Compare SumUp card readers
In need of a card reader for your business and not sure where to start? Check out our review on the SumUp card machines.
![SumUp SumUp](https://www.finder.com/niche-builder/621e373280c05.png)
With new data showing that 2021 had the largest use of card payments ever, there is a new necessity for merchants to aid the increasing cashless society. Card readers, sometimes referred to as “card machines” or “card terminals”, offer a quick and easy way for customers to use their payment cards.
SumUp (launched in 2012) is a popular card machine brand used by over 3 million businesses globally.
When considering what card reader would work best for your business, it is important to look at all the features available. Is there a contactless function? In 2021, contactless payments “accounted for 56% of all credit card and 69% of all debit card transactions.” (UK Finance). It is wise to look at card machines that offer this function so you don’t miss out on any key sales. Use our handy table to compare SumUp’s card readers.
Below are the key features for each of the SumUp card readers:
SumUp offer the option to buy the SumUp Air with a cradle attachment, allowing you to keep your card reader charged all day.
SumUp offer 2 different pricing options for its fees:
Pay-as-you-go | SumUp One | |
---|---|---|
Monthly subscription | £0 – No monthly charges or contracts are included. | £19 – Discounts on fees and hardware are available, and the subscription can be canceled at any time. |
In-person payments | 1.69% transaction fee (1.49% with a SumUp business account) | 0.99% transaction fee |
Digital payments | 2.5% transaction fee | 0.99% transaction fee |
After you have researched and chosen the best card reader for you or your business, you can start the application process.
To apply for a SumUp card reader, head over to SumUp's online application, which takes 10-15 minutes to complete. Once your application is accepted, your card reader will be couriered to you.The SumUp card readers are a popular option among merchants and we can see why. With a few machines to choose from, ranging in price, you can use the SumUp card readers on the go or docked into your professional set-up, ideal for a variety of businesses.
On the whole, SumUp customers rave about the quick and simple set-up and use of the machines, but there are some who have also raised concerns about the reliability of the app software.
When comparing SumUp to rivals, the SumUp card readers tend to have lower transaction costs and sit in the middle of the price spectrum. However, they do have a longer settlement period of payments than most, who seem to pay out within 1-2 working days.
Overall, SumUp offers a great variety of card readers for small-medium businesses. Which machine you choose to go for really depends on your business’s needs. You can use our handy guide to compare a range of card machines and make an informed decision.
SumUp has received mixed reviews from customers, according to customer review sites like Trustpilot and the Apple App Store.
It currently has a TrustPilot rating of 3.0 out of 5 stars, based on over 11,000 reviews (updated August 2023). 66% of reviewing customers gave SumUp an “Excellent” rating, reporting that the card reader is “easy to set up and use” and they received “excellent customer service” from the provider. On the flip side, 23% of customers rated the card reader provider as “Bad”, with some of their comments stating that they have had issues with the app software and accounts being “blocked” unexpectedly.
On the Apple App Store, SumUp currently has a rating of 4.7 out of 5, based on over 7,000 ratings (updated August 2023). Like the Trustpilot reviewers, those who rated SumUp with low scores said that they experienced issues with the app software. However, those who rated the provider highly, gave praise to the quick and simplistic nature of the card reader. One customer commented that the product was a “game changer”.
Learn more about GoHenry and Starling Kite and find out which is the better prepaid card option for your child.
Our fixed-rate ISA calculator estimates whether paying the get-out penalty on your ISA is worth it to open a new one at a better rate.
Recent estimates suggest that over 8 million people live alone in the UK, so we’ve crunched the numbers to find the cost of being single.
Monzo is getting in on the cards-for-kids action. And this one is free. Get ready to dish out the Monzos, mum-zos!
Before you switch accounts to Bank of Scotland, check to see if you can grab a juicy switch bonus.
Learn all about how to get the latest switching offer from Halifax.
Learn all about how to get the latest switching offer from Nationwide.
Find out the cost and car insurance group of a Volvo XC40, and see how much you could pay based on age, location and model.
Find out the cost and car insurance group of a Mini Cooper S and see how much you could pay based on age, location and model.
Find out the cost and car insurance group of a Smart car, and see how much you could pay based on age, location and model.