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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Up to 3%
Intro purchase APR
for the first 15 months (then 18.99% to 29.99% variable)
|Welcome offer||Earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months.|
|Rewards||3% at U.S. supermarkets on up to $6,000 per year, then 1%; 3% on U.S. online retail purchases, on up to $6,000 per year, then 1%; 3% at U.S. gas stations on up to $6,000 per year, then 1%|
|Purchase APR||0% intro for the first 15 months (then 18.99% to 29.99% variable)|
|Balance transfer APR||0% intro for the first 15 months (then 18.99% to 29.99% variable) Either $5 or 3% of the amount of each transfer, whichever is greater.|
|Minimum credit score||670|
|Go to site|
Megan Horner is head of publishing at Finder, where she leads a team that's focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University.
The $0-annual-fee cashback card that offers bonus rewards at U.S. supermarkets, U.S. gas stations and on U.S. online retail. It now features a welcome offer of $200 statement credit after you spend $2,000 on your card in the first 6 months with the new card.
The card’s standout feature is the 3% cash back as statement credit at U.S. supermarkets, U.S. online retail purchases and U.S. gas stations on up to $6,000 per calendar year in purchases in each category, then 1%. While this isn’t the highest rewards rate on the market, it’s simple and effective, especially considering you won’t pay an annual fee to use the card.
The card also offers an appreciable new perk: Get $7 back each month after you enroll and use your card to spend $12.99 or more on an eligible subscription to the Disney Bundle. This package includes Disney+, Hulu, and ESPN+, and is a sizable discount.
Thankfully, Amex has returned the balance transfer offer to the card after removing it for many months. You’ll get 15 months at a 0% intro APR before reverting to 18.99% to 29.99% variable. This helps round out the card’s upfront value alongside the intro purchase APR and welcome offer.
Overall, this can be an excellent no-annual-fee cashback card if you spend less than $300 each month on groceries. But if you spend more than that, consider upgrading to the Blue Cash Preferred® Card from American Express to maximize your cash back earning potential.
To apply for the card, you must be at least 18 years old and a resident of the US. You’ll have the best odds of approval for this card if you apply with a good to excellent credit score of 670 or higher. Here’s how to apply.
The Blue Cash Everyday® Card from American Express is a well-rounded card with good rewards on everyday purchases. Here’s why you should consider it:
The Blue Cash Everyday® Card from American Express is a well-rounded card without significant weaknesses. Still, there are a few things to watch out for before applying:
Online users generally have good things to say about the Blue Cash Everyday® Card from American Express, citing features such as the $0 annual fee, strong everyday rewards and solid intro APR. Users often advise others to get the card for grocery spending. Some note that the Blue Cash Preferred® Card from American Express can be a better choice due to its higher top rewards rate.
Here’s how you can squeeze as much value out of this card as possible:
Narrow down top credit cards by cash back and annual fee to find the best for your budget and financial goals. Select Compare for up to four products to see their benefits side by side.
The Blue Cash Everyday® Card from American Express is a well-rounded product with no annual fee. It offers good rewards on eligible groceries, gas and online purchases. Because you don’t have to pay anything to own the card, you can keep more of your rewards in your pocket.
While it’s an effective card, it doesn’t offer the highest rewards on groceries. Consider other grocery credit cards if you want more options.
To determine the average value of an Amex Membership Rewards point, we looked at the equivalent dollar value a redemption option would cost in the Amex Membership Rewards program. We calculated this average across all redemption options available through Amex to reach the approximate value you can expect when redeeming these points on average. In this case, the average value of a single Membership Rewards point came out to 2 cents per point.
Remember that your points could be worth more or less depending on what you redeem them on, so this value should be used as a general guide.
Editorial note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Insurance benefit note: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
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