Toyota Celica insurance group
Compare car insurance costs for a Toyota Celica based on the driver's age and location.
This sporty coupe was a staple of the Toyota brand between 1971 and 2006. It handles well and comes with a powerful 1.8-litre engine. In this guide, you will learn everything you need to know about insuring this vehicle.
Which insurance group does the Toyota Celica fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Toyota Celica models range from insurance group 27 to 33, meaning the car insurance will cost slightly above average to insure.
The costs will vary slightly between different Toyota Celica models. As an example, a 30-year-old driver in an average postcode could pay around £894 for cover on a Toyota Celica 1.8 VVTi 3d that is in insurance group 27 or around £899 for a Toyota Celica 1.8 VVTLi T Sport 3d that is in insurance group 33. This is an example of the premium pricing you can expect when one car is in a higher insurance group.
You can find the insurance group, and likely cost, of your Toyota Celica model in the table below.
Toyota Celica insurance cost by location
There are other factors that affect the cost of your car insurance premiums, and location is one of the biggest.
To show you an example of how impactful your address can be, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Toyota Celica 1.8 VVTi 3d.
- Expensive: £1,022 (London SE1)
- Average: £894 (Newcastle NE1)
- Cheap: £693 (Galashiels TD1)
Which factors affect my Toyota Celica insurance rate?
Along with a vehicle’s insurance group, here are some more key factors that impact your insurance costs:
- Engine type and capacity. Cars with larger engines typically cost more to insure. That’s because larger engines cost more to repair or replace. However, in this case, all models of the Toyota Celica have a 1.8-litre engine, meaning this won’t be a factor that affects the premiums.
- Driver location. Insurers will factor in the likelihood of you making a claim on your policy, based on previous data. This will play a role in the size of the premium offered to you. A 30-year-old in central London may pay £1,041 for insurance for a Toyota Celica 1.8 VVTi Blue 3d, while the same 30-year-old in Newcastle may only pay £906.
- Driver age. The youngest drivers statistically represent a bigger risk to insurers, and that’s why they are charged higher premiums. Here’s an example. The average 20-year-old driver in London may pay £1,846 for the Toyota Celica 1.8 VVTLi T Sport 3d, while the average 40-year-old Londoner will only pay £967. This huge gap between a 20-year-old and a 40-year-old is not uncommon, regardless of the vehicle they are trying to insure.
Other factors that influence the cost of your insurance include:
- Your credit history and job
- Your marital status
- Your car’s safety rating score
- The age and model of your car
- The security features and anti-theft precautions included with the car
- Your car usage
- Your driving history and activity, including your no-claims discount
How can I save on my Toyota Celica premiums?
Car insurance may be an obligatory purchase, but that doesn’t mean it needs to break the bank. Here are some tricks you can try to lower the cost of your premium.
- Limit your car usage (where possible). When you limit your annual mileage, you are deemed as being less of a risk of making a claim and will often be rewarded with a lower premium.
- Pay annually rather than monthly. When you make a big upfront payment, you avoid having to pay interest on monthly instalments.
- Install extra safety precautions. Extra safety features lower the risk of you having to make a claim on your policy, and you’ll often be rewarded with a lower premium when you install them.
- Shop around for the best deal every year. Use price comparison websites to find the best deal for insuring your vehicle. You’ll usually get a better deal if you switch away from your existing provider.
There are plenty of editions of the Toyota Celica that have hit the UK roads since its initial release in the 1970s. For all of them, you’ll pay below the average rate to insure it – and the tips in this guide will help you reduce your premiums even further.
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