Alternatives to Wise (TransferWise)

Compare sites like Wise with set fees, better exchange rates and more tools to transfer your money for less.

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By

Chris Lilly

Updated

Wise supports bank-to-bank transfers only and doesn’t send money to some of the more exotic locations, so it won’t be convenient for all transfers. Its fees also depend on the amount of money you’re sending, which can get expensive fast. Here are some sites like Wise offering features that it lacks.

Alternatives to Wise

A closer look at these services

Atlantic Money logo

1. Atlantic Money

Relative newcomer Atlantic Money (visit site) supports transfers to 42 fewer currencies than Wise. Like Wise, Atlantic Money has an app you can use to arrange and track your international transfers.

Transfers to a bank account take a similar amount of time with Atlantic Money or Wise but again, this varies by destination.

Atlantic Money is running a special offer – Pay no fees on your first Atlantic Money transaction with this link.

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Zing logo

2. Zing

Next up, Zing (visit site) supports transfers to 52 fewer currencies than Wise (notably missing US dollars). Both platforms let you pay by debit card or bank transfer but Wise additionally supports credit card payment.

Transfers to a bank account take a similar amount of time with Zing or Wise.

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Remitly logo

3. Remitly

Remitly (visit site) supports transfers to 78 more currencies than Wise (including Tunisian dinar, for example). Both platforms let you pay by debit/credit card or bank transfer. With Remitly your recipient can pick up cash, so no bank account is needed (that facility's not available through Wise).

Transfers to a bank account take a similar amount of time with Remitly or Wise.

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Western Union logo

4. Western Union

Western Union (visit site) has been around for 160 years longer and supports transfers to 89 more currencies than Wise (including Tunisian dinar, for example). Both apps let you pay by debit/credit card or bank transfer. With Western Union your recipient can pick up cash, so no bank account is needed (that facility's not available through Wise). Like Wise, Western Union has an app you can use to arrange and track your international transfers or to set up recurring payments.

Transfers to a bank account take a similar amount of time with Western Union or Wise. Western Union generally doesn't have market-leading fees. Instead it trades on its status as a household name with a massive global network.

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WorldRemit logo

5. WorldRemit

WorldRemit (read review) has been around for 1 year longer and supports transfers to 9 more currencies than Wise (including Tunisian dinar, for example). Both apps let you pay by debit/credit card or bank transfer. With WorldRemit your recipient can pick up cash, so no bank account is needed (that facility's not available through Wise). Like Wise, WorldRemit has an app you can use to arrange and track your international transfers.

Transfers to a bank account take a similar amount of time with WorldRemit or Wise.

Read review
PassTo logo

6. PassTo

PassTo (read review) supports transfers to 21 fewer currencies than Wise, but major remittance currencies including euros, Philippine pesos and Indian and Pakistani rupees are supported. Both apps let you pay by debit/credit card or bank transfer. With PassTo your recipient can pick up cash, so no bank account is needed (that facility's not available through Wise). Like Wise, PassTo has an app you can use to arrange and track your international transfers.

Transfers to a bank account take a similar amount of time with PassTo or Wise.

Read review
Paysend logo

7. Paysend

Finally, Paysend (read review) supports transfers to 64 more currencies than Wise (including Namibian dollars, for example). Both apps let you pay by debit/credit card or bank transfer. With Paysend your recipient can pick up cash, so no bank account is needed (that facility's not available through Wise). Like Wise, Paysend has an app you can use to arrange and track your international transfers.

Transfers to a bank account take a similar amount of time with Paysend or Wise.

Read review

Learn more about Wise in our review.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

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Chris has written 612 Finder guides across topics including:
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