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AAA vs. Metromile: Which provider is better?
AAA vs. Metromile
AAA and Metromile aren’t the first names that come to mind when considering car insurance, but fans know the scoop.
AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
Metromile is a new company that currently only provides insurance in 8 states. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. If you don’t drive often, this feature could provide real savings.
Still can’t decide between the two? Check out our side-by-side comparison of Metromile and AAA. You’ll find the details you need to make your decision.
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
- Start with low rates at $29/month, plus pennies per mile
- Mileage over 250 in a day is free
- Intuitive app that helps with claims, ID cards and car health updates
- 24/7 customer support for help around the clock
|Member benefits extend beyond car insurance to offer discounts, bike coverage and more.||Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.|
|All 50 states||AZ, CA, IL, NJ, OR, PA, VA, WA|
|No||No (they used to offer the service but they are no longer accepting new applications)|
|Yes, up to 37%||No|
|Yes, up 27%||Yes|
|Yes, up to 20%||No|
|Yes, up to 14%||No|
If you’re looking for the added rewards that come with a AAA membership, then getting insurance with this company might be right for you. But if you live in one of the 8 states Metromile services and you don’t do much driving, this provider might offer you the best price in the end.
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