Peugeot 206 insurance group & costs

The Peugeot 206 was first launched in 1998, and has since stopped production. It replaced the 205 and has since been succeeded by the 207. The 206 is a familiar sight on the UK roads due to its popularity with younger drivers, and is favoured as a first car for new drivers. It is considered a top recommendation for bargain hunters.

Keep reading to find out more about Peugeot 206 car insurance costs and how you could save on your premiums.

Peugeot 206 insurance groups and cost by driver’s age

When it comes to working out the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. Peugeot 206 models range from insurance groups 7 to 25, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £689 for cover on a Peugeot 206 1.1 XL 5d, or around £659 for a Peugeot 206 1.6 Quiksilver 5d.

Use the table below to find out the insurance group and likely cost of your Peugeot 206 model.

Peugeot 206 insurance cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

Average Peugeot 206 insurance rates

To provide you with an indication about how much it could cost you to insure your Peugeot 206, we ran several quotes to find an average figure. Our results estimated that, on average, you could insure your Peugeot 206 with a comprehensive policy for monthly payments of £57.11, or an annual sum of £630.80. For our enquiries, we used the following information:

• The car is a 2009 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Petrol
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect my Peugeot 206 insurance rate?

Whilst it is always important to be accurate with the information that you give your insurance provider, there are a number of factors that are likely to impact your premiums. These factors include:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your car usage
• The size of your car’s engine
• No claims discount

How can I save on my Peugeot 206 premiums?

Car insurance premiums are known to cause a bit of a financial headache among drivers, but don’t panic, we’ve collated a list of advice for you to try that may help you to lower your premiums, and keep them there:

• Pay annually rather than monthly. By paying annually, you could save an average of £54.52 a year!
• Make yourself a secure investment. Maintaining a clear history of no claims and a good credit rating will make you appeal to insurance companies, and they may reward you with lower premiums.
• Be economical about your car usage. By being sparing about your car usage, you can save money on your premiums by keeping your mileage low.
• Don’t just accept your renewal quote. When it’s time for renewal, make sure you shop around rather than just accepting your renewal quote.
• Install extra safety precautions. Companies don’t like to insure risks, so the safer your car is, the lower your premium may be. By investing in extra safety measures, you may in turn save money.
• Avoid driving convictions. Any conviction will increase your premiums, so try your best to avoid them.

Peugeot 206 facts

• The Peugeot 206 comes in a variation of models. It was initially launched as a hatchback, but now comes in the form of a coupe cabriolet, a station wagon and a sedan version.
• It was voted the UK’s 9th favourite car in 2017.
• The Peugeot 206 was the 10th most popular second-hand car sold in the UK in 2016. It reached around 126,000 sales.

Bottom line

The Peugeot 206 can be cheap to insure, although more powerful models can become somewhat pricey to insure. Either way, the tips in this guide will help you to insure this vehicle.

Frequently asked questions

• Is the Peugeot 206 safe?

  In its Euro NCAP crash tests, this vehicle achieved a 3-star rating out of 5. This rating included a 85% rating for protecting adult occupants and 82% for protecting child occupants.

• How much car tax do I have to pay for the Peugeot 206?

  When tested by Euro NCAP in 2000, the Peugeot 206 scored a 4/5 rating for its safety for adult occupants, and a 2/4 rating for its pedestrian safety. It was commented in the notes that the small car, although not receiving full marks, was great at protecting its occupants.

  Due to the age of the model, the 206 doesn’t come with all the new technological safety features that often come with newer cars, so you may wish to invest in some more safety measures. As standard, the most notable safety measure of the 206 is ABS with Traction Control. This feature will assist your car in staying gripped to the road, and will prevent you from skidding in an emergency.

  It might be worth getting on the phone with your insurance provider and negotiating lower premiums for increase safety features.

• Where can I buy a Peugeot 206?

  You can buy a Peugeot 206 at dealerships, using online sellers or from a current owner.

• Where can I find Peugeot 206 car insurance?

  You can compare the costs of Peugeot 206 car insurance using any price comparison website.

• Is a Peugeot 206 expensive to insure?

  The Peugeot 206 can be found in insurance groups ranging from 7 to 25. This means your insurance premium will vary wildly depending on your choice of model.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 368 Finder guides across topics including:

• Car, home and business insurance
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