Square vs Dojo – compare card readers

Square and Dojo both offer a choice of 2 affordable card readers, but which one comes out on top when you put them head-to-head? We compare both card machine providers in this guide.

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Square is one of the most popular card reader providers, and Dojo’s products are very well reviewed: which one is best for your business?

Square vs Dojo: provider overview

Both providers offer one mobile card reader and one suitable for countertop use: here’s how their ranges compare.

Square
ProductsSquare Reader, Square Terminal
Payment methodsContactless, Chip and Pin
Alternative payment methodsPayment link,Over the phone
Apple PayYes
Google PayYes
ConnectivityBluetooth
Requires connection to a phone or tabletYes
Battery lifeDesigned to last all day
Warranty period24 months
Dojo
ProductsDojo Go, Dojo One
Payment methodsContactless, Chip and Pin, Magnetic swipe
Alternative payment methodsPayment link
Apple PayYes
Google PayYes
ConnectivitySIM card,WiFi
Requires connection to a phone or tabletNo
Battery life10 hours

The Square Reader vs the Dojo Go: product overview

Let’s take a look at how these mobile-friendly card readers stack up against each other.

Square Reader

Square Reader

Dojo Go

Dojo go

Compare rates and fees

One of the most important things to look at when you’re comparing card readers is the difference in the rates and fees each provider charges: not just the headline cost of each product, but the more ‘hidden’ fees too. For further explanations of the different charges you might come across in your research, use our handy guide.

The Square Reader and Dojo Go are both affordable options, but their pricing works quite differently.

For example, there’s no upfront cost for the Dojo Go, whereas the Square Reader is £19. However, this is because Dojo Go charges a monthly fee of £20 instead, so it will cost you more over time. On the other hand, the per-transaction cost is lower with Dojo Go, which charges 1.4% plus 3p, compared to Square’s 1.75%.

ProductSquare ReaderDojo Go
Product NameSquare ReaderDojo Go
ContractNo contract1 month minimum
Initial cost£19£0
Monthly cost£0£20
Transaction cost1.75%1.4% + 3p
Transaction cost (card not present)2.5%1.8% + 3p
Settlement 1 working day1 working day
Money-back guaranteeNoNo
Chargeback cost£0£0.50

Compare features

Price isn’t the only consideration: you also need to think about what the card reader can actually do and whether it meets the needs of your business. For example, are you happy with a card reader that will need to be attached to a phone or tablet, like the Square Reader, or would you prefer something standalone like the Dojo Go?

For a full insight into the different features you should look out for when comparing card readers, you can use our helpful guide.

ProductSquare ReaderDojo Go
Product NameSquare ReaderDojo Go
Networksgoogle pay iconapple pay iconamerican express iconvisa iconmastercard icongoogle pay iconapple pay iconamerican express iconvisa iconmastercard icon
ConnectivityBluetoothSIM card, WiFi
Payment methodsContactless, Chip and PinContactless, Chip and Pin, Magnetic swipe
Alternative payment methodsPayment link, Over the phonePayment link
Requires connection to phone or tablet
Battery lifeDesigned to last all day10 hours
Printer attached
Add ons
  • Dock

  • Phone mount

  • Compatible with a range of third-party receipt printers and barcode scanners

  • Dojo Go stand

Bottom line

The Dojo card readers have some features that Square can’t offer, and the lower transaction cost means Dojo could work out cheaper per month than Square, depending on your turnover. However, with Dojo you are tied into a contract for a minimum of 6 months (or a monthly rolling contract if the annual card turnover is over £150k) so if you prefer the flexibility of a pay as you go card machine, you might prefer Square. Compare the full range to decide on the best choice for your business.

Compare the Square and Dojo range

Name Product Initial cost Monthly cost Transaction cost Contract Networks Key benefits Link
Square Online Premium
Subject to status
£20
1.4%
google pay iconapple pay icon
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Square Online Free
Subject to status
£0
1.4%
google pay iconapple pay icon
Go to site
View details
Square Virtual Terminal
Subject to status
£0
1.4%
american express iconvisa iconmastercard icon
Go to site
View details
Square Online Plus
Subject to status
£20
1.75%
google pay iconapple pay icon
Go to site
View details
Square Terminal
£149
£0
1.75%
google pay iconapple pay iconamerican express iconvisa iconmastercard icon
Go to site
View details
Square Reader
£19
£0
1.75%
google pay iconapple pay iconamerican express iconvisa iconmastercard icon
Go to site
View details
Dojo Pocket
Subject to status
Subject to status
Subject to status
american express iconvisa iconmastercard icon
Read review
View details
Stripe terminal (BBPOS WisePOS E)
£179
Subject to status
1.4% + 10p
google pay iconapple pay iconamerican express iconvisa iconmastercard icon
Read review
View details
Dojo Go
£0
£20
1.4% + 3p
1 month minimum
google pay iconapple pay iconamerican express iconvisa iconmastercard icon
Read review
View details
Zettle Payment Terminal
£149
£0
1.75%
google pay iconapple pay iconamerican express iconvisa iconmastercard icon
Read review
View details
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Table: sorted by transaction cost, promoted deals first
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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