Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

USPS international money orders and wire transfers

With straight-forward fees, this is a viable option for transferring money abroad.

Updated . What changed?

Fact checked
This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Don’t overlook the US Postal Service for international transfers. It offers convenient ways to send money orders to 28 countries and wire transfers throughout Central and South America.

Send small amounts easily with money orders and wire transfers

One-off payments are fairly inexpensive and easy to send with USPS. Should you be sending to one of the 10 countries serviced in Central or South America you can also securely wire funds to a participating bank.

USPS is best for:

  • Small payments. Low maximums, from $500–$1,500 depending on the location and method, and a limited selection of options makes USPS best for smaller transactions.
  • No-rush money orders. Money orders are sent by mail to the recipient.
  • Safety. Both money orders and wire transfers are secure. A lost or stolen money order can be replaced for just $6.45.

How much does it cost to transfer money using USPS?

Fees are fairly straightforward when sending money through USPS:

  • Money orders. $10.25
  • Sure Money purchases up to $750. $14.55
  • Sure Money purchases between $750 and $1,500. $20.75
  • Sure Money refunds. $31.95
  • Sure Money change of recipient. $16.95

Recipients are not charged for wire transfer using Sure Money.

What types of transfers can I make with USPS?

You have two options when it comes to transferring money with USPS:

  • Money orders. Purchase and mail a money order.
  • Straight-to-bank. Use Sure Money to wire money directly to a participating bank.

Available currencies and countries

Availability depends on if you’re sending via money order or wire transfer.

Money orders

The following countries accept USPS money orders:

  • Albania
  • Anguilla
  • Antigua and Barbuda
  • Bahamas
  • Barbados
  • Belize
  • Bolivia
  • British Virgin Islands
  • Cape Verde
  • Dominica
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Grenada
  • Guinea
  • Guyana
  • Honduras
  • Jamaica
  • Mali
  • Montserrat
  • Peru
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Sierra Leone
  • Trinidad and Tobago

Sure Money

Wire money to the following countries and banks:

  • Argentina – BBVA Banco Frances
  • Colombia – Banco Davivienda and BBVA Colombia
  • Dominican Republic – Banco Providencial
  • Ecuador – Banco Guayaquil, Banco del Austro and Banco Internacional
  • El Salvador – Banco Agricola, Banco Credomatic, Banco HSBC El Salvadoreno
  • Guatemala – Banco Industrial, Elektra–Azteca and Banco de Desarrollo Rural
  • Honduras – Banco Ficohsa, Elektra–Azteca and Banco Mercantil. BAMER S.A.
  • Mexico – Banco BanCoppel, Elektra Mexico and Telecom
  • Nicaragua – Banco Banpro and Banco Credomatic
  • Peru – Banco Interbank and BBVA-Banco Continental
Ecuador, El Salvador, Nicaragua and Peru will be sent in USD rather than the local currency.

What are the transfer limits?

International money orders attract a maximum limit of $700 each — this drops to $500 if you are sending funds to El Salvador or Guyana. The maximum you can send through Sure Money is $1,500 per day.
Looking to send more than $700? Check out these international money transfer services.

How do I send money overseas with USPS?

  1. Locate a Post Office with money order or Sure Money services.
  2. Go to the Post Office.
  3. Request the money order or wire transfer.

Have the recipient’s name and address ready to expedite the process. Sure Money comes with a 15-minute guarantee. The sale fee can be refunded by your request if the money is not transferred within 15 minutes.

What is USPS?

The US Postal Service was established in 1775 and has grown alongside the rest of America. From the first postage stamps issued in 1847 to the free iPhone app in 2009, USPS continues to adapt to the evolving needs of the United States.

What other products does USPS offer?

  • Mail services. USPS handles a remarkable 40% of the world’s total mail volume.
  • Online shipping. Pay for, print and ship your items from anywhere in the US.
  • Gifts. USPS offers a wide range of affordable gifts through its Postal Store.
  • Passports. USPS accepts passport applications on behalf of the US State Department.

USPS reviews and complaints

Since USPS is a government agency it’s not rated on the Better Business Bureau website, and complaints aren’t accepted for it. TrustPilot accepts reviews, and as of this writing USPS has a rating of “bad” and a TrustScore of 1.2 out of 5 as of October 13, 2020. Complaints tend to focus on delivery and customer service issues.

Customer service

You can reach USPS customer service at 1-800-275-8777. In the case of missing money orders you’ll have to head to your local USPS location and fill out the form required to submit an inquiry.

See how other services compare to USPS

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$8 1 - 2 days USD 5.00 0.837 EUR 4,181 Exchange money on your terms. Show details
GBP 1,000 1 - 2 days USD 0.00 0.837 EUR 4,185 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
$1 Same day USD 0.00 0.842 EUR 4,208 XE offers fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$0 1 - 2 days USD 1.99 0.829 EUR 4,141 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
$1 1 - 2 days USD 40.00 0.845 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
$1 Within an hour USD 3.99 0.842 EUR 4,206 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Frequently asked questions

Read more on this topic

  • USPS Sure Money money transfer service review

    Though best known for its mail handling services, USPS (the US Postal Service) also offers a quick, convenient and safe way for you to send money overseas. You can visit your nearest Post Office to send a wire transfer through the Sure Money program. Read on to find out more about the international payment options available from USPS.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

12 Responses

  1. Default Gravatar
    DavidOctober 6, 2018

    Hey team i am in india and i got a USpostal money order in the mail from my friend who is in usa ..i tried indian post office and some banks to encash it or encash in my bank account but still they are not able to do it…so anybody here can help me how to do that…amount is $300..

    • Avatarfinder Customer Care
      JoshuaOctober 8, 2018Staff

      Hi David,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Unfortunately, India does not accept USPS money orders. You can also see on this page other countries that do not accept this type of money order.

      In your case, you would need to ask your friend to send you money using these other methods. You can also ask your friend to refund your USPS money order though a fee may incur when doing so.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  2. Default Gravatar
    PaymentJune 12, 2018

    What payment options can I use for sure pay or other money orders?

    • Default Gravatar
      AshJune 13, 2018

      Hi Payment,

      Thank you for visiting finder.

      You can pay for the USPS’ Money Order with cash, debit card, or traveler’s checks. For Surepay, though we do not have a dedicated page for it, their payment methods include Paper-based, Electronic and Payment Accelerator. You may visit their website to know more about it.

      I hope this helps.

      Let us know if there is anything else that we may assist you with.


  3. Default Gravatar
    bertoApril 25, 2018

    Sir how can exchange the usps check in philippines and where in the philippines can i exchange it on remitance office like cebuana

    • Avatarfinder Customer Care
      RichApril 25, 2018Staff

      Hello Berto.

      I’d be happy to answer your question on USPS Money Order.

      The Phiippines is, unfortunately, not in the list of countries that accepts USPS money order. There are several options available for you. First, although a bit lengthy process, if you have a relative in the States, send them back the money order and let them encash it for you. Second option, if time is of essence, is to try with money changers. This option might be the least advantageous for you as you can be sure that they will give you a low exchange rate, but, it’s sure is worth trying if you need the funds right away.

      I hope that answers your question.



  4. Default Gravatar
    HonggengApril 20, 2018

    How can I exchange my USPS money order to cash in Amsterdam Netherlands?

    • Avatarfinder Customer Care
      JoshuaApril 21, 2018Staff

      Hi Honggeng,

      Thanks for getting in touch with finder.

      Unfortunately, you can’t exchange your USPS money order to cash in Amsterdam. The Netherlands isn’t one of the countries that accept USPS money orders.

      In case you want to explore other alternative options, you may want to check this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  5. Default Gravatar
    X88May 9, 2017

    How long to recieve postal money by usps from kwajaelin,marshall island to philippines?

    • Avatarfinder Customer Care
      HaroldJuly 3, 2017Staff

      Hi X&&,

      Thank you for your inquiry.

      The transfer speed may vary depending on the provider you are going to use. Please go to the section “See how other services compare to USPS”. Next, select the from/to location then you will see the different offers. You can select the services that will best fit your personal requirements.

      I hope this information has helped.


  6. Default Gravatar
    SameeraMay 5, 2017

    Can I transfer my school fee from Pakistan to Italy ?? I live in lahore. I need a direction for your office in lahore Pakistan too.

    • Avatarfinder Customer Care
      HaroldJuly 3, 2017Staff

      Hi Sameera,

      Thank you for your inquiry.

      Yes you can transfer based on the location you’ve mentioned. You can check the rates at the section “See how other services compare to USPS”.

      I hope this information has helped.


Go to site