Porsche car insurance cost

What to expect when getting Porsche insurance, how much it should cost and the best insurers that could cover yours in the UK.

Porsche is a German car marque that oozes both luxury and high performance, and it’s adored in the UK just as it is in the rest of the world. The Porsche 911, almost certainly the car maker’s most well-known model, arrived in the 1960s and is still going strong today. If you fancy yourself as the proud owner of a Porsche sometime soon, fasten your seat belt and read on to see how much it could cost to insure.

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What’s the average insurance cost for a Porsche?

The average insurance cost of a Porsche varies depending on the model you choose, your location, your driving history and many other factors. But you can expect to pay a hefty premium for one of Porsche’s stylish models.

Using a specific profile, we ran quotes to find the average insurance cost of a Porsche 911 Carrera, a coveted model in the UK, and found it to be £2,037 a year or £192 a month. This is for fully comprehensive cover and no optional extras.Your actual cost could be more or less depending on the model you choose, your age, driving record and location, as well as the number of miles you drive in a year and other factors.

Some of the other variables that affect the price of insurance include the year, model and trim package of your Porsche, how likely it is of being stolen and how costly it is to repair or replace.

How a vehicle from Porsche affects insurance costs

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A Porsche’s high price tag equates to higher insurance premiums. And because owners will want to protect their investment, most will opt for more than just third party cover. However, the good safety ratings that Porsche models have received can help to temper insurance costs. That said, some models are more likely to be targeted by thieves, which can push those premiums back up.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history and age will also be taken into consideration when calculating your insurance.

Are there any standout models?

The Porsche 911 has been in production since 1963. The modern 911’s top-of-the-line GT2 RS references the classic 911 while bringing it into the future with plenty of bite.

Features include a 96.5 inch wheelbase, a top track speed of 211 mph and independent exhaust system with titanium rear silencers. The GT2 RS’s 3.8-litre 6-cylinder twin-turbo engine produces 700 hp and 553 lb-ft of torque, allowing you to go 0-62mph in under 3 seconds, and the 7-speed Porsche Doppelkupplung (PDK) will provide plenty of dynamic gear changes.

Prices start at around £210,000.

Pros and cons of a Porsche


  • Good safety ratings
  • Luxury car


  • Higher price tag
  • Costly to repair or replace
  • Some models are more likely to be targeted by criminals

Porsche car facts

  • Porsche AG was founded in 1931 and is known for manufacturing high-performance luxury German cars.
  • Porsche cars have won more than 24,000 races across the world.
  • Ferdinand Porsche, the founder of the company, created the first hybrid electric car in 1899. The car used an internal combustion motor as a generator.
  • Several Porsche models have been crowned World Performance Car of the Year over the years, including the Porsche Boxster, Cayman, 991 and 911 GT3.
  • Porsche has a range of models, including its new Macan, which starts at around £46,000, the Cayenne SUV, from around £56,000 and the sleek and sporty 911 Carrera from around £78,000.

What is Porsche Connect?

Porsche Connect is Porsche’s suite of intelligent services. You can use these services directly through your car or with your smartphone. Features include navigation, news, weather, emergency services and more. From your smartphone, you can lock and unlock your car, find the location of your vehicle and control your Porsche’s climate.

Choose from several packages, including the Car Remote package and the Car Security package.

What is the Porsche Driving Experience?

Since 1999, Porsche has offered unique driving and racing experiences for Porsche enthusiasts at the Porsche Experience Centre Silverstone. This is a unique opportunity for drivers to test out a Porsche they’re thinking of buying, learn how to race or just have some fun driving around in a sports car.

  • Porsche Sport Driving School. Discover the full performance of a Porsche whilst learning from a team of professional driving consultants.
  • Porsche Tracks. With almost 5km of track, you’ll be able to experience six different track configurations in a variety of simulated driving conditions, including wet, dry, ice and snow.

Bottom line

Porsches aren’t cheap, and neither is the insurance to cover one, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

Frequently asked questions about Porsche

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54

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6 Responses

    Default Gravatar
    IrinaOctober 9, 2020

    Hello, hope you’re doing well.
    I will buy this car https://www.autotrader.co.uk/car-details/202007301900057?advertising-location=at_cars&postcode=EN49PJ&model=CAYENNE&page=3&price-from=500&make=PORSCHE&onesearchad=Used&modal=description And I would like to know how much it would cost to insure per year.
    I am 23 years old and I have my license since I was 20. I have european license (Cypriot).
    Best regards

      RonnyOctober 23, 2020Finder

      Hi Irina,

      Thank you for getting in touch and apologies for the late reply.

      Car insurance premiums can be affected by factors like your address and more details about your driving experience, so the best way to get an accurate price is to go through the quote process.

      If you scroll to the top of the page, you’ll be able to click through for a quote from our partners confused.com.

      Let us know if you have any more queries.

      Kind regards,

    Default Gravatar
    christJune 10, 2020


    Hope you are well.

    I will buy this car:

    I would like to know how much it would cost to insure per year.
    I am 32 and I have my driving license since 13 years. I have a EU licence (French).

    Best regards

      RonnyJune 12, 2020Finder

      Hi Chris,

      Thank you for getting in touch.

      Car insurance premiums are based on a range of personal factors, so the best way to find out the cost is to get a quote.

      If you scroll to the top of the page, you’ll be able to click through for a quote from our partners confused.com.

      Let us know if you have any more queries.

      Kind regards,

    Default Gravatar
    PaikeaFebruary 18, 2020

    I am 17 years old and I just passed my driver’s license and I want to buy a 2007 Porsche 911 second hand but I was just wondering what the insurance will be and what companies will insure me.

      TomFebruary 20, 2020Finder

      Hi Paikea,

      Thanks for getting in touch.

      A Porsche 911 (2007 model) is likely to be in insurance groups 49 or 50, which are the highest insurance group classifications. Unfortunately, this means the cost of your insurance is likely to be rather expensive, especially as you’re also a young driver with little experience.

      A 20-year-old driver living in an average UK postcode with a similar car is likely to pay around £2,000 per year for insurance. As you’re 17, chances are the cost of your insurance may be even higher.

      You should still be able to find a number of companies that will insure you, but as young drivers are considered a higher risk, your options may be more limited compared to a more experienced driver.

      You can see which insurance companies will offer you insurance, and also get a range of insurance quotes by filling out the form here.

      I hope this helps, but please let me know if you have any other questions.



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