Cynergy Bank business bank account comparison and review

Discover the pros and cons of business banking with Cynergy Bank and how it compares to other banks.

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Cynergy Bank

Cynergy Bank is an arm of Bank of Cyprus, which focuses on serving great financial products to business owners.

It offers business bank accounts, as well as bridging finance and savings accounts.

Compare Cynergy Bank’s business accounts

Name Product Account fee Bank transfers Requires credit check Arranged overdraft Accounting integrations Account management Key benefits Business bottom txt Link
Cynergy Business Current Account
£25 per month
(waived in first 12 months)

By invitation
Online & phone
The £25 monthly fee is waived for 12 months for new to Cynergy Bank customers. The offer is available to new customers for a limited time only. We reserve the right to withdraw the offer at any time. T&Cs apply.
View details

What does the Cynergy Bank business banking account offer?

The Cynergy Bank business bank account aims to provide everything you need to efficiently manage your business finances.

There are no real eye-catching perks, but an overdraft is available and you can open an account with a minimum balance of £10. You can pay money into this account at any HSBC branch.

How to apply

You can apply for a business bank account by calling 0345 850 5555. You’ll be expected to provide basic details about yourself and your business.

Pros and cons


  • An overdraft is available.
  • Minimum balance of just £10 is needed.


  • No other eye-catching perks.

Customer service information for Cynergy Bank

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Our verdict

Cynergy Bank’s basic business account offers everything you’d expect from a bank account, but little else. You can get an overdraft, and the minimum £10 balance is not much to ask for, and that’s about it.

Get started by visiting Cynergy Bank’s website and sign up for an account. If you have read this review and decided that Cynergy Bank’s account is not for you, you can also compare other business bank accounts on the market.

Banking scores

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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