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Bestinvest and Hargreaves Lansdown (HL) are two well-established investing providers available to UK retail investors. They’re also fairly comparable in terms of what they offer and their target audience. So, it make sense to pit Bestinvest vs Hargreaves Lansdown against each other in a head-to-head battle.
Both Bestinvest and HL offer a huge range of investments and plenty of account options, including a stocks and shares ISA and a self-invested personal pension (SIPP). So, check out our breakdown of Bestinvest vs Hargreaves Lansdown and hopefully this will help you pick who’s best, depending on what’s most important to you – whether that’s fees, investment choice, account types or anything else.
Bestinvest vs Hargreaves Lansdown: At a glance
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Finder Score | 8.9Great | 8.5Great |
Customer satisfaction survey | ★★★★★ | ★★★★★ |
Fees score | 7.9Great | 6.1Standard |
Stocks and shares ISA available? | ||
FSCS protected? | ||
Go to site More info | Go to site More info |
Bestinvest and Hargreaves Lansdown are pretty close when it comes to their Finder score. Bestinvest has a score of 8.9 out of 10, whereas HL has a slightly lower 8.5 out of 10.
Both platforms offer stocks and shares ISA, both come with full Financial Services Compensation Scheme (FSCS) protection of up to £85,000.
When it comes to fees, Bestinvest scores much better than HL. Bestinvest has a fee score of 7.9 out of 10, whereas HL has a lower 6.1 out of 10 for fees.
Both platforms were highly-rated in the Finder Investing Customer Satisfaction Awards 2025, but 100% of HL customers said they’d recommend the platform to a friend, compared to 93% for Bestinvest. In previous years, HL was the overall winner.
Round 1: Products
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General investment account | ||
Stocks and shares ISA | ||
Lifetime ISA (LISA) | ||
Pension (SIPP) | ||
Junior ISA (JISA)/Junior SIPP (JSIPP) | ||
Interest on cash balances | ||
Keep in mind | Capital at risk | Capital at risk |
Go to site More info | Go to site More info |
Both Bestinvest and Hargreaves Lansdown tick most boxes when it comes to the account types available on each platform.
So, in this category it’s hard to separate Bestinvest vs HL. However, the fact that Hargreaves Lansdown also offers a lifetime ISA (LISA) means that it clinches a win here.
Winner: Hargreaves Lansdown (HL)
Round 2: Investment choice
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Investment choice score | 8.5Great | 9.1Excellent |
Available markets | 3 | 4+ |
Number of investments | 3,700+ | 11,000+ |
Number of ETFs/funds | 1,930 | 1,500 |
Fractional shares | ||
Min. initial deposit | £0 | £1 |
Keep in mind | Capital at risk | Capital at risk |
Go to site More info | Go to site More info |
Bestinvest and Hargreaves Lansdown both offer plenty of investments, especially when it comes to investment funds.
However, HL’s overall selection of 11,000+ is much more comprehensive than the 3,700+ Bestinvest has available. Unfortunately, neither broker has the option of fractional shares, but you can get started investing with a relatively small amount on either platform.
Winner: Hargreaves Lansdown (HL)
Round 3: Fees
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Fees score | 7.9Great | 6.1Standard |
Platform fees | 0% - 0.4% | £0 (0.45% for funds) |
Price per trade | UK: £4.95 US: £0 | £11.95 |
Funds/ETFs | £0 | £0 funds £11.95 ETFs (frequent trader discounts apply) |
Foreign exchange fee | 0.95% | 1% |
Regular investing | Yes (free but no commission discounts) | Yes from £25/month (lower commissions for frequent investors) £8.95 (10 to 19 trades in previous month) £5.95 (20 or more trades in previous month) |
Withdrawal fee | £0 | £0 |
Deposit fee | £0 | £0 |
Inactivity fee | £0 | £0 |
Keep in mind | Capital at risk | Capital at risk |
Go to site More info | Go to site More info |
Neither platform score particularly brilliantly for fees, but when it comes down to Bestinvest vs Hargreaves Lansdown, it’s Bestinvest that comes out on top.
Both platforms have pretty similar platform fees, but HL’s whopping £11.95 for each trade you make is bordering extortionate, the only saving grace is that there’s no commission for fund dealing with HL.
Winner: Bestinvest
Round 4: Ease of use
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Ease of use score | 9.6Excellent | 10Excellent |
Apple iOS rating | 4.8/5 | 4.7/5 |
Google Play rating | 3.4/5 | 3.2/5 |
Ways to contact customer service | Phone, email, in-app chat and post | Phone, email and online chat |
UI/UX | Good | Good |
Desktop or web access | ||
Mobile app | ||
Keep in mind | Capital at risk | Capital at risk |
Go to site More info | Go to site More info |
It’s pretty neck-and-neck for ease of use, with Bestinvest and HL scoring highly.
Both platforms offer a range of ways to contact the support teams and are decently review on the App Store and Google Play.
You can also invest using your mobile or desktop with either, but HL probably offers a better mobile trading experience to Bestinvest, because Bestinvest takes you out of the app and into a browser when you want to make trades.
Winner: Tie
Round 5: Tools, resources and features
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Features score | 8.3Great | 8.3Great |
Analysis features | ||
Tools for investing/trading | ||
Social features | ||
Learning resources | ||
Keep in mind | Capital at risk | Capital at risk |
Go to site More info | Go to site More info |
These are two top platforms when it comes to the tools and resources available (although both lack a social investing element).
Bestinvest and HL both publish their own independent investment research looking at various funds and assets.
Although they both offer a similar service, it’s HL that has the more in-depth research, analysis and investing tools.
Winner: Hargreaves Lansdown (HL)
Overall winner: Is Bestinvest better than Hargreaves Lansdown?
It’s tough to separate these two and Bestinvest mostly has a better overall Finder score because of its lower fees.
However, if you want all the account types available, a larger investment choice and plenty of research and tools to dig into – you might prefer HL.
Both platforms provide good value for different types of investors, so the winner is going to depend largely on how you plan to invest and what’s most important to you.
There are ways to invest more cheaply with HL, for example sticking to funds or setting up a regular monthly investment. But it you plan on ad-hoc share trading, steer clear because the commissions are sky-high.
Winner: Tie
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