Ireland 250 x 170

How to send money to Ireland

If you want to send money to family, friends or business associates in Ireland it doesn’t need to be a troublesome and costly process. You don’t need the luck of the Irish to get pounds to Dublin with ease. Just compare the transfer fees and exchange rates of the options available to you to get the most euros for your pound every time.

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  • Use the code 3FREE to pay no fees on your first three money transfers
  • Choose how you want to send your money - via bank transfer, cash pickup or mobile money
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Want to send up to £10,000 to Ireland?

Table: sorted by a combination of service offering and the amount your recipient will receive

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,000 1 day GBP 0.00 1.139 EUR
5,693
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply)
(Conditions apply)
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GBP 50 2 days GBP 2.99 1.145 EUR
5,721
Send money online anytime, anywhere, with a simple to use platform and transparent fees and exchange rates shown upfront. Go to site Show details
USD 1 1 - 2 days GBP 0.00 1.139 EUR
5,693
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 50 Same day GBP 2.00 1.144 EUR
5,718
Instant or 1 hour transfers to over 50 countries, send money directly to bank accounts or over 280,000 cash pickup points. Go to site Show details

Compare up to 4 providers

Compare all international money transfer providers

Want to send over £10,000 to Ireland?

Table: sorted by a combination of service offering and the amount your recipient will receive

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,500 1 day GBP 0.00 1.142 EUR
11,420
Frontierpay has a proven reputation for competitive rates and a refreshingly open and honest approach to transferring money worldwide. Go to site Show details
GBP 2,500 1 day GBP 0.00 1.142 EUR
11,417
With 17 years of foreign exchange expertise, OFX know the money transfers business very well, offering facilities for one-off and recurring transfers. Go to site Show details
GBP 1,000 1 - 2 days GBP 0.00 1.145 EUR
11,455
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
GBP 3,000 1 day GBP 20.00 1.145 EUR
11,432
Make an informed decision with a personal touch, whether it's a business or personal transfer, with rate alerts, charts and live rates to help you make your choice. Go to site Show details
GBP 2,000 1 day GBP 0.00 1.145 EUR
11,455
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply)
(Conditions apply)
Go to site Show details

Compare up to 4 providers

Compare all international money transfer providers

How do international money transfers work?

An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country — in this case, Ireland. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country.

Banks versus money transfer companies

While banks can handle international transfers to destinations all around the world, they usually charge a hefty fee for doing so.

However, if you use a specialist money transfer company to send your money overseas, you can usually find a better deal. These companies focus on moving money internationally and provide superior exchange rates and lower fees compared to major banks. The exact cost and transfer methods available differ between providers, so you should compare a few different providers before placing a transfer request.

Case Study: Walt Sends Money to Ireland

Patrick has spent the last 12 months working in the UK while his girlfriend stays home in Ireland. When Patrick’s girlfriend needs some financial assistance to help her cover the rent, Patrick agrees to send her £1,000. He compares two money transfer companies in an effort to find the cheapest way to send his funds overseas.

Money transfer company 1Money transfer company 2
Exchange rate1 GBP = 1.02 EUR1 GBP = 1.07 EUR
Transfer fee£38£5
Transfer methodCash pickupBank account deposit
Processing time10 minutes3 business days
Amount received in EUR for £1,0001,020 EUR1,070 EUR

As you can see, not only can Walt save more than £30 in fees if he uses the second transfer company, but he can also ensure that his girlfriend receives an extra 50 euros.

How to compare transfer companies when transferring money to Ireland

  • Exchange rates. What exchange rates does the company offer and how do they compare with its competitors?
  • Fees. How much will you have to pay each time you send a global transfer?
  • Transfer methods. Can you place a transfer over the phone, online, by visiting a branch and/or via a mobile app?
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
  • Turnaround time. How long will it take for the funds you send to reach your beneficiary’s pocket or bank account?
  • Minimum amount. Is there a minimum transfer limit and is it low enough to suit your transfer requirements?
  • Pickup methods. Can cash be picked up from an agent location or will it simply be transferred to your recipient’s bank account?
  • Customer service. Are phone, email and online support offered? During what hours?
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Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. The euro’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Currency exchange rate for Ireland

Options for sending money to Ireland from America

  • Bank transfers. Transfers between banks are secure but can be costly.
  • Online money transfer providers. These companies, like OFX, offer secure and affordable transfers.
  • Money transfer companies with cash pickup options. MoneyGram, Western Union and Ria all offer this option.
  • PayPal. PayPal can send international money transfers around the globe.

Steps to send money to Ireland

  1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.
  2. Provide your recipient’s information and contact details.
  3. Select the amount of your transfer and complete your transaction.
  4. Preserve your receipt or other proof of transaction in order to monitor the progress of your transfer.

Same-day cash transfers to Ireland

If you need to get money to Ireland as quickly as possible, be aware that the fastest transfer method will usually cost you more. With this in mind, make sure you’re fully aware of the total cost of your transaction before you commit to it.

Tips for picking up cash in Ireland

You should take care whenever you pick up cash from a transfer agent. This means staying aware of your personal safety at all times and taking a few steps to prevent yourself becoming a target for thieves.

  • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
  • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
  • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
  • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.
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Global Reach
Global Reach
Send money overseas in a few simple steps Lock in your exchange rate for up to two years Best exchange rate guarantee Personalised quotes and professional customer service
WorldRemit
WorldRemit
Use the code 3FREE to pay no fees on your first three money transfers Choose how you want to send your money - via bank transfer, cash pickup or mobile money Instant money transfers available
Currencies Direct
Currencies Direct
Currencies Direct make moving money abroad simple, swift and secure. Great rates, no fees and expert support whether you transfer online, over the phone or by app. Available in more than 200 countries and 40 currencies
TransferWise
TransferWise
Sign up and start sending money within minutes with this peer-to-peer transfer service Transfer money at the mid-market exchange rate No hidden fees Transfers from pounds typically only take one day
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