Jaguar X-Type insurance group

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The Jaguar X-Type is an executive saloon, which is widely regarded as having failed to hit the lofty heights set by the Jaguar brand. The British luxury motoring brand is known for delivering classy rides, but the X-Type was criticised for basic mechanical reliability issues. That’s not to say it’s a bad car though – especially the later models – and you should be able to pick up a second-hand X-Type for a great value price these days. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Jaguar X-Type fall under?

Every vehicle is given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps insurers determine the cost of your premium. Jaguar X-Type models can be found in insurance groups ranging from 29 to 38, meaning you’ll pay more to insure this car compared to the average vehicle. As an example, a 30-year-old driver in an average postcode could pay around £906 for cover on a Jaguar X-Type 2.0 V6 4d that is in insurance group 29 or around £967 for a Jaguar X-Type 2.5 3.0 V6 Sport Premium Collection 4d Auto that is in insurance group 38. This is clear impact of the premium pricing that occurs when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
2.0 V6 4d 29 £1,562 £906 £794 £641 Get Quote
2.0 V6 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.5 V6 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 4d Auto 34 £1,554 £902 £790 £638 Get Quote
2.0d Classic 4d 30 £1,562 £906 £794 £641 Get Quote
2.0 V6 Sport Plus 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.0 V6 Sport 4d 29 £1,562 £906 £794 £641 Get Quote
2.0 V6 Sport 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.0d Sport 4d 30 £1,562 £906 £794 £641 Get Quote
2.2d Sport 4d (Euro 4) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport 4d Auto 34 £1,554 £902 £790 £638 Get Quote
3.0 V6 Sport 4d 38 £1,667 £967 £847 £684 Get Quote
3.0 V6 Sport 4d Auto 38 £1,667 £967 £847 £684 Get Quote
2.0d XS 4d 30 £1,562 £906 £794 £641 Get Quote
2.5 V6 XS 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 XS 4d Auto 34 £1,554 £902 £790 £638 Get Quote
2.0 V6 S 4d 29 £1,562 £906 £794 £641 Get Quote
2.0 V6 S 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.0d S (07/04-12/04) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d S (07/07-01/08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d S (08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.2d S (08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d S (08) 4d Auto (DPF) 34 £1,554 £902 £790 £638 Get Quote
2.2d S 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d S 4d (Euro 4) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S 4d (07) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S 4d Auto 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S 4d Auto (07) 34 £1,554 £902 £790 £638 Get Quote
2.0d S Collection (07/07-01/08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.2d S Collection (01/07-06/07) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d S Collection (07/07-01/08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S Collection 4d (07) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 S Collection 4d Auto (07) 34 £1,554 £902 £790 £638 Get Quote
2.0d Sovereign (07/07-01/08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d Sovereign (08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d Sovereign 4d 30 £1,562 £906 £794 £641 Get Quote
2.2d Sovereign (08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d Sovereign (08) 4d Auto (DPF) 34 £1,554 £902 £790 £638 Get Quote
2.2d Sovereign 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d Sovereign 4d (Euro 4) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sovereign 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sovereign 4d Auto 34 £1,554 £902 £790 £638 Get Quote
3.0 V6 Sovereign 4d 38 £1,667 £967 £847 £684 Get Quote
3.0 V6 Sovereign 4d Auto 38 £1,667 £967 £847 £684 Get Quote
2.0 V6 SE 4d 29 £1,562 £906 £794 £641 Get Quote
2.0 V6 SE 4d Auto 29 £1,562 £906 £794 £641 Get Quote
2.0d SE (07/07-01/08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d SE (08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d SE (09/03-12/04) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d SE 4d (Euro 4) 30 £1,562 £906 £794 £641 Get Quote
2.2d SE (08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d SE (08) 4d Auto (DPF) 34 £1,554 £902 £790 £638 Get Quote
2.2d SE 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d SE 4d (Euro 4) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 SE (02/01-06/07) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 SE (02/01-06/07) 4d Auto 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 SE (07/07-01/08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 SE (07/07-01/08) 4d Auto 34 £1,554 £902 £790 £638 Get Quote
3.0 V6 SE 4d 38 £1,667 £967 £847 £684 Get Quote
3.0 V6 SE 4d Auto 38 £1,667 £967 £847 £684 Get Quote
2.0d Sport Premium (07/04-12/04) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d Sport Premium (07/07-01/08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d Sport Premium (08) 4d 30 £1,562 £906 £794 £641 Get Quote
2.0d Sport Premium 4d (Euro 4) 30 £1,562 £906 £794 £641 Get Quote
2.2d Sport Premium (08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d Sport Premium (08) 4d Auto (DPF) 34 £1,554 £902 £790 £638 Get Quote
2.2d Sport Premium 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d Sport Premium 4d (Euro 4) 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium (07/04-08/05) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium (07/04-08/05) 4d Auto 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium (07/07-01/08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium (07/07-01/08) 4d Auto 34 £1,554 £902 £790 £638 Get Quote
3.0 V6 Sport Premium 4d 38 £1,667 £967 £847 £684 Get Quote
3.0 V6 Sport Premium 4d Auto 38 £1,667 £967 £847 £684 Get Quote
2.0d Sport Premium Collection 4d 30 £1,562 £906 £794 £641 Get Quote
2.2d Sport Premium Collection (01/07-06/07) 4d 34 £1,554 £902 £790 £638 Get Quote
2.2d Sport Premium Collection (07/07-01/08) 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium Collection 4d 34 £1,554 £902 £790 £638 Get Quote
2.5 V6 Sport Premium Collection 4d Auto 34 £1,554 £902 £790 £638 Get Quote
3.0 V6 Sport Premium Collection 4d 38 £1,667 £967 £847 £684 Get Quote
3.0 V6 Sport Premium Collection 4d Auto 38 £1,667 £967 £847 £684 Get Quote

    Jaguar X-Type insurance cost by location

    Among the other factors that affect the cost of your car insurance premiums, one of the biggest is your location.

    To demonstrate the importance of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Jaguar X-Type 2.0 V6 Sport 4d.

    • Expensive: £1,041 (London SE1)
    • Average: £906 (Newcastle NE1)
    • Cheap: £704 (Galashiels TD1)

    Which factors affect my Jaguar X-Type insurance rate?

    Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. You can expect to pay more to insure cars with larger engines, because these cost more to repair and replace. For example, it may cost £1,041 for insurance for a Jaguar X-Type 2.0 V6 4d Auto, while you may pay £1,168 for a Jaguar X-Type 3.0 V6 Sovereign 4d Auto. So, in this example, you’ll pay an extra £127 per year to insure the same car for an engine that’s one litre bigger.
    • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,046 for insurance for a Jaguar X-Type 2.0d Sovereign 4d, while the same 30-year-old in Newcastle may only pay £906. That’s an additional £140 per year this person would pay should they choose to move from Newcastle to London.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,867 for the Jaguar X-Type 2.5 V6 S 4d, while the average 40-year-old Londoner will only pay £978. So, the younger driver would pay an extra £889 per year in this example.

    Other factors that influence the cost of your insurance include:

    • The model and age of your car
    • Your car’s safety rating score
    • Your car’s safety rating and security features
    • Your car’s extra anti-theft precautions
    • Your annual mileage
    • Your driving history and activity
    • Your no-claims discount
    • Your marital status
    • Your credit history and job

    How can I save on my Jaguar X-Type premiums?

    Car insurance is a compulsory purchase, but that doesn’t mean you should let it break the bank. You should take the time to find the best deal for a price that’s within your budget. Here are some ideas to help you do that:

    • Limit your annual mileage (where possible). Motorists with a lower annual mileage have a lower risk of making a claim. So, consider whether you can occasionally use public transport or travel on foot rather than using your car.
    • Pay your premiums annually, rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
    • Install extra safety precautions. By adding extra safety measures, you make your car less of a risk for companies to insure. That’s why many insurers are happy to lower your premium when you do so.
    • Shop around for the best deal. Don’t blindly settle for the renewal price offered to you by your existing insurer. Use price comparison websites to search for cheaper options each year. You’ll usually be able to save money by switching insurers.

    Frequently asked questions

    *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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