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USPS international money orders and wire transfers

With straight-forward fees, this is a viable option for transferring money abroad.

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Don’t overlook the US Postal Service for international transfers. It offers convenient ways to send money orders to 28 countries and wire transfers throughout Central and South America.

Send small amounts easily with money orders and wire transfers

One-off payments are fairly inexpensive and easy to send with USPS. Should you be sending to one of the 10 countries serviced in Central or South America you can also securely wire funds to a participating bank.

USPS is best for:

  • Small payments. Low maximums, from $500–$1,500 depending on the location and method, and a limited selection of options makes USPS best for smaller transactions.
  • No-rush money orders. Money orders are sent by mail to the recipient.
  • Safety. Both money orders and wire transfers are secure. A lost or stolen money order can be replaced for just $6.45.

How much does it cost to transfer money using USPS?

Fees are fairly straightforward when sending money through USPS:

  • Money orders. $10.25
  • Sure Money purchases up to $750. $14.55
  • Sure Money purchases between $750 and $1,500. $20.75
  • Sure Money refunds. $31.95
  • Sure Money change of recipient. $16.95

Recipients are not charged for wire transfer using Sure Money.

What types of transfers can I make with USPS?

You have two options when it comes to transferring money with USPS:

  • Money orders. Purchase and mail a money order.
  • Straight-to-bank. Use Sure Money to wire money directly to a participating bank.

Available currencies and countries

Availability depends on if you’re sending via money order or wire transfer.

Money orders

The following countries accept USPS money orders:

  • Albania
  • Anguilla
  • Antigua and Barbuda
  • Bahamas
  • Barbados
  • Belize
  • Bolivia
  • British Virgin Islands
  • Cape Verde
  • Dominica
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Grenada
  • Guinea
  • Guyana
  • Honduras
  • Jamaica
  • Mali
  • Montserrat
  • Peru
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Sierra Leone
  • Trinidad and Tobago

Sure Money

Wire money to the following countries and banks:

  • Argentina – BBVA Banco Frances
  • Colombia – Banco Davivienda and BBVA Colombia
  • Dominican Republic – Banco Providencial
  • Ecuador – Banco Guayaquil, Banco del Austro and Banco Internacional
  • El Salvador – Banco Agricola, Banco Credomatic, Banco HSBC El Salvadoreno
  • Guatemala – Banco Industrial, Elektra–Azteca and Banco de Desarrollo Rural
  • Honduras – Banco Ficohsa, Elektra–Azteca and Banco Mercantil. BAMER S.A.
  • Mexico – Banco BanCoppel, Elektra Mexico and Telecom
  • Nicaragua – Banco Banpro and Banco Credomatic
  • Peru – Banco Interbank and BBVA-Banco Continental
Ecuador, El Salvador, Nicaragua and Peru will be sent in USD rather than the local currency.

What are the transfer limits?

International money orders attract a maximum limit of $700 each — this drops to $500 if you are sending funds to El Salvador or Guyana. The maximum you can send through Sure Money is $1,500 per day.
Looking to send more than $700? Check out these international money transfer services.

How do I send money overseas with USPS?

  1. Locate a Post Office with money order or Sure Money services.
  2. Go to the Post Office.
  3. Request the money order or wire transfer.

Have the recipient’s name and address ready to expedite the process. Sure Money comes with a 15-minute guarantee. The sale fee can be refunded by your request if the money is not transferred within 15 minutes.

What is USPS?

The US Postal Service was established in 1775 and has grown alongside the rest of America. From the first postage stamps issued in 1847 to the free iPhone app in 2009, USPS continues to adapt to the evolving needs of the United States.

What other products does USPS offer?

  • Mail services. USPS handles a remarkable 40% of the world’s total mail volume.
  • Online shipping. Pay for, print and ship your items from anywhere in the US.
  • Gifts. USPS offers a wide range of affordable gifts through its Postal Store.
  • Passports. USPS accepts passport applications on behalf of the US State Department.

USPS reviews and complaints

Since USPS is a government agency it’s not rated on the Better Business Bureau website, and complaints aren’t accepted for it. TrustPilot accepts reviews, and as of this writing USPS has a rating of “bad” and a TrustScore of 1.2 out of 5 as of October 13, 2020. Complaints tend to focus on delivery and customer service issues.

Customer service

You can reach USPS customer service at 1-800-275-8777. In the case of missing money orders you’ll have to head to your local USPS location and fill out the form required to submit an inquiry.

See how other services compare to USPS

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 12 of 12
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
OFX International Money Transfers (Business)
24 hours
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
Increase business efficiency with zero transaction fees and same-day transfers.
24 hours
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Within minutes
Xe has fast transfers with low fees and a range of foreign currency tools.
24 hours
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.

Frequently asked questions

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12 Responses

    Default Gravatar
    DavidOctober 6, 2018

    Hey team i am in india and i got a USpostal money order in the mail from my friend who is in usa ..i tried indian post office and some banks to encash it or encash in my bank account but still they are not able to do it…so anybody here can help me how to do that…amount is $300..

      JoshuaOctober 8, 2018Finder

      Hi David,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Unfortunately, India does not accept USPS money orders. You can also see on this page other countries that do not accept this type of money order.

      In your case, you would need to ask your friend to send you money using these other methods. You can also ask your friend to refund your USPS money order though a fee may incur when doing so.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    PaymentJune 12, 2018

    What payment options can I use for sure pay or other money orders?

      Default Gravatar
      AshJune 13, 2018

      Hi Payment,

      Thank you for visiting finder.

      You can pay for the USPS’ Money Order with cash, debit card, or traveler’s checks. For Surepay, though we do not have a dedicated page for it, their payment methods include Paper-based, Electronic and Payment Accelerator. You may visit their website to know more about it.

      I hope this helps.

      Let us know if there is anything else that we may assist you with.


    Default Gravatar
    bertoApril 25, 2018

    Sir how can exchange the usps check in philippines and where in the philippines can i exchange it on remitance office like cebuana

      RichApril 25, 2018Finder

      Hello Berto.

      I’d be happy to answer your question on USPS Money Order.

      The Philippines is, unfortunately, not on the list of countries that accept USPS money orders.

      There are several options available for you. First, although a bit lengthy process, if you have a relative in the States, send them back the money order and let them cash it in for you. The second option, if time is of the essence, try money changers. This option might be the least advantageous for you as you can be sure that they will give you a low exchange rate, but, it’s sure is worth trying if you need the funds right away.

      I hope that answers your question.



    Default Gravatar
    HonggengApril 20, 2018

    How can I exchange my USPS money order to cash in Amsterdam Netherlands?

      JoshuaApril 21, 2018Finder

      Hi Honggeng,

      Thanks for getting in touch with finder.

      Unfortunately, you can’t exchange your USPS money order to cash in Amsterdam. The Netherlands isn’t one of the countries that accept USPS money orders. With this in mind, you may want to explore other international money transfer service providers.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!


    Default Gravatar
    X88May 9, 2017

    How long to recieve postal money by usps from kwajaelin,marshall island to philippines?

      HaroldJuly 3, 2017Finder

      Hi X&&,

      Thank you for your inquiry.

      The transfer speed may vary depending on the provider you are going to use. Please go to the section “See how other services compare to USPS”. Next, select the from/to location then you will see the different offers. You can select the services that will best fit your personal requirements.

      I hope this information has helped.


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