Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
AAA vs. Metromile: Which provider is better?
AAA vs. Metromile
AAA and Metromile aren’t the first names that come to mind when considering car insurance, but fans know the scoop.
AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. Coverage through AAA requires a membership, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
Metromile is a new company that currently only provides insurance in 8 states. This innovative insurance provider’s claim to fame is its pay-per-mile coverage. If you don’t drive often, this feature could provide real savings.
Still can’t decide between the two? Check out our side-by-side comparison of Metromile and AAA. You’ll find the details you need to make your decision.
Our top pick: Metromile
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
- Rates from $29/month plus pennies per mile
- Low-mileage drivers could save $611/year
- All miles over 250 a day are free
- Easy app and online claims plus 24/7 support
- Pay by miles driven
- Low base rates
- Drive less, pay less
|Member benefits extend beyond car insurance to offer discounts, bike coverage and more.||Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.|
|All 50 states||AZ, CA, IL, NJ, OR, PA, VA, WA|
|No||No (they used to offer the service but they are no longer accepting new applications)|
|Yes, up to 37%||No|
|Yes, up 27%||Yes|
|Yes, up to 20%||No|
|Yes, up to 14%||No|
If you’re looking for the added rewards that come with a AAA membership, then getting insurance with this company might be right for you. But if you live in one of the 8 states Metromile services and you don’t do much driving, this provider might offer you the best price in the end.
Compare alternatives to AAA and Metromile
Read more on this topic
Aston Martin DBX insurance rates Get cheap car insurance quotes and find the best policies for your Aston Martin DBX.
GoAuto car insurance review August 2020 Pocket an option for SR-22 coverage, but you might be compromising on service.
Compare the best auto and renters insurance bundles The best companies blend wide auto and renters coverage, free perks and strong value.
Compare RV rental insurance Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
Honda Passport car insurance rates The Honda Passport’s high safety ratings and antitheft package may discount your insurance.
Ford Bronco car insurance rates The Bronco’s off-roading performance may mean an increased car insurance premium. But its safety features could be an upside.
Electra Meccanica Solo car insurance rates Insuring the new Electra Meccanica Solo presents a unique challenge.
States with the strictest driving laws If you're relaxed behind the wheel, you'll want to steer clear of these states with the strictest driving laws.
Compare the best bundling insurance companies for 2020 Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
Does car insurance cover PTSD after a car accident? How to make a car insurance claim for mental or emotional injuries after a car accident.
Ask an Expert