Allstate vs Metromile: Which provider is right for you? | finder.com

Allstate vs Metromile: Which provider is right for you?

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Allstate vs Metromile

If you’re considering Allstate and Metromile for auto insurance, you might be wondering about how they’re different.

Metromile’s claim to fame is pay-as-you-go insurance. You’ll pay a flat monthly fee plus a certain amount for the number of miles you drive each month. Allstate offers a similar insurance plan. When you sign up for Allstate’s Milewise policy, you’ll pay a daily rate and a per-mile rate when you drive your car.

Which insurer is right for you? To find the answer, check out our head-to-head comparisons in the tables below.

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted
Liberty Mutual

Liberty Mutual

Metromile

Metromile

About the provider Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members. Founded in San Francisco, Metromile is revolutionizing car insurance for drivers in metropolitan areas. Low-mileage drivers benefit from the pay-per-mile platform and their app, Pulse, offers a car health monitor and street sweeping alerts so you won’t get ticketed.
Price Policy costs depend your personal situation. Visit Liberty Mutual for a quote based on your specific needs. Policy costs depend your personal situation. Visit Metromile for a quote based on your specific needs.
States served All 50 states 7
User satisfaction* A+ A+
J.D. Power ratings** 2/5 on overall claims satisfaction N/A
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Liberty Mutual

Liberty Mutual

Metromile

Metromile

Good student Varies (under 25, B average or higher)
Defensive driver
Good driver
Pay in full discount
Multicar
Military
Homeowner
Other discounts Preferred payment methods discount – Pay in full or automatic payments

New to Liberty Mutual Vehicle discount

Teen driver discount

New graduate discount

Newly married discount

Newly moved discount

Newly retired discount


Vehicle discounts

Liberty Mutual

Liberty Mutual

Metromile

Metromile

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts Hybrid vehicle discount

Adaptive cruise control

Lane departure warning

Collision preparation systems

Bottom line

If you’re looking for pay-per-mile insurance, either Allstate or Metromile could work. Contact each insurer to receive a quote based on your vehicle model, driving history, state of residence and other factors. Allstate may even have a slight edge, as it offers insurance for all 50 states. Meanwhile, Metromile only offers coverage for eight states.

For discounts, Allstate comes out on top. You’ll find savings for good grades, stellar driving histories, paying in full and more. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to Allstate and Metromile

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All 50 states
Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.
52%
AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.

Compare up to 4 providers

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