Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Unimoni adds a margin on top of the mid-market exchange rate before selling currency to its customers. The mid-market rate is the rate you see listed on Google and Reuters.
The company also charges a transaction fee on all transfers, which varies depending on where you’re sending money and the type of transfer you select.
What types of transfers does Unimoni support?
Unimoni offers:
Online money transfers. You can send a transfer directly to your recipient’s overseas bank account through the Unimoni website or mobile app.
Cash pickups. You can send an instant cash transfer to 200,000 cash collection locations around the world. This service is offered in conjunction with Xpress Money and MoneyGram. Your recipient can collect the funds by visiting the nominated cash pickup location and providing photo ID and the transaction reference number.
Benefits and drawbacks
Pros
Competitive exchange rates. Use Unimoni’s online exchange rate calculator to see how its rates compare to those offered by other transfer services.
Payout options. You have the flexibility of sending either a bank account deposit or cash pickup transfer.
Easy to use. Unimoni’s online platform is easy to navigate and use.
Wide range of currencies supported. Unimoni allows you to send overseas transfers to more than 110 currencies.
Cons
Limited fee information. If you want to calculate the fees and charges that will apply to your transfer, you’ll first need to sign up for a Unimoni account.
Bank account payments only. If you want to pay for your transfer with your credit/debit card or cash, you’ll need to consider using a different transfer service.
Not available to US senders. Unimoni is only available to senders in select countries — and the US isn’t one of them.
How long does a transfer with Unimoni take?
Transfer speeds will vary depending on the delivery method you’ve selected.
Cash payout transfer. Almost immediately.
Bank account transfer. 2–3 business days.
Available currencies
Unimoni allows you to transfer money to more than 190 countries. Supported currencies include:
INR Indian rupees
PHP Philippine pesos
PKR Pakistani rupees
LKR Sri Lankan rupees
BDT Bangladeshi taka
USD US dollars
EUR Euros
GBP British pounds
How to register for an account
To register for an account with Unimoni, follow these steps.
Visit the Unimoni website and select Sign up.
Select the New User tab and provide your name, mobile number, email address and password.
Verify that you’re 18 years or older.
Review the terms and conditions and privacy statement.
Select the Upload Document tab and verify your account by uploading proof of ID and a proof of address document.
How do I make an international money transfer with Unimoni?
Here’s what you’ll need to do to send money overseas with Unimoni:
Visit the Unimoni website and log in to your account.
Choose whether you want to send a bank transfer or a cash payout transfer.
Add your recipient’s name, contact details and bank account details, if required.
Enter the amount and currency you want to send.
Choose your payment method.
Review all transaction details and click “Send” to finalize your transfer.
What is Unimoni?
Unimoni is a global money transfer, foreign currency exchange, credit solutions and payment provider. It is part of the UAE Exchange group of companies, which was founded in 1980 and has its headquarters in Abu Dhabi. The group operates in 31 countries around the world and has served more than 15 million customers.
Bottom line
Unimoni offers competitive exchange rates and fast transfers, but it’s only available to senders in select countries. If you’re sending from the US, compare other transfer providers to find one that fits your needs.
Frequently asked questions
Unimoni allows you to send international transfers to more than 190 countries.
You can do track your transfer by logging in to your account and clicking the “Track your money” tab on the left of screen.
Unimoni makes money in two ways:
By charging a nominal fee on all transfers
By adding a margin on top of the mid-market exchange rate. This margin is commonly between 0.5% and 1%, but can be higher in some cases.
Image source: Supplied, Photographer: Unimoni
Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.
Tim Falk is a freelance writer for Finder. Over the course of his 15-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors.
How do you know if your international money transfer made it safely? Learn how to track or cancel, and find out what your rights are when it comes to sending money.
From bank transfers to specialist money transfer companies, there are several options available when you need to transfer money overseas from your bank account.
If you need to transfer money overseas using your credit card, you can do so via your bank, MoneyGram, Western Union and PayPal. This can be useful in emergency situations, but credit card transfers are usually not a cost-effective option.
If you’re looking for a secure way to send money overseas, an international bank draft could be for you — but if speed is important, consider using a money transfer service instead.
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