USPS Sure Money money transfer service review
- Fastest Transfer Speed
- 24 hours
- Minimum Transfer Amount
- $0
- Maximum Transfer Amount
- $1,500
Summary
Send money to Latin America securely and easily with a wire transfer from USPS.
To send funds overseas, USPS offers wire transfers that are available through the Sure Money program. Use it to send up to $1,500 per day to 10 countries in Central and South America.
Transfer money safely and quickly
USPS provides a 15-minute guarantee. Should your transfer not arrive at the receiving bank within 15 minutes, you may request to be refunded the sale amount.
How much does it cost to transfer money with USPS?
For transfers through the Sure Money program, an $14.55 fee applies for transfers of up to $750 and a $20.75 fee applies for transfers between $750 and $1,500.
USPS exchange rates
When you transfer to Ecuador, El Salvador, Nicaragua and Peru through the Sure Money program are made in US dollars.
Transfers to Argentina, Colombia, the Dominican Republic, Guatemala, Honduras and Mexico are made in the local currency of the receiving country. Exchange rates will apply to these transactions, and Sure Money rates update regularly to keep pace with market rates.
Review the exchange rate that applies to your transaction before you confirm your transfer details.
What if I need to send money from home?
Online transfer services can greatly help when you need to send money from home or on the go. There are several online providers who will send a transfer for free with competitive exchange rates, including OFX, Xe and Wise.
- Wise peer-to-peer transfer service allows customers to send money to recipients in over 40 countries.
What types of transfers can I make with USPS?
Make a wire transfer using USPS Sure Money, or purchase a money order. Money orders are also available at post office locations, and may be sent to additional locations.
Wire transfers are sent at the time of purchase, and have a 15-minute guarantee. Sending a money order takes significantly longer, as it will be mailed to the recipient.
USPS Sure Money pros and cons
Pros
- Easy. Sending money abroad is as simple as visiting your nearest post office location.
- Convenient pickup. Whether you send a wire transfer or an international money order, it’s easy for your recipient to access the cash you send.
- Secure transactions. Wire transfers and international money orders are both considered secure methods for transferring funds abroad.
Cons
- Limited locations. USPS only allows you to send funds to a limited range of locations.
- In-person only. You’ll be subject to waiting in line at the Post Office to send the transfer.
How does USPS compare to other services?
The registration and transfer process
It’s easy to send money overseas with USPS, and a Sure Money wire transfer can be sent from your nearest post office.
Wire transfers require you to provide the details of your recipient, their bank account information and the reason you’re sending money overseas.
Bottom line
USPS offers two convenient solutions when you need to send your funds to certain locations around the world. But compare its services to transfer money internationally with other providers to ensure that you get the best value for your money.
Frequently asked questions
Which participating banks handle wire transfers to the Dominican Republic?
Transfers to the Dominican Republic can be picked up from 44 Banco Providencial or 64 Banco Dominicano del Progreso locations.
What currency is used when I send a wire transfer to Mexico?
Transfers to Mexico are sent in Mexican Pesos.
What fees or charges will the recipient be expected to pay?
Your receiver won’t pay any fees to access the money you send.
USPS is not currently available on Finder
Have you considered Wise (TransferWise)?
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.
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