Peugeot 108 insurance group
Compare car insurance costs for your Peugeot 108 based on your age and location.
The Peugeot 108 is an entry-level car which has proved popular, especially among younger drivers, ever since it launched in 2005. The popular city car has stellar, eye-catching looks and delivers low emissions through its standard 1.0 litre engine. In this guide, you’ll learn how much it could cost to insure based on the specific model version, plus your age and location.
What insurance group does the Peugeot 108 fall under?
When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Peugeot 108 models range from insurance group 6 to 13, meaning the car insurance will be on the cheaper side.
However, the costs may vary slightly between different Peugeot 108 insurance groups due to a number of different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £672 for cover on a Peugeot 108 1.0 Access 3d that is in insurance group 6 or around £743 for a Peugeot 108 Top 1.2 VT Allure 3d that is in insurance group 12. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Average Peugeot 108 insurance cost
To provide you with an idea of how much it may cost you to insure your Peugeot 108, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Peugeot 108 with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.
Peugeot 108 insurance cost by location
The table above shows the average cost of Peugeot 108 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Peugeot 108 Collection 1.0 3d.
- Expensive: £836 (London SE1)
- Average: £700 (Newcastle NE1)
- Cheap: £505 (Galashiels TD1)
Which factors affect my Peugeot 108 insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the smaller the engine, the higher the cost of your insurance. For example, a smaller engine may cost £805 for insurance for a Peugeot 108 1.0 Access 3d, while a bigger engine may cost £895 for a Peugeot 108 Top Collection 1.2 PureTech 82 5d.
- Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £865 for insurance for a Peugeot 108 1.2 VTi Feline 3d, while the same 30-year-old in Newcastle may only pay £731.
- Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,505 for the Peugeot 108 1.2 VT Feline 5d, while the average 40-year-old Londoner will only pay £788.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claims discount
How can I save on my Peugeot 108 premiums?
While car insurance is a necessary legal requirement, you don’t want it leaving you with an empty bank account. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are some tricks you can try to lower the cost of your premium and we’ve listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. While it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
- Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there.
The Peugeot 108 is cheap to buy, run and insure, which is why it’s good for entry-level drivers. Better yet, the tips in this guide will help you to reduce your premiums even further.
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