Wise promo, discount and referral codes for January 2025

Wise
Deal

Free £75 when you refer a friend to Wise

When 3 of your friends make their first transfer of more than £200, you'll be paid up to £75 as a referall bonus. T&Cs apply.
Get deal

How to get a free £75 with Wise?

  1. Share your unique referral link with a friend (this link can be found in your Wise app).
  2. When your friend uses your link to sign, the fee for your friend’s first transfer will be waived up to £500.
  3. When 3 of your friends make their first transfer of more than £200, you’ll be paid up to £75 as a referral bonus.
  4. It can take up to 5 working days for the reward to be ready to claim.

Each friend who signs up using your unique link will need to make an international transfer of at least £200 for you to get rewarded. They’ll still get the fee-free transfer of up to £500 regardless if they send less than £200.

About Wise

Wise is a digital-only multi-currency account that allows users to hold and send money around the world in over 40 different currencies. There are also limited free ATM withdrawals whilst abroad although limits depend on the type of currency you’re withdrawing. However, Wise’s fees are transparent when calculating or making a transfer, allowing users to lock in a rate for a day or more to complete a transfer While Wise isn’t a bank and not protected by the FSCS, it is regulated by the FCA.

Pros and cons of Wise

Pros

  • Spend abroad with no fees at the Mastercard exchange rate.
  • FCA regulated.
  • Easy to monitor transactions in the app.
  • 2 free cash withdrawals per month (up to £200).
  • Free account available.

Cons

  • No branches.
  • Conversion fees apply if you don’t hold the currency in your account.
  • ATM withdrawal fees apply if you exceed limits.
  • No FSCS protection.
  • No overdraft or loan facility.

Alternative offers

We also have other similar cash sign-up bonus deals, refer-a-friend offers, and more. We also keep a regularly updated bank switch offers guide if you’re looking to switch banks as part of our free money guide offers.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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