LightStream personal loans
4.83 / 5 ★★★★★
LightStream offers some of the lowest rates available for excellent credit borrowers, and it will beat a competitor's rate by .10% if you meet certain conditions. It has a 0.5% autopay discount if you set up payments before loan funding. Loan amounts are higher than Best Egg, starting at $5,000 and going up to $100,000. LightStream doesn't include application fees, origination fees or prepayment penalties.
- Available in all states
- Larger amounts available
- Rate Beat program
- No fees
- Minimum loan amount of $5,000
- Most competitive rates require autopay
Loan amount | $5,000 to $100,000 |
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APR | 7.49% to 24.49% |
Interest Rate Type | Fixed |
Min. credit score | Good to excellent credit |
Turnaround Time | Same day |
Maximum Loan Term | 12 years |
Minimum Loan Term | 2 years |
APR | 7.49% to 24.49% |
---|---|
Min. credit score | Good to excellent credit |
Loan amount | $5,000 to $100,000 |