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Farmers offers towing and roadside service as an add-on to your auto insurance policy. The coverage is flexible, allowing you to use your own service providers if you want, but the cost and service limits vary.
You can take advantage of the following services:
Farmers roadside assistance only covers up to $150 per incident. You can submit an invoice for any amount over that, but there’s no guarantee that it will be covered. Additionally, if you get stuck more than 10 feet from a main road, winching service isn’t covered.
Roadside service is an add-on to your auto policy, but may only be available if you have comprehensive and collision coverage on your vehicle.
Farmers doesn’t provide any cost details on their website or through customer service without getting a quote on a new or existing policy. The cost of Farmers’ roadside service and how often you can use it depends on your location and the level of coverage you elect to add to your policy.
You can contact Farmers’ roadside service using one of these methods:
If you call or use the website link, you’ll need to enter your policy number, name and date of birth to access your coverage.
Farmers uses a platform named HONK to contact service providers in your area, but you can contact your own service provider and make a claim online for reimbursement up to $150. To submit a claim, you need your policy number, a claim number and receipts or documents with the following information included:
Farmer’s roadside service is relatively straightforward on how much is covered and allows you to use your own service and make a claim for reimbursement, which many other insurers don’t allow. But the specific costs and use limits aren’t defined on the company site, which means you have to get a policy quote and may have to pay more for the coverage you need. If that’s not for you, compare car insurance companies for more straightforward pricing or a policy with roadside included.
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