Porsche Cayman insurance group

Compare car insurance costs for your Porsche Cayman based on your age and location.

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The Cayman has been the cheapest Porsche supercar ever since launching in 2005, but still it has been a fantastic ride the entire time. Its latest versions have adopted smaller engines in order to meet new emission targets, but the Cayman continues to offer a thrill drive for a relatively affordable supercar price. Of course, it costs a lot compared to the average vehicle, and that’s the case for insuring the vehicle too. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Porsche Cayman fall under?

All vehicles are assigned a specific insurance group from 1 (cheapest) to 50 (most expensive) and this helps determine the cost of your premium. You’ll find a Porsche Cayman in insurance groups 42 to 46, meaning it hovers way above the average cost of insuring a vehicle. As an example, a 30-year-old driver in an average postcode could pay around £2,161 for cover on a Porsche Cayman 2.7 2d that is in insurance group 42 or around £1,779 for a Porsche Cayman 3.4 S Black Edition 2d PDK that is in insurance group 46. This is clear impact of the premium pricing that occurs when one car is in a much higher insurance group.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
2.7 2d 42 £17,058 £2,161 £1,660 £1,408 Get Quote
2.7 2d Tiptronic 42 £17,058 £2,161 £1,660 £1,408 Get Quote
2.9 2d 42 £17,058 £2,161 £1,660 £1,408 Get Quote
2.9 PDK 2d 42 £17,058 £2,161 £1,660 £1,408 Get Quote
3.4 S (2009) 2d 44 £14,469 £2,423 £1,814 £1,527 Get Quote
3.4 S 2d 44 £14,469 £2,423 £1,814 £1,527 Get Quote
3.4 S 2d Tiptronic 44 £14,469 £2,423 £1,814 £1,527 Get Quote
3.4 S PDK 2d 44 £14,469 £2,423 £1,814 £1,527 Get Quote
3.4 S Design Edition 1 2d 45 £17,499 £2,663 £2,138 £1,850 Get Quote
3.4 S Design Edition 1 2d Tiptronic 45 £17,499 £2,663 £2,138 £1,850 Get Quote
3.4 R 2d 46 £16,243 £1,779 £1,674 £1,576 Get Quote
3.4 R PDK 2d 46 £16,243 £1,779 £1,674 £1,576 Get Quote
3.4 S Sport 2d 45 £17,499 £2,663 £2,138 £1,850 Get Quote
3.4 S Sport 2d Tiptronic 45 £17,499 £2,663 £2,138 £1,850 Get Quote
3.4 S Black Edition 2d 46 £16,243 £1,779 £1,674 £1,576 Get Quote
3.4 S Black Edition 2d PDK 46 £16,243 £1,779 £1,674 £1,576 Get Quote

    Porsche Cayman insurance cost by location

    Among the other factors that affect the cost of your car insurance premiums, one of the most important is your location.

    To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Porsche Cayman 3.4 S PDK 2d.

    • Expensive: £5,959 (London SE1)
    • Average: £2,423 (Newcastle NE1)
    • Cheap: £2,062 (Galashiels TD1)

    Which factors affect my Porsche Cayman insurance rate?

    Along with insurance group, there are various other factors that have a big impact on your insurance premium costs:

    • Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £9,542 for insurance for a Porsche Cayman 2.7 2d, while you may pay £6,220 for a Porsche Cayman 3.4 S Black Edition 2d PDK. That’s an extra £29 per year for a Porsche Cayman with an engine that’s 0.7 litres bigger.
    • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £5,959 for insurance for a Porsche Cayman 3.4 S 2d, while the same 30-year-old in Newcastle may only pay £2,423. That’s an extra £162 per year to insure the same vehicle if you move from Newcastle to London.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £32,780 for the Porsche Cayman 3.4 R PDK 2d, while the average 40-year-old Londoner will only pay £5,226. In this example, the younger driver would have to pay almost double to insure this vehicle.

    Other factors that influence the cost of your insurance include:

    • The model and age of your car
    • Your car’s safety rating score
    • Your car’s safety rating and security features
    • Your car’s extra anti-theft precautions
    • Your annual mileage
    • Your driving history and activity
    • Your no-claims discount
    • Your marital status
    • Your credit history and job

    How can I save on my Porsche Cayman premiums?

    When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. With that in mind, here are some ideas to lower the cost of your premium.

    • Limit your annual mileage (where possible). The less you use your car, the lower your premium will be. So, consider if it’s possible to occasionally travel by foot or public transport, rather than using your car.
    • Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
    • Install extra safety precautions. By adding extra safety measures, you make your car less of a risk for companies to insure. That’s why many insurers are happy to lower your premium when you do so.
    • Shop around for the best deal. Don’t blindly settle for the renewal price given to you; there is likely to be cheaper options out there.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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