Allstate vs MetroMile
If you’re considering Allstate and MetroMile for auto insurance, you might be wondering about how they’re different.
MetroMile’s claim to fame is pay-as-you-go insurance. You’ll pay a flat monthly fee plus a certain amount for the number of miles you drive each month. Allstate offers a similar insurance plan. When you sign up for Allstate’s Milewise policy, you’ll pay a daily rate and a per-mile rate when you drive your car.
Which insurer is right for you? To find the answer, check out our head-to-head comparisons in the tables below.
|About||Allstate was founded in 1931 and aims to deliver quick service to get customers insured and on the road. 16 million households are currently being served by Allstate. In 2016, they were awarded The World’s Most Ethical Company by the Ethisphere Institute.||Founded in San Francisco, MetroMile is revolutionizing car insurance for drivers in metropolitan areas. Low-mileage drivers benefit from the pay-per-mile platform and their app, Pulse, offers a car health monitor and street sweeping alerts so you won’t get ticketed.|
|Price||Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs.||Policy costs depend your personal situation. Visit MetroMile for a quote based on your specific needs.|
|States served||All 50 states||7|
|J.D. Power ratings**||3/5 on overall claims satisfaction||N/A|
|Driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
If you’re looking for pay-per-mile insurance, either Allstate or MetroMile could work. Contact each insurer to receive a quote based on your vehicle model, driving history, state of residence and other factors. Allstate may even have a slight edge, as it offers insurance for all 50 states. Meanwhile, MetroMile only offers coverage for eight states.
For discounts, Allstate comes out on top. You’ll find savings for good grades, stellar driving histories, paying in full and more.