Our top pick: Metromile
- Start with low rates at $29/month, plus pennies per mile
- Mileage over 250 in a day is free
- Intuitive app that helps with claims, ID cards and car health updates
- 24/7 customer support for help around the clock
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Our top pick: Metromile
AAA and Metromile aren’t the first names that come to mind when considering car insurance, but fans know the scoop.
AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
Metromile is a new company that currently only provides insurance in 8 states. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. If you don’t drive often, this feature could provide real savings.
Still can’t decide between the two? Check out our side-by-side comparison of Metromile and AAA. You’ll find the details you need to make your decision.
|Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY.||Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.|
|AK, AZ, CA, MT, NV, UT and WY||AZ, CA, IL, NJ, OR, PA, VA, WA|
|No||No (they used to offer the service but they are no longer accepting new applications)|
|Yes, up to 37%||No|
|Yes, up 27%||Yes|
|Yes, up to 20%||Yes|
|Yes, up to 14%||No|
If you’re looking for the added rewards that come with a AAA membership, then getting insurance with this company might be right for you. But if you live in one of the 8 states Metromile services and you don’t do much driving, this provider might offer you the best price in the end.
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