Peugeot 108 insurance group

The Peugeot 108 is an entry-level car which has proved popular, especially among younger drivers, ever since it launched in 2005. The popular city car has stellar, eye-catching looks and delivers low emissions through its standard 1.0 litre engine. In this guide, you’ll learn how much it could cost to insure based on the specific model version, plus your age and location.

What insurance group does the Peugeot 108 fall under?

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Peugeot 108 models range from insurance group 6 to 13, meaning the car insurance will be on the cheaper side.

However, the costs may vary slightly between different Peugeot 108 insurance groups due to a number of different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £672 for cover on a Peugeot 108 1.0 Access 3d that is in insurance group 6 or around £743 for a Peugeot 108 Top 1.2 VT Allure 3d that is in insurance group 12. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Average Peugeot 108 insurance cost

To provide you with an idea of how much it may cost you to insure your Peugeot 108, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Peugeot 108 with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2 litre engine
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work carpark during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last 5 years

Peugeot 108 insurance cost by location

The table above shows the average cost of Peugeot 108 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Peugeot 108 Collection 1.0 3d.

• Expensive: £836 (London SE1)
• Average: £700 (Newcastle NE1)
• Cheap: £505 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Peugeot 108 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the smaller the engine, the higher the cost of your insurance. For example, a smaller engine may cost £805 for insurance for a Peugeot 108 1.0 Access 3d, while a bigger engine may cost £895 for a Peugeot 108 Top Collection 1.2 PureTech 82 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £865 for insurance for a Peugeot 108 1.2 VTi Feline 3d, while the same 30-year-old in Newcastle may only pay £731.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,505 for the Peugeot 108 1.2 VT Feline 5d, while the average 40-year-old Londoner will only pay £788.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Peugeot 108 premiums?

While car insurance is a necessary legal requirement, you don’t want it leaving you with an empty bank account. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are some tricks you can try to lower the cost of your premium and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. While it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there.

Bottom line

The Peugeot 108 is cheap to buy, run and insure, which is why it’s good for entry-level drivers. Better yet, the tips in this guide will help you to reduce your premiums even further.

Frequently asked questions

• What is the top speed of a Peugeot 108?

  Depending on the model version, you can expect a Peugeot 108 to reach a top speed of 106 mph.

• Is the Peugeot 108 safe?

  The Peugeot 108 scored a four-star rating in its official Euro NCAP crash test. This included an 80% score for protecting adult occupants and an 80% score for protecting child occupants.

• How much car tax do I have to pay for the Peugeot 108?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Peugeot 108?

  You can buy a Peugeot 108 at any dealership, online seller or second-hand from a previous owner.

• What engine size is the Peugeot 108?

  You can choose between a 1 litre or a 1.2 litre engine.

• Is the Peugeot 108 any good?

  This car looks great and is affordable. It’s one of the best entry-level cars you can choose.

• Where can I find Peugeot 108 car insurance?

  You can compare the cost of Peugeot 108 insurance against other makes and models using a price comparison website.

• Is a Peugeot 108 expensive to insure?

  This depends on the specific model of Peugeot 108 you have and the insurance group it falls under. Peugeot 108 models range from insurance group 6 to 13, meaning the insurance will be on the relatively cheap side.