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service. Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
States served
States served CA, IL AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
User satisfaction
User satisfaction 5 stars 5 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Included free
New car protection
New car protection No No
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness Yes No
SR-22 insurance
SR-22 insurance No
No
Claims methods
Claims methods online
email
phone
online
Payment schedule
Payment schedule monthly
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No Yes
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Depends on provider Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount No No
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use
Learn more
Learn more

Compare alternatives to Clearcover and Root

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
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Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
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AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
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As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance.
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Enjoy having your own dedicated agent to help you get the best discounts and coverage.
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Car insurance through Liberty Mutual will give coverage options for almost any situation.
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Optional
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Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
CA, IL
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.

Compare up to 4 providers

Bottom line

For those looking to save money by showing off their safe driving skills, Root might offer the best policy for you. But for those in California or Illinois looking to get the basics and focus on savings, Clearcover may have what you need. You can even compare several more providers to find the one that suits you and your car best.

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