Polestar 2 insurance group

Compare car insurance costs for your Polestar 2 based on your age and location.

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Avoid paying over the odds for the car insurance policy for your Polestar 2. We've analysed the available rates and you'll be able to compare quotes to help find the best deal for you. In this guide, you'll find out how much it costs to insure your Polestar 2 based on your age and location and how to save on your car insurance premium.

Polestar 2 insurance groups and cost by driver's age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Polestar 2 models range from insurance groups 34-42, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £902 for cover on a Polestar 2 165kW 63kWh Standard Range Single motor 5dr Auto, or around £1,062 for a Polestar 2 300kW 78kWh Long Range Dual motor 5dr 4WD Auto. You can find the insurance group, and likely cost, of your Polestar 2 in the table below.
Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
165kW 63kWh Standard Range Single motor 5dr Auto 34 £1,554 £902 £790 £638 Get Quote
165kW 63kWh Standard Range SM [Pilot] 5dr Auto 34 £1,554 £902 £790 £638 Get Quote
165kW 63kWh Standard Range SM [Plus] 5dr Auto 35 £1,569 £910 £797 £643 Get Quote
165kW 63kWh Standard Range SM Pilot/Plus 5dr Auto 35 £1,569 £910 £797 £643 Get Quote
170kW 78kWh Long Range Single motor 5dr Auto 35 £1,569 £910 £797 £643 Get Quote
170kW 78kWh Long Range SM [Pilot] 5dr Auto 35 £1,569 £910 £797 £643 Get Quote
170kW 78kWh Long Range SM [Pilot/Plus] 5dr Auto 36 £1,593 £924 £810 £653 Get Quote
170kW 78kWh Long Range SM [Plus] 5dr Auto 36 £1,593 £924 £810 £653 Get Quote
300kW 78kWh Long Range DM [Pilot] 5dr 4WD Auto 42 £1,830 £1,062 £930 £751 Get Quote
300kW 78kWh Long Range DM [Plus] 5dr 4WD Auto 42 £1,830 £1,062 £930 £751 Get Quote
300kW 78kWh Long Range DM Pilot/Plus 5dr 4WD Auto 42 £1,830 £1,062 £930 £751 Get Quote
300kW 78kWh Long Range Dual motor 5dr 4WD Auto 42 £1,830 £1,062 £930 £751 Get Quote
300 kW AWD (Pilot package and Plus package) auto 5d 42 £1,830 £1,062 £930 £751 Get Quote

Polestar 2 insurance cost by location

The table above shows the average cost of Jaguar XF insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location. To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Polestar 2 165kW 63kWh Standard Range Single motor 5dr Auto.
  • Expensive: £1,074 (London SE1)
  • Average: £902 (Newcastle NE1)
  • Cheap: £699 (Galashiels TD1)

Which factors affect my Polestar 2 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
  • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £902 for the Polestar 2 165kW 63kWh Standard Range Single motor 5dr Auto, but could pay around £1,062 for the Polestar 2 300kW 78kWh Long Range Dual motor 5dr 4WD Auto.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you'll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,074 for insurance for a Polestar 2 165kW 63kWh Standard Range Single motor 5dr Auto, while the same 30-year-old in Newcastle may only pay £902.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you're likely to pay for insurance. The average 20-year-old driver in London may pay £2,162 for the Polestar 2 300kW 78kWh Long Range Dual motor 5dr 4WD Auto, while the average 40-year-old Londoner will only pay £1,132.
Other factors that influence the cost of your insurance include:
  • Your marital status
  • Your credit history and job
  • Your car's safety rating score
  • The model of your car
  • The age of your car
  • Your car's security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

How can I save on my Polestar 2 premiums?

Whilst car insurance is a necessary legal requirement, you don't want it leaving you with an empty bank account. When searching for insurance, you'll want to find the best deal for a price that's within your budget. There are some tricks you can try in order to lower the cost of your premium, and we've listed them below.
  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Don't just accept your renewal quote. Although it might be time consuming, when it's time for renewal make sure you shop around and don't just settle for the renewal price given to you – there may be cheaper options out there!

Bottom line

Depending on your model, car insurance premiums can vary based on the insurance group your Polestar 2 falls under. By using the tips in this guide, you should be able to make your car insurance more affordable.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Feb ’24). 51% of car insurance customers could save £578.92
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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