How to send money to Ireland

How to send a fast, secure and affordable money transfer to Ireland from the UK.

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If you want to send money to family, friends or business associates in Ireland it doesn’t need to be a troublesome and costly process. You don’t need the luck of the Irish to get pounds to Dublin with ease. Just compare the transfer fees and exchange rates of the options available to you to get the most euros for your pound every time.

Send money to Ireland with WorldRemit

An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.

  • Use promo code 3FREE to send your first three transfers with no fee
  • Best for sending to a wide range of countries
  • Recipient can get the money to bank account, cash pickup location or mobile
  • Instant money transfers available
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Compare services that send money to Ireland from the UK

Table: sorted by a combination of service offering and the amount your recipient will receive

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,000 1 day GBP 0.00 1.087 EUR
10,874
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply).
Get bank-beating exchange rates and no fees when you transfer with TorFX.
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GBP 5,000 Same day GBP 0.00 1.087 EUR
10,874
Universal Partners FX offers competitive exchange rates and same-day transfers for 100+ currencies. Go to site Show details
GBP 2,000 1 day GBP 0.00 1.087 EUR
10,874
Make transferring money abroad as simple and safe as possible with bank-beating exchange rates - online, via the app or over the phone. Go to site Show details
GBP 3,000 1 day GBP 0.00 1.087 EUR
10,874
Get no fees as a Finder customer when you transfer your money overseas with Global Reach. Go to site Show details
GBP 2,500 Same day GBP 0.00 1.087 EUR
10,874
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
GBP 1 Same day GBP 0.00 1.087 EUR
10,874
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 5,000 1 day GBP 0.00 1.087 EUR
10,874
Take advantage of fee lock-ins and live bookable rates, helping you save up to 85% in hidden bank fees. Go to site Show details
GBP 5 2 days EUR 3.00 1.086 EUR
10,863
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
GBP 50 Same day GBP 2.99 1.081 EUR
10,805
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
GBP 10 Within an hour GBP 2.00 1.086 EUR
10,857
First two transfers free for new customers.
Instant or 1 hour transfers to over 50 countries, send money directly to bank accounts or over 280,000 cash pickup points.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country — in this case, Ireland. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country.

Banks versus money transfer companies

While banks can handle international transfers to destinations all around the world, they usually charge a hefty fee for doing so.

However, if you use a specialist money transfer company to send your money overseas, you can usually find a better deal. These companies focus on moving money internationally and provide superior exchange rates and lower fees compared to major banks. The exact cost and transfer methods available differ between providers, so you should compare a few different providers before placing a transfer request.

Case Study: Walt Sends Money to Ireland

Patrick has spent the last 12 months working in the UK while his girlfriend stays home in Ireland. When Patrick’s girlfriend needs some financial assistance to help her cover the rent, Patrick agrees to send her £1,000. He compares two money transfer companies in an effort to find the cheapest way to send his funds overseas.

Money transfer company 1Money transfer company 2
Exchange rate1 GBP = 1.02 EUR1 GBP = 1.07 EUR
Transfer fee£38£5
Transfer methodCash pickupBank account deposit
Processing time10 minutes3 business days
Amount received in EUR for £1,0001,020 EUR1,070 EUR

As you can see, not only can Walt save more than £30 in fees if he uses the second transfer company, but he can also ensure that his girlfriend receives an extra 50 euros.

How to compare transfer companies when transferring money to Ireland

  • Exchange rates. What exchange rates does the company offer and how do they compare with its competitors?
  • Fees. How much will you have to pay each time you send a global transfer?
  • Transfer methods. Can you place a transfer over the phone, online, by visiting a branch and/or via a mobile app?
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
  • Turnaround time. How long will it take for the funds you send to reach your beneficiary’s pocket or bank account?
  • Minimum amount. Is there a minimum transfer limit and is it low enough to suit your transfer requirements?
  • Pickup methods. Can cash be picked up from an agent location or will it simply be transferred to your recipient’s bank account?
  • Customer service. Are phone, email and online support offered? During what hours?
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Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. The euro’s exchange rate is flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Currency exchange rate for Ireland

Options for sending money to Ireland from America

  • Bank transfers. Transfers between banks are secure but can be costly.
  • Online money transfer providers. These companies, like OFX, offer secure and affordable transfers.
  • Money transfer companies with cash pickup options. MoneyGram, Western Union and Ria all offer this option.
  • PayPal. PayPal can send international money transfers around the globe.

Steps to send money to Ireland

  1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.
  2. Provide your recipient’s information and contact details.
  3. Select the amount of your transfer and complete your transaction.
  4. Preserve your receipt or other proof of transaction in order to monitor the progress of your transfer.

Same-day cash transfers to Ireland

If you need to get money to Ireland as quickly as possible, be aware that the fastest transfer method will usually cost you more. With this in mind, make sure you’re fully aware of the total cost of your transaction before you commit to it.

Tips for picking up cash in Ireland

You should take care whenever you pick up cash from a transfer agent. This means staying aware of your personal safety at all times and taking a few steps to prevent yourself becoming a target for thieves.

  • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
  • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
  • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
  • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.
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