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Allstate vs Metromile: Which provider is right for you?
Allstate vs Metromile
If you’re considering Allstate and Metromile for auto insurance, you might be wondering about how they’re different.
Metromile’s claim to fame is pay-as-you-go insurance. You’ll pay a flat monthly fee plus a certain amount for the number of miles you drive each month. Allstate offers a similar insurance plan. When you sign up for Allstate’s Milewise policy, you’ll pay a daily rate and a per-mile rate when you drive your car.
Which insurer is right for you? To find the answer, check out our head-to-head comparisons in the tables below.
Our top pick: Allstate
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
- Stack discounts up to 30%
- Earn points and rewards with safe driving
- Get claims paid through direct deposit
- Opt for extras like accident forgiveness, ridesharing or sound system coverage
|
|
|
|---|---|
| Your dedicated agent can help you find the best savings with multiple discounts and rewards programs. | Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates. |
| All 50 states | AZ, CA, IL, NJ, OR, PA, VA, WA |
| Included free | Optional |
| Yes | Yes |
| Yes | No |
| Yes | No (they used to offer the service but they are no longer accepting new applications) |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months Monthly |
monthly |
| Yes | Yes |
| Up to 10% | Yes |
| Yes | No |
| No | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Up to 10% | No |
| Yes | No |
| Up to 20%, under 25 | No |
| Yes - up to 20% cash back | Yes |
|
|
|
Bottom line
If you’re looking for pay-per-mile insurance, either Allstate or Metromile could work. Contact each insurer to receive a quote based on your vehicle model, driving history, state of residence and other factors. Allstate may even have a slight edge, as it offers insurance for all 50 states. Meanwhile, Metromile only offers coverage for eight states.
For discounts, Allstate comes out on top. You’ll find savings for good grades, stellar driving histories, paying in full and more. If neither one’s right for you, compare car insurance options to find the best policy for you.
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