To make comparing even easier we came up with the Finder Score. Fees, features and customer service across the most popular international money transfer services are all weighted and scaled to produce a score out of 10. The higher the score the better the service – simple.
Read the full methodologyPlease note: You should always refer to quotes you receive from transfer services themselves directly for exact amounts as they may vary from our estimates.
WorldRemit’s transfer fees vary depending on transfer method, where you are sending money to, and the transfer criteria. WorldRemit will often have some sort of promo code available, so it’s worth checking to see if there is one you can use to save yourself some money.
Overall, factors that could affect your fee include:
WorldRemit applies a mid-market margin markup to its exchange rates. How much this is will largely depend on the transfer location. The mid-market rate is the exchange rate you’ll see when you look up a currency pair on Google and is the current recognised rate that traders use to buy and sell a pair of currencies. The low the percentage above the mid-market rate that WorldRemit is charging, the better.
Here are the mid-market rate markups for popular destinations when sending to a bank account (29 July 2026):
| Sending to | Currency | Mid-market rate | WorldRemit rate | % above mid-market |
|---|---|---|---|---|
| Bangladesh | BDT | 163.93 | 158.72 | 3.18% |
| Guatemala | GTQ | 10.15 | 10.1 | 0.59% |
| India | INR | 127.82 | 126 | 1.42% |
| Mexico | MXN | 23.31 | 22.7 | 2.62% |
| Pakistan | PKR | 369.23 | 373.68 | 1.21% |
| Philippines | PHP | 82.19 | 81.88 | 0.38% |
Depending on where you live, the ways to send money through WorldRemit may vary. But the good news is that there are usually plenty of options to choose from. Here are some of the ways to send and receive money using WorldRemit:
To send money with WorldRemit, you will first need to set up an account. You will need to wait for this to be verified before you can send your first transfer.
After you have received confirmation that your account has been verified, just follow these steps to have money sent in as little as a few minutes:
When transferring from the UK, you can pay by any of the following methods:
When transferring to the UK, the payment methods you can use vary from country to country (and can even include Klarna!).
No. Since WorldRemit doesn’t have any agent locations from which to send money, paying with cash is not an option.
WorldRemit claims that more than 90% of its money transfers are ready in minutes. However, the transfer speeds depend on the delivery method you choose. If you opt to send money via cash pickup, mobile money or airtime top-up then your funds probably will arrive within minutes. However, bank transfers can take up to two business days, and home delivery up to seven days.
Some of these services you may know under different names and not all of them are available worldwide.
Similar to other digital wallets, the WorldRemit Wallet enables users in select countries to store money without having to move it to a bank account or for cash pickup. The WorldRemit Wallet comes included in the WorldRemit mobile app in participating countries and can currently store US dollars, Philippine pesos, Ugandan shilling and Central African francs.
Mobile money is an ewallet service that is available for use in 27 countries and may be particularly useful for the underbanked and unbanked. Mobile money uses smartphones and basic phones to store money that can be saved, withdrawn and sent by the user through their phone. Users can use their mobile money to buy things in participating stores and online shops as well as to pay bills and more.
Many mobile service providers allow you to pay for service through money transfers. This is where airtime top-ups come into play. WorldRemit allows you to pay for service in other countries, perhaps for your friends or family, so that they will have airtime minutes and text balances to stay in touch with you.
World Remit was founded in 2010 and is headquartered in London. These days it’s active in over 100 countries and, as you might expect, holds many licenses around the globe. In the UK it’s authorised and regulated by the Financial Conduct Authority (FCA). Any legitimate money transfer service operating in the UK will be regulated by the FCA.
While your funds are held with WorldRemit, they aren’t protected under the Financial Services Compensation Scheme (FSCS) which can protect consumers in the event that a bank goes bust. That’s normal for specialist money transfer companies because they technically arn’t fully-fledged banks.
WorldRemit uses machine learning to monitor all transactions, and anything suspicious is forwarded to dedicated teams for human attention. When problems pop up, customers can contact WorldRemit 24/7 in-app. Customer support over the phone is avaliable weekdays Monday to Friday 10am to 12am.
To send money through WorldRemit, you’ll need the following:
Yes, WorldRemit has an app available on both the App Store and through Google Play. Through the app, you can do the following:
| Platform | Rating |
|---|---|
| Google Play Store | 4.7 out of 5 — based on 230k customer reviews |
| Apple App Store | 4.7 out of 5 — based on 101k customer reviews |
Reviews accurate as of 29 July 2026.
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