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Compare the best bundling insurance companies for 2024

5 companies that pair the best savings, policy options and service when buying insurance policies.

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Bundling multiple types of insurance policies is an easy way to snag hundreds of dollars in savings off your annual premium dues. But not all bundles and insurers offer the same benefits.

When evaluating companies that bundle policies, we started with those offering multiple policies to customers across the nation. We considered how many policies each company discounts when bundling as well as the percentage discount.

Then, we factored in other coverage offered along with customer service and business ratings for a well-rounded picture of each company. The results bring you top choices for a balance of savings and service or an abundance of bundling options.

What are the best bundling insurance companies?

These insurance companies offered the best bundling options and discounts while rounding out their package with solid customer ratings. Our top picks:
  • Best overall company: Amica
  • Best for multiple vehicles :Geico
  • Best for bundling quotes: Gabi

Best variety of bundling discounts

Progressive

4
★★★★★

Finder score

Get quotes Read review
TelematicsSnapshot
Gap insuranceloan/lease coverage

Best overall

Amica

4
★★★★★

Finder score

Read review
TelematicsStreetSmart
Gap insuranceYes

Best for multiple vehicles

Geico

4
★★★★★

Finder score

Get quotes Read review
TelematicsDriveEasy
Gap insuranceNo

Best for bundling quotes

Gabi

4
★★★★★

Finder score

Gap insuranceDepends on provider

Honorable mention

State Farm

3.5
★★★★★

Finder score

Get quotes
TelematicsDrive Safe and Save
Gap insuranceNo

How much can I save by bundling insurance?

In general, a 10% multipolicy discount runs standard. But while most insurance companies offer bundling, its policy options and discounts can vary. See how these major companies compare:

CompanyPolicies you can bundleDiscounts up to
AAA
  • Car
  • Home
  • Condo
  • Renters
  • Life
20% off car and home
Allstate
  • Home
  • Car
  • Life
10% off car and 25% off home
American Family
  • Car
  • Home
  • Condo
  • Renters
  • Life
  • Motorcycle
  • Umbrella
29% off car and 20% off home
Amica
  • Car
  • Home
  • Condo
  • Renters
  • Life
  • Umbrella
30% off total
Assurance
  • Car
  • Home
20% off total
Chubb
  • Car
  • Home
10% off total
Electric Insurance
  • Car
  • Home
25% off total
Farmers
  • Car
  • Home
  • Condo
  • Mobile home
  • Renters
  • Life
  • Motorcycle
  • Boat
  • RV
Not specified
Gabi
  • Car
  • Home
  • Condo
  • Renters
  • Landlord
  • Motorcycle
  • RV
  • Umbrella
Not specified
Geico
  • Home
  • Renters
  • Car
  • Motorcycle
  • Boat
  • RV
25% off multi-vehicle policies
Homesite
  • Home
  • Car
10% off total
Liberty Mutual
  • Car
  • Home
  • Renters
  • Life
  • Motorcycle
Possible savings of over $800 on car and home
Nationwide
  • Car
  • Home
  • Renters
  • Motorcycle
  • Boat
  • Life
20% off total
Progressive
  • Car
  • Home
  • Condo
  • Renters
  • Motorcycle
  • RV
  • Boat
5% to 12% on car and home
State Farm
  • Car
  • Home
  • Condo
  • Renters
  • Life
17% off total

How do I compare insurance bundles?

When looking at the insurance company that’s best for your bundling needs, consider factors like:
  • Types of policies offered. Major insurers offer a variety of insurance, so you can keep all your policies in one place. But you could save more by bundling the most expensive policies like home and car, then looking at low-cost insurers for other needs.
  • Total savings from bundling. Look at the amount you’ll save for bundling your policies. A 10% multipolicy discount is common, so anything higher could amount to steep savings.
  • Additional discounts and benefits. Consider other discounts you might qualify for, such as a claims-free record or military service. Also, some companies offer perks and freebies, saving you from paying for coverage you were planning to buy.
  • Overall price compared to other companies. No matter the size of the discount, you might save more money by buying insurance with separate companies. Consider a variety of quotes before making a final decision.

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Bottom line

Many people save money on insurance by bundling several policies with the same company. Common policy bundles include home and car, car and renters or car and motorcycle policies. But you’ll want to find insurance companies with the right mix of bundling, coverage and service options suited for you.

Common questions about the best bundling insurance

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Written by

Writer

Sarah George is Staff Writer for Small Business Loans at BankRate and formally a personal finance writer at Finder focusing on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance. See full bio

Sarah's expertise
Sarah has written 134 Finder guides across topics including:
  • Car, motorcycle, home and life insurance
  • Insurance for specific car models
  • Analysis of industry reports
  • Insurance policy comparison

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