Aflac Incorporated (AFL) is a leading insurance-life business based in the US. It opened the day at $44.69 after a previous close of $45.35. During the day the price has varied from a low of $44.52 to a high of $45.06. The latest price was $44.84 (25 minute delay). Aflac Incorporated is listed on the NYSE and employs 11,729 staff. All prices are listed in US Dollars.
Since the stock market crash in March caused by coronavirus, Aflac Incorporated's share price has had significant negative movement.
Its last market close was $36.48, which is 29.21% down on its pre-crash value of $51.53 and 58.13% up on the lowest point reached during the March crash when the shares fell as low as $23.07.
If you had bought $1,000 worth of Aflac Incorporated shares at the start of February 2020, those shares would have been worth $494.02 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $701.51.
|52-week range||$22.566 - $52.0147|
|50-day moving average||$44.0079|
|200-day moving average||$38.2793|
|Wall St. target price||$44.09|
|Dividend yield||$1.32 (3.01%)|
|Earnings per share (TTM)||$6.357|
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
|1 week (2021-01-15)||-3.53%|
|1 month (2020-12-22)||4.21%|
|3 months (2020-10-22)||19.54%|
|6 months (2020-07-22)||22.31%|
|1 year (2020-01-22)||-14.64%|
|2 years (2019-01-22)||-5.38%|
|3 years (2018-01-22)||2.27%|
|5 years (2016-01-22)||56.59%|
Valuing Aflac Incorporated stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Aflac Incorporated's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Aflac Incorporated's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, Aflac Incorporated shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, Aflac Incorporated's P/E ratio is best considered in relation to those of others within the insurance-life industry or those of similar companies.
Aflac Incorporated's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Aflac Incorporated's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
However, it's sensible to consider Aflac Incorporated's PEG ratio in relation to those of similar companies.
Aflac Incorporated's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $4.3 billion (£3.1 billion).
The EBITDA is a measure of a Aflac Incorporated's overall financial performance and is widely used to measure a its profitability.
To put Aflac Incorporated's EBITDA into context you can compare it against that of similar companies.
|Revenue TTM||$21.8 billion|
|Operating margin TTM||19.4%|
|Gross profit TTM||$7.8 billion|
|Return on assets TTM||1.68%|
|Return on equity TTM||14.88%|
|Market capitalisation||$30.8 billion|
TTM: trailing 12 months
There are currently 9.1 million Aflac Incorporated shares held short by investors – that's known as Aflac Incorporated's "short interest". This figure is 0.9% up from 9.0 million last month.
There are a few different ways that this level of interest in shorting Aflac Incorporated shares can be evaluated.
Aflac Incorporated's "short interest ratio" (SIR) is the quantity of Aflac Incorporated shares currently shorted divided by the average quantity of Aflac Incorporated shares traded daily (recently around 4.0 million). Aflac Incorporated's SIR currently stands at 2.27. In other words for every 100,000 Aflac Incorporated shares traded daily on the market, roughly 2270 shares are currently held short.
To gain some more context, you can compare Aflac Incorporated's short interest ratio against those of similar companies.
However Aflac Incorporated's short interest can also be evaluated against the total number of Aflac Incorporated shares, or, against the total number of tradable Aflac Incorporated shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Aflac Incorporated's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Aflac Incorporated shares in existence, roughly 10 shares are currently held short) or 0.0131% of the tradable shares (for every 100,000 tradable Aflac Incorporated shares, roughly 13 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Aflac Incorporated.
Find out more about how you can short Aflac Incorporated stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Aflac Incorporated.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 23.62
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Aflac Incorporated's overall score of 23.62 (as at 01/01/2019) is pretty good – landing it in it in the 33rd percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Aflac Incorporated is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
To gain some more context, you can compare Aflac Incorporated's total ESG risk score against those of similar companies.
Environmental score: 0.06/100
Aflac Incorporated's environmental score of 0.06 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Aflac Incorporated is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 5.47/100
Aflac Incorporated's social score of 5.47 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Aflac Incorporated is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 10.09/100
Aflac Incorporated's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that Aflac Incorporated is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Aflac Incorporated scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Aflac Incorporated has, for the most part, managed to keep its nose clean.
Wondering how that compares? Below are the controversy scores of similar companies.
|Total ESG score||23.62|
|Total ESG percentile||32.94|
|Environmental score percentile||1|
|Social score percentile||1|
|Governance score percentile||1|
|Level of controversy||2|
Dividend payout ratio: 22.81% of net profits
Recently Aflac Incorporated has paid out, on average, around 22.81% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.01% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Aflac Incorporated shareholders could enjoy a 3.01% return on their shares, in the form of dividend payments. In Aflac Incorporated's case, that would currently equate to about $1.32 per share.
While Aflac Incorporated's payout ratio might seem low, this can signify that Aflac Incorporated is investing more in its future growth.
Aflac Incorporated's most recent dividend payout was on 1 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 16 February 2021 (the "ex-dividend date").
Aflac Incorporated's dividend payout ratio is perhaps best considered in relation to those of similar companies.
Aflac Incorporated's shares were split on a 2:1 basis on 19 March 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Aflac Incorporated shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Aflac Incorporated shares which in turn could have impacted Aflac Incorporated's share price.
Over the last 12 months, Aflac Incorporated's shares have ranged in value from as little as $22.566 up to $52.0147. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Aflac Incorporated's is 0.9869. This would suggest that Aflac Incorporated's shares are less volatile than average (for this exchange).
To put Aflac Incorporated's beta into context you can compare it against those of similar companies.
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, income support, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is headquartered in Columbus, Georgia.
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