You might recognize this top provider for low rates and a memorable mascot. Prices may not be as low with other providers, but some offer low-cost coverage with other benefits to give you the most bang for your buck. Consider the prices of other cheap providers’ coverage, including standard and optional protection you might need.
Both Progressive and Geico are top customer choices, each holding high market share. But Progressive stands out with a customer-first mindset, providing coverage and pricing tools that find the best coverage for your budget.
Another provider comparable to Geico who offers top-notch online service, Esurance dips its premiums almost as low as Geico's average, and may go lower based on your specific driving factors. However, the company might not have the flexible pay schedule you need.
Steep safety discounts
Helpful add-ons, like customized parts
Easy-to-use online tools and account management
Lacks personalized customer service
Hidden billing fees
Automatic payments required
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin
Similar to Geico, this company has stellar coverage if you live inside its limited service area. Coverage options include reimbursement for food and lodging or a package with extra personal belongings coverage. Plus, find a long list of discounts to qualify for.
Wide coverage, like trip interruption or diminished car value
Positive claims satisfaction
Steep safe driver rewards
Only available in 26 states
No online quotes
No online claims
Alabama, Arizona, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Wisconsin
Geico typically has the cheapest car insurance among top national providers. But Progressive, USAA and Esurance can sometimes outdo Geico’s low rates.
Keep in mind that your premium depends on your driving record, car, location, age and coverage.
Get the best value for you by considering these cheap alternatives:
Cheapest overall policies
Best value for military
Best value for online policies
Best value for policy packages
Best value for safe drivers
We compared rates from these four Geico competitors by averaging the annual premiums using the same California driver profile from all zip codes in the state. Our driver profile:
26-30 years old
2017 Toyota Camry LE
$100,000 property damage
$25/$50 uninsured motorist bodily injury
$100/$300 underinsured motorist bodily injury
50,000 personal injury protection
50,000 personal injury protection medical
$100 personal injury protection deductible
$500 collision coverage
Which companies also have accident forgiveness?
As a benefit of your safety history, some providers won’t increase your premium after a mishap even when the accident is your fault. You typically qualify for accident forgiveness after three to five years without a claim.
Providers who offer accident forgiveness:
Compare car insurance like Geico
Geico has some of the cheapest policies around. But consider other low-cost car insurers to make sure you’re getting the value and coverage you need.
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
Protect your classic as well as your daily driver with steep liability coverage all on one policy.
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