How to buy Aflac Incorporated (AFL) shares in the UK

Learn how to easily invest in Aflac Incorporated shares.

Aflac Incorporated (AFL) is a leading insurance-life business based in the US. It opened the day at $57.8 after a previous close of $57.37. During the day the price has varied from a low of $57.44 to a high of $58.039. The latest price was $57.84 (25 minute delay). Aflac Incorporated is listed on the NYSE and employs 12,003 staff. All prices are listed in US Dollars.

How to buy shares in Aflac Incorporated

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: AFL in this case.
  5. Research Aflac Incorporated shares. The platform should provide the latest information available.
  6. Buy your Aflac Incorporated shares. It's that simple.
The whole process can take as little as 15 minutes.

How has coronavirus impacted Aflac Incorporated's share price?

Since the stock market crash that started in February 2020, Aflac Incorporated's share price has had significant positive movement.

Its last market close was $62.76, which is 17.89% up on its pre-crash value of $51.53 and 172.04% up on the lowest point reached during the March 2020 crash when the shares fell as low as $23.07.

If you had bought $1,000 worth of Aflac Incorporated shares at the start of February 2020, those shares would have been worth $494.02 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $1,206.87.

Aflac Incorporated share price (NYSE:AFL)

Use our graph to track the performance of AFL stocks over time.

Aflac Incorporated shares at a glance

Information last updated 2021-12-10.
Previous close$57.37
Change %0.8192%
Information last updated 2022-01-16.
52-week range$43.6799 - $64.22
50-day moving average$57.7038
200-day moving average$55.4398
Wall St. target price$60.55
PE ratio10.3875
Dividend yield$1.27 (2.5%)
Earnings per share (TTM)$6.167
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Fees for buying 10x Aflac Incorporated shares with popular platforms

Both exchange rates and share prices fluctuate in real time, so the costs presented here should be considered as a guide only. They do not incorporate stamp duty. Always refer to the platform itself for availability and pricing – which may differ from our information.

Platform Platform fee Min. initial deposit Trading fee estimate
eToro Free Stocks logo £0 $10 £2.13
£427.66 total
Capital at risk
Degiro Share Dealing logo £0 £0.01 £1.06
£426.59 total
Capital at risk
Stake logo £0 £50 £2.13
£427.66 total
Capital at risk
IG Share Dealing logo £0 £250 £9.52
£435.05 total
Capital at risk
Hargreaves Lansdown Fund and Share Account logo £0 £1 £16.21
£441.73 total
Capital at risk
interactive investor Trading Account logo £9.99 per month No minimum £14.37
£439.90 total
Capital at risk
Fineco logo £0 No minimum £4.26
£429.78 total
Capital at risk
Halifax Share Dealing Account logo £36 per year £20 £14.82
£440.35 total
Capital at risk

Full comparison of share dealing platforms

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Is it a good time to buy Aflac Incorporated stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Is Aflac Incorporated under- or over-valued?

Valuing a stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of overall performance. However, analysts commonly use some key metrics to help gauge value.

P/E ratio

Aflac Incorporated's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Aflac Incorporated shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Aflac Incorporated's P/E ratio is best considered in relation to those of others within the insurance-life industry or those of similar companies.

PEG ratio

Aflac Incorporated's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A PEG ratio below 1 can be interpreted as meaning the shares are not overvalued given the current rate of growth.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Aflac Incorporated's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

However, it's sensible to consider Aflac Incorporated's PEG ratio in relation to those of similar companies.


Aflac Incorporated's EBITDA (earnings before interest, taxes, depreciation and amortisation) is a whopping $5.6 billion (£4.1 billion).

The EBITDA is a measure of a Aflac Incorporated's overall financial performance and is widely used to measure a its profitability.

To put that into context you can compare it against similar companies.


Revenue TTM $22.6 billion
Operating margin TTM 24.57%
Gross profit TTM $7.8 billion
Return on assets TTM 2.16%
Return on equity TTM 12.84%
Profit margin 18.77%
Book value $50.62
Market capitalisation $42.4 billion

TTM: trailing 12 months

Environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Aflac Incorporated.

Total ESG risk score

Aflac Incorporated's total ESG risk: 23.62

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Aflac Incorporated's overall score of 23.62 (as at 01/01/2019) is pretty good – landing it in it in the 33rd percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Aflac Incorporated is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

To gain some more context, you can compare Aflac Incorporated's total ESG risk score against those of similar companies.

Environmental score

Aflac Incorporated's environmental score: 0.06/100

Aflac Incorporated's environmental score of 0.06 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Aflac Incorporated is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Social score

Aflac Incorporated's social score: 5.47/100

Aflac Incorporated's social score of 5.47 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Aflac Incorporated is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Governance score

Aflac Incorporated's governance score: 10.09/100

Aflac Incorporated's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that Aflac Incorporated is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Controversy score

Aflac Incorporated's controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. A high-profile company, Aflac Incorporated scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Aflac Incorporated has, for the most part, managed to keep its nose clean.

Wondering how that compares? Below are the controversy scores of similar companies.

Environmental, social, and governance (ESG) summary

Aflac Incorporated was last rated for ESG on: 2019-01-01.

Total ESG score 23.62
Total ESG percentile 32.94
Environmental score 0.06
Environmental score percentile 1
Social score 5.47
Social score percentile 1
Governance score 10.09
Governance score percentile 1
Level of controversy 2

Aflac Incorporated share dividends


Dividend yield: 2.5% of stock value


Forward annual dividend yield: 2.5% of stock value


Dividend payout ratio: 24.34% of net profits

Aflac Incorporated has recently paid out dividends equivalent to 2.50% of its share value annually.

Aflac Incorporated has paid out, on average, around 24.34% of recent net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.5% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), shareholders could enjoy a 2.5% return on their shares, in the form of dividend payments. In Aflac Incorporated's case, that would currently equate to about $1.27 per share.

While Aflac Incorporated's payout ratio might seem low, this can signify that the company is investing more in its future growth.

Aflac Incorporated's most recent dividend payout was on 1 March 2022. The latest dividend was paid out to all shareholders who bought their shares by 15 February 2022 (the "ex-dividend date").

Aflac Incorporated's dividend yield is perhaps best considered in relation to those of similar companies.

Have Aflac Incorporated's shares ever split?

Aflac Incorporated's shares were split on a 2:1 basis on 19 March 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Aflac Incorporated shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Aflac Incorporated shares which in turn could have impacted Aflac Incorporated's share price.

Share price volatility

Over the last 12 months, Aflac Incorporated's shares have ranged in value from as little as $43.6799 up to $64.22. A popular way to gauge a stock's volatility is its "beta".

AFL.US volatility(beta: 1)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Aflac Incorporated's is 1.0005. This would suggest that Aflac Incorporated's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

To put Aflac Incorporated's beta into context you can compare it against those of similar companies.

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