Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Unimoni review

Sign up to send money to more than 190 countries.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Unimoni offers competitive exchange rates in 110 currencies, but you can’t see how much a transfer will cost until after you sign up.

Must read: Not available for US senders

Unimoni is not available for US senders.

If you’re a US resident, compare providers that are available to you.

Quick verdict

Good for
  • Wide range of supported currencies
  • Bank transfers and cash payouts
  • Competitive rates
  • Easy to use
Not so great for
  • Paying by credit/debit card
  • Transparent fee information
  • US residents

Compare Unimoni to other brands

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
OFX
24 hours
$0

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Dunbridge Financial
Dunbridge Financial
24 hours
$0

View details
Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
CurrencyTransfer
24 hours
$0
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

View details
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE
Within minutes
$3

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
Within an hour
$1

View details
Use code HAPPY22 to get USD 22 off your first transfer. Valid for transfers over USD 250 and till 31 January 2022. T&Cs apply.
Instarem offers zero transfer fees on all transfers.
Remitly
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within an hour
From $1.99

View details
Use code Take10USD to get $10 off when you spend $20. Valid till 31 January 2022. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
MoneyGram
Within an hour
From $0

View details
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
OFX International Money Transfers (Business)
24 hours
$0

View details
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0

View details
Increase business efficiency with zero transaction fees and same-day transfers.
Western Union
Within an hour
From $0

View details
Western Union sends money online to friends and family in 200+ countries around the world.
loading

Compare up to 4 providers

Unimoni exchange rates and fees

Unimoni adds a margin on top of the mid-market exchange rate before selling currency to its customers. The mid-market rate is the rate you see listed on Google and Reuters.

The company also charges a transaction fee on all transfers, which varies depending on where you’re sending money and the type of transfer you select.

What types of transfers does Unimoni support?

Unimoni offers:

  1. Online money transfers. You can send a transfer directly to your recipient’s overseas bank account through the Unimoni website or mobile app.
  2. Cash pickups. You can send an instant cash transfer to 200,000 cash collection locations around the world. This service is offered in conjunction with Xpress Money and MoneyGram. Your recipient can collect the funds by visiting the nominated cash pickup location and providing photo ID and the transaction reference number.

Benefits and drawbacks

Pros
  • Competitive exchange rates. Use Unimoni’s online exchange rate calculator to see how its rates compare to those offered by other transfer services.
  • Payout options. You have the flexibility of sending either a bank account deposit or cash pickup transfer.
  • Easy to use. Unimoni’s online platform is easy to navigate and use.
  • Wide range of currencies supported. Unimoni allows you to send overseas transfers to more than 110 currencies.
Cons
  • Limited fee information. If you want to calculate the fees and charges that will apply to your transfer, you’ll first need to sign up for a Unimoni account.
  • Bank account payments only. If you want to pay for your transfer with your credit/debit card or cash, you’ll need to consider using a different transfer service.
  • Not available to US senders. Unimoni is only available to senders in select countries — and the US isn’t one of them.

How long does a transfer with Unimoni take?

Transfer speeds will vary depending on the delivery method you’ve selected.

  1. Cash payout transfer. Almost immediately.
  2. Bank account transfer. 2–3 business days.

Available currencies

Unimoni allows you to transfer money to more than 190 countries. Supported currencies include:

  • INR Indian rupees
  • PHP Philippine pesos
  • PKR Pakistani rupees
  • LKR Sri Lankan rupees
  • BDT Bangladeshi taka
  • USD US dollars
  • EUR Euros
  • GBP British pounds

How to register for an account

To register for an account with Unimoni, follow these steps.

  1. Visit the Unimoni website and select Sign up.
  2. Select the New User tab and provide your name, mobile number, email address and password.
  3. Verify that you’re 18 years or older.
  4. Review the terms and conditions and privacy statement.
  5. Select the Upload Document tab and verify your account by uploading proof of ID and a proof of address document.

How do I make an international money transfer with Unimoni?

Here’s what you’ll need to do to send money overseas with Unimoni:

  1. Visit the Unimoni website and log in to your account.
  2. Choose whether you want to send a bank transfer or a cash payout transfer.
  3. Add your recipient’s name, contact details and bank account details, if required.
  4. Enter the amount and currency you want to send.
  5. Choose your payment method.
  6. Review all transaction details and click “Send” to finalize your transfer.

What is Unimoni?

Unimoni is a global money transfer, foreign currency exchange, credit solutions and payment provider. It is part of the UAE Exchange group of companies, which was founded in 1980 and has its headquarters in Abu Dhabi. The group operates in 31 countries around the world and has served more than 15 million customers.

Bottom line

Unimoni offers competitive exchange rates and fast transfers, but it’s only available to senders in select countries. If you’re sending from the US, compare other transfer providers to find one that fits your needs.

Frequently asked questions

Image source: Supplied, Photographer: Unimoni

More guides on Finder

  • Star Atlas review

    Conquer the Star Atlas metaverse and earn value in this blockchain-based play-to-earn game based in the year 2620.

  • How to understand and buy CryptoPunks

    CryptoPunks is a pioneering collection of 10,000 pixelated NFT artworks that have sold for millions of dollars at auction over the last year. Learn what makes them unique and valuable and how to buy them.

  • A guide to the Somnium Space metaverse

    Somnium Space is one of the fastest growing P2E games in the Solana and Ethereum network – learn how to play it here.

  • Monsta Infinite Review: How to play and earn

    Learn how you can earn real money by pitting your Monstas against enemies and other players in this in-depth Monsta Infinite guide and review.

  • Infinite Fleet review

    Start playing Infinite Fleet, a sci-fi crypto strategy game. Infinite Fleet is a sci-fi strategy game where you battle fleets of spaceships to defend humanity.

  • Crypto Motors review

    Introducing Crypto Motors, a platform that allows car and racing fans to buy, customise and build unique motor prototypes. Learn how to get a crypto car and start earning with Crypto Motors on Finder.

  • Know Your Customer (KYC) Guide

    Find out everything you need to know about Know Your Customer (KYC) processes including what information is required, how to pass, and more in Finder’s KYC guide.

  • Monie savings review

    Monie offers 5% APY on deposits, but funds aren’t insured and the interface is buggy.

  • How to play Decentraland

    Learn how to play with one of the largest cryptocurrency metaverses in the world.

  • How to gift Bitcoin: 5 ways compared

    Buying Bitcoin as a gift for someone has never been easier. Here’s how to do it safely and stress-free.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site