Ford Transit insurance rates

Find out how much it could you to insure your Ford Transit, and how to keep your premiums low.

The Ford Transit is very versatile, and can come in a selection of commercial vans, or you can opt for a passenger wagon with up 9 seats. It was first manufactured in 1965 to replace the 400E Thames Trader, and now in its fourth generation, it comes with a rich history.

Keep reading to find out more about Ford Transit car insurance costs and how you could save on your premiums.

Average Ford Transit insurance costs

We wanted to provide you with an idea of how much it could to insure both a Ford Transit van and a Ford Transit passenger wagon, so we ran a variety of quotes to get some average figures. Our results estimated that, on average, you could insure your Ford Transit van for the monthly price of £117.39, or an annual sum of £1204.30. Additionally, you could insure your Ford Transit passenger wagon for the average monthly price of £54.36 or the annual price of £604.92. We used the following information for our enquiries:

  • The vehicle is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Diesel
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • The van was used for social use only, and the passenger wagon was used for social and commuting purposes
  • The vehicle is not modified
  • The vehicle is parked in a car park during the day
  • The vehicle is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Ford Transit insurance rate?

There are a large range of factors that are likely to affect the price of your premium for your Ford Transit. We’ve listed some of the factors below:

  • Your age, marital status, job and where you live
  • The model and age of your vehicle
  • Your vehicle’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your vehicle’s engine
  • No claims discount

How can I save on my Ford Transit premiums?

Car insurance shouldn’t cost the Earth, so we’ve put together a list of tricks and tips for you to help keep your premiums low.

  • Pay annually rather than monthly. Whilst it may seem daunting to pay such a large sum of money in one go, by paying annually you will actually be saving yourself some extra money! Paying annually will save you an average of £47.40 a year with a Ford Transit passenger wagon, and a whopping £204.38 with a year with the Ford Transit van.
  • Make yourself a secure investment. Insurance companies like to know that they are making a secure investment, so by keeping a clean history of no claims and a good credit rating, you may be rewarded with lower premiums.
  • Be economical about your car usage. Limiting your car usage will help to keep your premiums, and mileage, down.
  • Don’t just accept your renewal quote. When it’s time for renewal, make sure that you shop around and compare some quotes.
  • Install extra safety precautions. Companies don’t like to insure risks, so the safer that your vehicle is, the lower your premiums will be. Investing in some extra safety measures may end up saving you money.
  • Avoid driving convictions. Driving convictions, or any convictions for that matter, will hike up your premiums, so try your best to avoid them.

Ford Transit facts

  • In the high roof Transit van, a 6ft 4 inch person can stand upright.
  • The 2016 Transit can be ordered in a whopping 58 different configurations.
  • A new Transit is thought to be sold every three minutes, with more than 2.45 million UK sales, and almost 8 million sales worldwide.

How safe is Ford Transit?

When the Ford Transit was tested by Euro NCAP in 2014, it was awarded a 5/5 safety rating. The Transit scored impressively for adult and child occupant safety, with scores of 84% and 90% respectively. Its safety features earned it a great score of 71% for its safety assist, however, pedestrian safety only scored 48%.

As previously mentioned, the safer that you can make your vehicle, the lower your premium is likely to be. As standard, the Ford Transit comes with a fantastic selection of safety features to keep you protected on the road.

It comes with basic safety features such as seat belt reminders and ESC, or electronic stability control. Speed assistance is also a feature in the Ford Transit, as well as an Advanced Traction Control System and Curve Control.

However, the most noteworthy safety features lie within the RSC, or roll stability control, and the Emergency Brake Assist. The RSC is designed to prevent your vehicle from rolling if you experience a collision, keeping you a lot safer. In addition, the Emergency Brake Assist can brake on your behalf or amplify your braking in the event of an emergency, helping you come to a stop quicker and hopefully avoid a crash.

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by

Millie Spark

Millie Spark was a writer for Finder and covered a range of subjects including how to get the best deal on everyday shopping, and insurance. See full profile

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