Suzuki Swift insurance group and cost

Find out the insurance group for your Suzuki Swift, how much it should cost to insure and how to save on your premiums.

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The Suzuki Swift is a small family car produced by the Japanese manufacturer since 2004. This sporty vehicle is a welcome edition to the supermini class of vehicles. It offers good fuel economy, spacious interiors and a fun drive. In this guide, we’ll explore the key facts you need to know about insuring a Suzuki Swift.

Insurers use a group rating system to help determine the cost of your premium – each car model gets assigned a group, from 1 (cheapest) to 50 (most expensive). Suzuki Swift models fall anywhere from group 9 to group 35, which means the cost of insurance for your Suzuki Swift could vary quite a bit. For example, a 30-year-old driver in an average postcode could pay around £731 for cover on a Suzuki Swift 1.2 SZ-L 5d, or around £841 for a Suzuki Swift SZ5 1.2 Dualjet SHVS 4×4 5d.

You can find the insurance group of your Suzuki Swift model, and how much you’re likely to pay for insurance, using the table below.

Suzuki Swift insurance groups and average cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.2 SZ3 5d Auto 9 £1,225 £711 £623 £502 Get Quote
1.2 Attitude 3d 9 £1,225 £711 £623 £502 Get Quote
1.2 Attitude 5d 9 £1,225 £711 £623 £502 Get Quote
1.2 Dualjet SZ4 4X4 (Nav) 5d 9 £1,225 £711 £623 £502 Get Quote
1.3 DDiS SZ3 5d 10 £1,242 £721 £631 £510 Get Quote
1.2 Dualjet SZ4 (Nav) 5d 10 £1,242 £721 £631 £510 Get Quote
1.2 SZ2 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ2 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ3 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ3 4X4 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ3 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ-L (Nav) 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ-L (Nav) 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ-L 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ-L 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 (Nav) 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 (Nav) 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 (Nav) 5d Auto 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 3d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 4X4 (Nav) 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 4X4 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 5d 11 £1,261 £731 £641 £517 Get Quote
1.2 SZ4 5d Auto 11 £1,261 £731 £641 £517 Get Quote
1.3 DDiS SZ4 5d 11 £1,261 £731 £641 £517 Get Quote
SZ3 1.2 Dualjet 5d 22 £1,431 £830 £727 £587 Get Quote
SZ5 1.2 Dualjet SHVS 4x4 5d 23 £1,449 £841 £736 £594 Get Quote
1.2 Dualjet Hybrid SZ3 5d 24 £1,471 £854 £748 £604 Get Quote
1.2 Dualjet Hybrid SZ-T 5d 24 £1,471 £854 £748 £604 Get Quote
1.2 Dualjet Attitude 5d 25 £1,496 £868 £761 £614 Get Quote
SZ-T 1.0 Boosterjet 5d 25 £1,496 £868 £761 £614 Get Quote
SZ5 1.0 Boosterjet auto 5d 27 £1,541 £894 £783 £632 Get Quote
SZ5 1.0 Boosterjet SHVS 5d 27 £1,541 £894 £783 £632 Get Quote
Sport 1.4 Boosterjet 5d 35 £1,569 £910 £797 £643 Get Quote

Average Suzuki Swift insurance cost in the UK

To give you an indication about how much it would cost to insure your Suzuki Swift, we ran several quotes in order to obtain an average figure. Our results estimated that you could, on average, insure your Suzuki Swift with comprehensive cover for monthly payments of £72.64 or an annual sum of £764.96

Suzuki Swift insurance cost by location

While the table above shows the average cost of insurance for various Suzuki Swift models based on insurance group and the age of the driver, there are other things that affect the cost of your premium, including your job and marital status. Where you live also has a big impact on your insurance rate.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Suzuki Swift 1.2 SZ4 5d.

  • Expensive: £865 (London SE1)
  • Average: £731 (Newcastle NE1)
  • Cheap: £532 (Galashiels TD1)

Which factors affect my Suzuki Swift insurance rate?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The larger your engine, the more you’re likely to pay for insurance. For example, an average 30-year-old may pay £711 for the 1.2-litre petrol Suzuki Swift 1.2 Attitude 3d, but could pay around £910 for the 1.4-litre Suzuki Swift Sport 1.4 Boosterjet 5d.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £865 for insurance for a Suzuki Swift 1.2 SZ4 5d Auto, while the same 30-year-old in Newcastle may only pay £731.
  • Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £1,694 for the Suzuki Swift SZ3 1.2 Dualjet 5d, while the average 40-year-old Londoner will only pay £887.

However, there are a lot of other factors that can also impact the price of your premiums. These include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • The model and age of your car
  • Your car usage
  • Your driving history
  • No claims discount

How can I save on my Suzuki Swift premiums?

Car insurance costs can sometimes be hefty, so it’s understandable that you would want to find the best deal at an affordable price that will give you the right level of cover. For your Suzuki Swift premiums, there are a few things that you could try to lower your costs. These include:

  • Avoid any driving convictions. It may sound obvious, but having convictions on your record will make your premium more expensive.
  • Be economical about your car usage. You could save money on your insurance by being more sparing with your car usage. Opting for public transport or walking when you can will help keep your mileage, and premiums, lower.
  • Pay annually rather than monthly. By paying annually, you could save £106.72 on average a year!
  • Install extra safety precautions. The safer you make your car, the better your premium will be. By investing in extra safety features, your vehicle will be more secure and less of a risk to insure.
  • Don’t just accept your renewal quote. When it’s time for renewal, make sure you shop around – you’ll be surprised at how much you could save by assessing your options.

Bottom line

Suzuki Swifts are no doubt popular and with most falling into an insurance group from 9 – 35, you should be able to find comprehensive cover at an affordable price.

However, don’t forget that there is a number of factors that can affect your insurance premiums such as your age, your location, your driving history and the insurer you select.

If you’re wondering which insurers to get quotes from, check out our rundown of the best car insurance companies.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (March '21). 51% of car insurance customers could save £257.97.

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