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How to buy Paragon Banking Group shares | 470p
Own Paragon Banking Group shares in just a few minutes. Share price changes are updated daily.
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Paragon Banking Group PLC (PAG) is a leading mortgage finance business based in the UK. It opened the day at 468.2p after a previous close of 463.8p. During the day the price has varied from a low of 459p to a high of 470p. The latest price was 470p (25 minute delay). Paragon Banking Group is listed on the London Stock Exchange (LSE) and employs 1,400 staff. All prices are listed in pence sterling.
How to buy shares in Paragon Banking Group
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- Open your account. You'll need your ID, bank details and national insurance number.
- Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
- Search the platform for stock code: PAG in this case.
- Research Paragon Banking Group shares. The platform should provide the latest information available.
- Buy your Paragon Banking Group shares. It's that simple.
What's in this guide?
- Can I buy shares in Paragon Banking Group?
- Has coronavirus impacted Paragon Banking Group shares?
- Paragon Banking Group shares summary
- Compare share dealing platforms
- Is Paragon Banking Group stock a buy or sell?
- Paragon Banking Group performance over time
- Are Paragon Banking Group shares over-valued?
- Paragon Banking Group's financials
- How volatile are Paragon Banking Group shares?
- Does Paragon Banking Group pay a dividend?
- Have Paragon Banking Group shares ever split?
- Other common questions
How has Coronavirus impacted Paragon Banking Group's share price?
Since the stock market crash in March caused by coronavirus, Paragon Banking Group's share price has had significant negative movement.
Its last market close was 320p, which is 37.32% down on its pre-crash value of 510.5p and 47.47% up on the lowest point reached during the March crash when the shares fell as low as 217p.
If you had bought £1,000 worth of Paragon Banking Group shares at the start of February 2020, those shares would have been worth £503.21 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £623.17.
Paragon Banking Group share price
Use our graph to track the performance of PAG stocks over time.Paragon Banking Group shares at a glance
Information last updated 2020-12-18.
| Open | 468.2p |
|---|---|
| High | 470p |
| Low | 459p |
| Close | 470p |
| Previous close | 463.8p |
| Change | 6.2p |
| Change % | 1.337% |
| Volume | 800,514 |
Information last updated 2020-12-27.
| 52-week range | 217p - 544p |
|---|---|
| 50-day moving average | 432.1412p |
| 200-day moving average | 361.1056p |
| Wall St. target price | 540.57p |
| PE ratio | 13.7584 |
| Dividend yield | 0.29p (5.84%) |
| Earnings per share (TTM) | 35.6p |
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Is it a good time to buy Paragon Banking Group stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Paragon Banking Group price performance over time
Historical closes compared with the last close of 470p
| 1 month (2020-12-23) | -1.47% |
|---|---|
| 3 months (2020-10-23) | 42.77% |
| 6 months (2020-07-23) | 28.70% |
Is Paragon Banking Group under- or over-valued?
Valuing Paragon Banking Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Paragon Banking Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Paragon Banking Group's P/E ratio
Paragon Banking Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Paragon Banking Group shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the FTSE 250 at the end of September 2019 (19.71). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Paragon Banking Group's PEG ratio
Paragon Banking Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.55. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Paragon Banking Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Paragon Banking Group financials
| Revenue TTM | £265.4 million |
|---|---|
| Operating margin TTM | 45.22% |
| Gross profit TTM | £122.4 million |
| Return on assets TTM | 0.61% |
| Return on equity TTM | 8.06% |
| Profit margin | 34.4% |
| Book value | 4.571p |
| Market capitalisation | £1.3 billion |
TTM: trailing 12 months
Paragon Banking Group share dividends
Dividend payout ratio: 39.89% of net profits
Recently Paragon Banking Group has paid out, on average, around 39.89% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.84% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Paragon Banking Group shareholders could enjoy a 5.84% return on their shares, in the form of dividend payments. In Paragon Banking Group's case, that would currently equate to about 0.29p per share.
While Paragon Banking Group's payout ratio might seem fairly standard, it's worth remembering that Paragon Banking Group may be investing much of the rest of its net profits in future growth.
The latest dividend was paid out to all shareholders who bought their shares by 28 January 2021 (the "ex-dividend date").
Have Paragon Banking Group's shares ever split?
Paragon Banking Group's shares were split on a 1:10 basis on 29 January 2008. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Paragon Banking Group shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for Paragon Banking Group shares which in turn could have impacted Paragon Banking Group's share price.
Paragon Banking Group share price volatility
Over the last 12 months, Paragon Banking Group's shares have ranged in value from as little as 217p up to 544p. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Paragon Banking Group's is 1.5705. This would suggest that Paragon Banking Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
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Paragon Banking Group overview
Paragon Banking Group PLC provides financial products and services in the United Kingdom. The company operates through three segments: Mortgages Lending, Commercial Lending, and Idem Capital. The Mortgages Lending segment offers buy-to-let first charge, and owner-occupied first and second charge mortgages on residential property. The Commercial Lending segment provides equipment and motor finance leasing, development finance, structured lending and other offerings to SME customers and professional services firms. The Idem Capital segment offers secured and unsecured consumer loans. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.
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