
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
finder.com’s rating: 3.3 / 5.0
★★★★★
$0 per month
Fee
N/A
APY
$25
Minimum deposit to open
APY | N/A |
---|---|
Fee | $0 per month |
Minimum deposit to open | $25 |
ATMs | 1,000 fee-free ATMs across the country |
ATM transaction fee | $0 |
ATM fee rebates | For $5 a month, you can get up to four ATM fee rebates |
Out-of-network ATM fee | $3 |
Foreign transaction fee | 3% |
Overdraft fee | $32 |
Nonsufficient funds fee | $38 |
Review by
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
The BBVA Free Checking account is best for those who live near a BBVA branch and want a standard product. It offers easy online and mobile access along with free ATM use at over 1,000 ATMs across the country.
However, this bank doesn’t have nearly as many domestic ATMs as larger banks and only has branches in seven states, which could limit your banking opportunities.
You can open the BBVA Free Checking account online, by phone or at a branch:
In order to open this account, you’ll need to meet a few eligibility requirements:
However you decide to apply for an account, you’ll be asked for the following information:
We’ve gathered a quick comparison of BBVA Free Checking and similar accounts to help you decide which is the best fit for you. Click “Compare accounts” to compare even more checking accounts.
BBVA Free Checking
★★★★★
Go to site |
---|
Fee $0 per month |
APY N/A |
Minimum deposit to open $25 |
ATM network 1,000 fee-free ATMs across the country |
HSBC Premier Checking
★★★★★
Go to site |
---|
Fee $50 per month |
APY 0.01% on balances of $5+ |
Minimum deposit to open $1 |
ATM network Free to use at all ATMs in the US |
Chime Spending account
★★★★★
Go to site |
---|
Fee $0 per month |
APY N/A |
Minimum deposit to open $0 |
ATM network 38,000 fee-free ATMs nationwide |
Compare even more checking accounts
Aside from being a free and secure checking account with no monthly fees, the BBVA Free Checking account offers these benefits:
This account comes with a Visa debit card, allowing you to make purchases almost anywhere. Plus, you’ll get access to a network of domestic ATMs.
While you won’t need to jump through hoops to avoid monthly fees with this account, there are a few things to look out for:
If you’re looking to bank at an institution with more branches, you’ll want to keep looking. As always, compare your options when choosing a checking account.
Beyond the BBVA Free Checking account, BBVA offers a few other checking accounts:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.